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First Ohio Community Federal Credit Union Rates & Review April 2026

First Ohio Community Federal Credit Union's 60 MO CD rates are at 3.00%, 48 MO CD rates are at 2.50%, 36 MO CD rates are at 2.25%, 24 MO CD rates are at 2.00%, 12 MO CD rates are at 1.50%. First Ohio Community Federal Credit Union's money market rates are at 0.50%. First Ohio Community Federal Credit Union's Personal Loan Rates are at 4.45%. MonitorBankRates evaluates the financial stability of First Ohio Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates were last updated on 04/17/2026.

First Ohio Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Ohio Community Federal Credit Union? Share your experience about First Ohio Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Ohio Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.61%
Excellent Lower than avg
First Ohio Community Federal Credit Union
First Ohio Community FCU
8200 Cleveland Ave NW
North Canton, OH 44720 5666
https://www.firstohiocfcu.org
Member NCUA

First Ohio Community Federal Credit Union CD Rates

Product Rate APY Term View More
60 MO CERTIFICATE - 3.00% 60
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
48 MO CERTIFICATE - 2.50% 48
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
36 MO CERTIFICATE - 2.25% 36
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
24 MO CERTIFICATE - 2.00% 24
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
12 MO CERTIFICATE - 1.50% 12
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
06 MO CERTIFICATE - 0.75% 06
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

First Ohio Community Federal Credit Union Savings Rates

Product Rate APY View More
CHRISTMAS CLUB - 0.10%
Min Deposit $5
Min Balance $25
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
TRAVEL CLUB - 0.10%
Min Deposit $5
Min Balance $25
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

First Ohio Community Federal Credit Union Money Market Rates

Product Rate APY View More
MONEY MARKET - 3.00%
Min Balance $125,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
MONEY MARKET - 2.25%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
MONEY MARKET - 1.50%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
MONEY MARKET - 1.00%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
MONEY MARKET - 0.50%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

First Ohio Community Federal Credit Union Checking Rates

Product Rate APY View More
ISAVE CHECKING - 0.15%
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
PLUS CHECKING - 0.12%
Min Balance $1,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
MODERN CHECKING - 0.05%
Min Balance $250
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

First Ohio Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY LOAN - 10 years - - 5.99%
Details As Low As; Put your home to work for you!
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
Home Equity Loans - - 5.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
HOME EQUITY LOAN - 15 Years - - 6.99%
Details As Low As; Put your home to work for you!
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
HELOC - VARIABLE RATE - - 7.25%
Details As Low As; Put your home to work for you!
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

First Ohio Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto Loans - - 4.45%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

First Ohio Community Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 3.99%
Details Intro rate expires: 12 months; Regular APR: Regular credit card rate.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
Intro Credit Card Rate - 3.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%
CREDIT CARD - 9.90%
Details As Low As; Great Low Rate!
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.61%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Ohio Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Ohio Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Ohio Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Ohio Community Federal Credit Union
Address 8200 Cleveland Ave NW, North Canton, OH 44720 5666
Phone 330-494-8775
Fax 330-494-7187
President Lester Schwallie
CEO Kim Lapinski
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.61%
Return on Assets (ROA)
0.6007%
Return on Equity (ROE)
5.7176%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
43,011,316
Total Amount of Shares and Deposits
38,450,812
Total Shares and Deposits < 1 Year
37,969,028
Total Shares and Deposits 1 3 Years
466,196
Total Shares and Deposits > 3 Years
15,588
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
791,747
Total Uninsured Shares and Deposits > $250K (F+J)
791,747
Total Insured Shares and Deposits > $250K (item 17 less item K)
37,659,065
Total Interest Expense (Sum of items 6 8)
361,885
Share Certificates
215
Number of Accounts for Share Drafts
1,516
IRA KEOGH Accounts
99
Number of Accounts for Regular Shares
3,547
All other shares
309
Money Market Shares
251
Net Income (unless the amount is already included in Undivided Earnings)
258,360
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,855,069
Total Liabilities
38,505,949
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About First Ohio Community Federal Credit Union

Is First Ohio Community Federal Credit Union a safe place to deposit money?

Yes, First Ohio Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.61118028147445%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does First Ohio Community Federal Credit Union operate?

First Ohio Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Ohio Community Federal Credit Union?

Yes, to access services at First Ohio Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Ohio Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Ohio Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Ohio Community Federal Credit Union offer online and mobile banking?

Most modern institutions like First Ohio Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstohiocfcu.org.

Current First Ohio Community Federal Credit Union Rates

  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.