First National Bank (TX) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First National Bank (TX) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank (TX), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank (TX) CD rates. You can also compare First National Bank (TX) savings rates, MMA rates and mortgage rates using our other rate lists. First National Bank (TX) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank (TX)? Share your experience about First National Bank (TX) by leaving a review below, or read customer reviews before you decide to use First National Bank (TX). First National Bank (TX) Texas Ratio First National Bank (TX)'s Texas Ratio is at 1.61%, which is considered excellent. The Texas Ratio for First National Bank (TX) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First National Bank (TX) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First National Bank (TX) Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First National Bank (TX) rate data right now, check back for updates, we are adding rates all the time. First National Bank (TX) InformationFirst National Bank (TX)
3801 Fairway BlvdWichita Falls, TX 76310 Wichita Established Date: 01/29/1986 FDIC Certificate #: 26543 Date of FDIC Deposit Insurance: 01/29/1986 Bank Holding Company: WICHITA FALLS BANCSHARES INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.fnbtx.com
Is First National Bank (TX) FDIC Insured? Yes
What is First National Bank (TX)'s Cert number? 26543
What is the maximum amount for insured deposits? $250,000 per holder, per account
First National Bank (TX) FinancialsTotal Assets:
$1,514,632,000
Total Deposits:
$1,152,629,000
Equity Capital:
$140,760,000
Domestic Deposits:
$1,152,629,000
Net Income:
$3,148,000
Return on Assets:
0.7166%
Quarterly Return on Assets:
0.8400%
Pretax Return on Assets:
0.0883%
Pretax Quarterly Return on Assets:
0.0900%
Return on Equity:
8.4300%
Quarterly Return on Equity:
9.2200%
Common Equity Tier 1 Capital Ratio:
11.1325%
Tier 1 Risk-Based Capital Ratio:
11.1325%
Leverage Tier 1 (Core Capital) Ratio:
9.2438%
Total Risk-Based Capital Ratio (YTD):
12.3342%
Total Interest Income (YTD):
5.1167%
Headquarters:
Wichita Falls
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Wichita
# of Offices:
8
Metropolitan Statistical Area (MSA):
Wichita Falls, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals This past Thursday the Federal Reserve Board raised the discount rate one quarter percent to 0.75 percent. The discount rate is the rate banks pay for emergency loans. A higher discount rate doesn't mean we will see higher CD rates, savings account rates and mortgage rates.
 Is this the light at the end of the tunnel in the housing market?
 Mortgage rates have hit a three month low this past week, breaking the see-saw trend of mortgage rates going higher one week than falling lower the next week. The low current mortgage rates have also driven home sales to their higher point since November 2005 according to the National Association of Realtors.
Bank or Credit Union Offers and DealsBanking Basics: Why you Should Have Savings and Checking AccountsWeekly Mortgage Rates: Updated May 25, 2009 Mortgage Rates & Mortgage Applications Decrease: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.19% Personal Savings Rate Higher on Lower Gas Prices Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.55%, 15 year Mortgage Rates at 3.91% – MBA Average CD Rates and Highest CD Rates July 5, 2012 BluPeak Credit Union CD Rates: 5.75% APY 9-Month Promo CD Best Offer Mortgage Rates December 10, 2019 Weekly Mortgage Rates: Updated May 18, 2009 Michigan First Credit Union Current CD rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates Edge Slightly Higher but Will Decline if Sequestration HitsSavings Account Rates in California: Best Savings Rate at 1.10 Percent Flagstar Bank 12 Month CD Yield of 1.55% Evantage Bank Money Market Account Mutual Security Credit Union CD Rates iGObanking.com MMA 50K Rates now at 1.09% Mortgage Rates Hit Yet Another Record Low: 30 Year Mortgage Rates at 4.49%, 15 Year Mortgage Rates at 3.95% Today's Mortgage Rates at Record Lows are Finally Helping Housing: FHFA Housing Price Index +0.8% for May CD Rates Higher Than the Average Rates July 10, 2012 CD Rate Increases from First Internet Bank of Indiana First National Bank (TX) ReviewsThere are no reviews for First National Bank (TX) yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.70%, 6-month CD rates at 2.78% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. 
