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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CBI Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
CBI Federal Credit Union's 6 month IRA TERM CDS rates are at 2.02%, IRA TERM CDS 1 Years rates are at 2.02%, IRA TERM CDS 2 Years rates are at 2.02%, IRA TERM CDS 3 Years rates are at 2.02%, IRA TERM CDS 4 Years rates are at 2.02%. CBI Federal Credit Union's savings rates are at 1.50%. CBI Federal Credit Union's money market rates are at 0.40%. CBI Federal Credit Union's Credit Card Rates are at 9.60%. MonitorBankRates evaluates the financial stability of CBI Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.99%. Rates were last updated on 04/18/2026. CBI Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CBI Federal Credit Union? Share your experience about CBI Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CBI Federal Credit Union. CBI Federal Credit Union
Main Office 13717 S Route 30 Ste 157
https://cbifcu.org Plainfield, IL 60544 5560 
CBI Federal Credit Union CD Rates
CBI Federal Credit Union Savings Rates
CBI Federal Credit Union Money Market Rates
CBI Federal Credit Union Mortgage Rates
CBI Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CBI Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CBI Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CBI Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CBI Federal Credit Union
Website
https://cbifcu.org
Address
13717 S Route 30 Ste 157,
Plainfield, IL 60544 5560
Phone
815-439-6676
Fax
815-439-5010
President
Thomas Mullen
CEO
Michele Timpe
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.99%
Return on Assets (ROA)
0.2593%
Return on Equity (ROE)
2.4359%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
17,394,144
Total Amount of Shares and Deposits
15,471,667
Total Shares and Deposits < 1 Year
15,089,398
Total Shares and Deposits 1 3 Years
322,338
Total Shares and Deposits > 3 Years
59,931
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
759,703
Total Uninsured Shares and Deposits > $250K (F+J)
759,703
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,711,964
Total Interest Expense (Sum of items 6 8)
51,476
Share Certificates
52
Number of Accounts for Share Drafts
474
IRA KEOGH Accounts
59
Number of Accounts for Regular Shares
1,278
Money Market Shares
31
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,661,652
Total Liabilities
15,561,164
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CBI Federal Credit UnionIs CBI Federal Credit Union a safe place to deposit money?Yes, CBI Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.9942315794022%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CBI Federal Credit Union operate?CBI Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CBI Federal Credit Union?Yes, to access services at CBI Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CBI Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CBI Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CBI Federal Credit Union offer online and mobile banking?Most modern institutions like CBI Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cbifcu.org. Current CBI Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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