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Advertiser Disclosure
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 Vision One Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Vision One Credit Union's 6 Month Savings CD rates are at 4.00%, 36 Month Savings CD rates are at 1.95%, 36 Month Savings CD rates are at 1.90%, 24 Month Savings CD rates are at 1.80%, 36 Month Savings CD rates are at 1.80%. Vision One Credit Union's savings rates are at 0.00%. Vision One Credit Union's money market rates are at 0.85%. MonitorBankRates evaluates the financial stability of Vision One Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 03/29/2026. Vision One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vision One Credit Union? Share your experience about Vision One Credit Union by leaving a review below, or read customer reviews before you decide to use Vision One Credit Union. Vision One Credit Union
Corporate Main 3279 Ramos Cir
https://www.visionone.org Sacramento, CA 95827 2500 
Vision One Credit Union CD Rates
Vision One Credit Union Savings Rates
Vision One Credit Union Money Market Rates
Vision One Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Vision One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vision One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Vision One Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Vision One Credit Union
Website
https://www.visionone.org
Address
3279 Ramos Cir,
Sacramento, CA 95827 2500
Phone
916-363-4293
Fax
916-363-4298
President
A Nick Gutierrez
CEO
Robert Schultz
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.71%
Return on Assets (ROA)
0.1696%
Return on Equity (ROE)
1.0511%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
89,920,884
Total Amount of Shares and Deposits
74,573,948
Total Shares and Deposits < 1 Year
63,998,326
Total Shares and Deposits 1 3 Years
3,928,669
Total Shares and Deposits > 3 Years
6,646,953
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,962,730
Total Uninsured Shares and Deposits > $250K (F+J)
21,962,730
Total Insured Shares and Deposits > $250K (item 17 less item K)
52,611,218
Total Interest Expense (Sum of items 6 8)
1,161,115
Share Certificates
219
Number of Accounts for Share Drafts
540
IRA KEOGH Accounts
115
Number of Accounts for Regular Shares
1,402
All other shares
41
Money Market Shares
79
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,493,293
Total Liabilities
75,422,256
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Vision One Credit UnionIs Vision One Credit Union a safe place to deposit money?Yes, Vision One Credit Union is considered a safe financial institution. With a Texas Ratio of 0.71394701292973%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Vision One Credit Union operate?Vision One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Vision One Credit Union?Yes, to access services at Vision One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Vision One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Vision One Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Vision One Credit Union offer online and mobile banking?Most modern institutions like Vision One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.visionone.org. Current Vision One Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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