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Capital Credit Union Rates & Review April 2026

Capital Credit Union's IRA CD Special 20-Month rates are at 4.00%, 60-Month CD rates are at 3.95%, 60-Month CDs/IRA Rate rates are at 3.95%, 48-Month CD rates are at 3.85%, 48-Month CDs/IRA Rate rates are at 3.85%. Capital Credit Union's savings rates are at 0.10%. Capital Credit Union's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Capital Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.58%. Rates were last updated on 04/08/2026.

Capital Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capital Credit Union? Share your experience about Capital Credit Union by leaving a review below, or read customer reviews before you decide to use Capital Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.58%
Excellent Higher than avg
Capital Credit Union
Morris Avenue
825 Morris Ave
Green Bay, WI 54304
https://www.capitalcu.com
Member NCUA

Capital Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate Special 20-Month 3.94% 4.00% 20
Min Deposit $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
60-Month Certificate 3.89% 3.95% 60-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
60-Month Certificates/IRA Rate 3.89% 3.95% 60-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
48-Month Certificate 3.80% 3.85% 48-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
48-Month Certificates/IRA Rate 3.80% 3.85% 48-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
IRA Certificate Special 8-Month 3.80% 3.85% 8
Min Deposit $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
36-Month Certificate 3.70% 3.75% 36-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
36-Month Certificates/IRA Rate 3.70% 3.75% 36-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
24-Month Certificate 3.46% 3.50% 24-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
24-Month Certificates/IRA Rate 3.46% 3.50% 24-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
18-Month Certificate 3.21% 3.25% 18-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
18-Month Certificates/IRA Rate 3.21% 3.25% 18-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
12-Month Certificate 2.97% 3.00% 12-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
12-Month Certificates/IRA Rate 2.97% 3.00% 12-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
6-Month Certificate 2.48% 2.50% 6-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
6-Month Certificates/IRA Rate 2.48% 2.50% 6-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Dream Builder Flex Certificate 12-Month 2.48% 2.50% 12-Month
Min Deposit $1
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
3-Month Certificate 1.99% 2.00% 3-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
3-Month Certificates/IRA Rate 1.99% 2.00% 3-Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%

Capital Credit Union Savings Rates

Product Rate APY View More
SavingsPlus 4.89% 5.00%
Details Qualifying balance up to $500.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Health Savings Account (HSA) 0.75% 0.75%
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
IRA - Savings Rate Open Deposit 0.15% 0.15%
Min Deposit $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Membership Savings 0.15% 0.15%
Min Deposit $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Regular Savings 0.15% 0.15%
Min Deposit $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business Membership Savings 0.10% 0.10%
Min Deposit $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business Regular Savings 0.10% 0.10%
Min Deposit $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%

Capital Credit Union Money Market Rates

Product Rate APY View More
Business SelectMoney Market 3.83% 3.90%
Min Balance $1,000,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 3.83% 3.90%
Min Balance $1,000,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business SelectMoney Market 3.74% 3.80%
Min Balance $750,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 3.74% 3.80%
Min Balance $750,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business SelectMoney Market 3.59% 3.65%
Min Balance $500,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 3.59% 3.65%
Min Balance $500,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business SelectMoney Market 3.35% 3.40%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 3.35% 3.40%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business SelectMoney Market 2.86% 2.90%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 2.86% 2.90%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 2.47% 2.50%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 1.98% 2.00%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 1.64% 1.65%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business SelectMoney Market 1.49% 1.50%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 1.49% 1.50%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 1.34% 1.35%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 0.95% 0.95%
Min Balance $15,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 0.85% 0.85%
Min Balance $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
BusinessMoney Market 0.55% 0.55%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business SelectMoney Market 0.10% 0.10%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Money Market Platinum Select 0.10% 0.10%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%

Capital Credit Union Checking Rates

Product Rate APY View More
ChaChingTM Checking 4.17% 4.25%
Min Balance $0
Details Qualifying balance up to $15,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business Premium Checking 0.25% 0.25%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business Premium Checking 0.15% 0.15%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business Elite Checking 0.10% 0.10%
Min Balance $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%
Business Premium Checking 0.10% 0.10%
Min Balance $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Capital Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Capital Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Capital Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Capital Credit Union
Address 825 Morris Ave, Green Bay, WI 54304
Phone 920-494-2828
Fax 920-494-5720
President Melanie Haen
CEO Laurie Butz
Full-Time Employees 439
Part-Time Employees 27
Branch Locations 25
ATM Locations 23
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.58%
Return on Assets (ROA)
0.7534%
Return on Equity (ROE)
6.3481%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
2,738,983,790
Total Amount of Shares and Deposits
2,265,082,377
Total Shares and Deposits < 1 Year
2,145,727,548
Total Shares and Deposits 1 3 Years
81,570,854
Total Shares and Deposits > 3 Years
37,783,974
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
226,464,904
Total Uninsured Shares and Deposits > $250K (F+J)
236,908,876
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,028,173,501
Total Interest Expense (Sum of items 6 8)
53,527,413
Share Certificates
19,378
Number of Accounts for Share Drafts
68,984
IRA KEOGH Accounts
4,216
Number of Accounts for Regular Shares
152,433
All other shares
3,683
Non Member Deposits
116
Money Market Shares
7,882
Net Income (unless the amount is already included in Undivided Earnings)
20,636,232
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
114,298,016
Total Liabilities
2,416,660,532
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Capital Credit Union

Is Capital Credit Union a safe place to deposit money?

Yes, Capital Credit Union is considered a safe financial institution. With a Texas Ratio of 7.5784326665432%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Capital Credit Union operate?

Capital Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Capital Credit Union?

Yes, to access services at Capital Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Capital Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Capital Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Capital Credit Union offer online and mobile banking?

Most modern institutions like Capital Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capitalcu.com.

Current Capital Credit Union Rates

  • 12-Month CD2.50%
  • 18-Month CD3.25%
  • 24-Month CD3.50%
  • 60-Month CD3.95%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.