Cenlar FSB CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 3.82%, 6-month CD rates at 4.16% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 10.15%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. To see how these rates compare to Cenlar FSB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cenlar FSB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cenlar FSB CD rates. You can also compare Cenlar FSB savings rates, MMA rates and mortgage rates using our other rate lists. Cenlar FSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cenlar FSB? Share your experience about Cenlar FSB by leaving a review below, or read customer reviews before you decide to use Cenlar FSB. Cenlar FSB Texas Ratio Cenlar FSB's Texas Ratio is at 7.68%, which is considered excellent. The Texas Ratio for Cenlar FSB is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Cenlar FSB is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Cenlar FSB Rates with Other Competitive Bank and Credit Union RatesFirst Federal S&L Pascagoula, MS
First4Me Checking
5.00%
$25
Hatboro Federal Savings
12-Month CD
4.25%
$1,000
Freedom Bank Huntingburg, IN
6-Month CD
4.16%
$500
Toyota Financial Savings Bank
60-Month CD
4.06%
$1
Bank Midwest
18-Month CD
3.85%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Cenlar FSB rate data right now, check back for updates, we are adding rates all the time. Cenlar FSB InformationCenlar FSB
425 Phillips BlvdEwing, NJ 08618 Mercer Established Date: 01/01/1912 FDIC Certificate #: 30996 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: EMPLOYEES STK OWNERSHIP PLAN CENLAR CAPITAL How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: www.cenlar.com
Is Cenlar FSB FDIC Insured? Yes
What is Cenlar FSB's Cert number? 30996
What is the maximum amount for insured deposits? $250,000 per holder, per account
Cenlar FSB FinancialsTotal Assets:
$966,630,000
Total Deposits:
$568,953,000
Equity Capital:
$125,919,000
Domestic Deposits:
$568,953,000
Net Income:
$7,274,000
Return on Assets:
1.3024%
Quarterly Return on Assets:
3.0300%
Pretax Return on Assets:
-1.5701%
Pretax Quarterly Return on Assets:
-1.5700%
Return on Equity:
13.5300%
Quarterly Return on Equity:
25.6400%
Common Equity Tier 1 Capital Ratio:
31.8740%
Tier 1 Risk-Based Capital Ratio:
31.8740%
Leverage Tier 1 (Core Capital) Ratio:
10.5746%
Total Risk-Based Capital Ratio (YTD):
32.0821%
Total Interest Income (YTD):
2.3773%
Headquarters:
Ewing
FDIC Field Office:
Jamesburg
Regulator:
OCC
County:
Mercer
# of Offices:
1
Metropolitan Statistical Area (MSA):
Trenton-Princeton, NJ
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage Rates: In the latest survey, today's mortgage interest rates continue to come back down from the recent highs set last month. The decline in home mortgage rates has been brought on by a decline in 10-year Treasury prices now at 3.33 percent, also down from a recent high nearing 4.00 percent.
Savings accounts rates/money market account rates won't be going higher until later this year or early next year since the economy is stuck in the doldrums and the Fed's Charmin, Ben Bernanke, doesn't expect things to pick up until later in 2011. Right now the current national average savings account rate for account balances of at least $2,500 is averaging only 0.21 as reported by MonitorBankRates. You can find savings account rates and money market account rates higher than the national average rates.
Several banks and credit unions increased CD rates this week and as a result, the best 12 month CD rates are now at 2.50 percent, a multi-year high. The last time 1 year CD rates were in the 2.50 percent range, was during the financial crisis in 2008/2009.
Bank or Credit Union Offers and Deals2010 Year End Home Mortgage Rates and Refinance Rates: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81%Mortgage Rates: Today's Mortgage Rates Move Higher November 1, 2011 Low Introductory Rate Credit Cards Averaging 0.698% Today's Mortgage Rates Increase as 10 Year Bond Rates Top 3.00 Percent Sovereign Bank Save & Invest CD Package Mortgage Rates: 30 Year Mortgage Rates Down to 5.00% and 15 Year Mortgage Rates Down to 4.33% SunTrust Mortgage Rates Foreclosures: How to buy a Foreclosed Home Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57% CD Rates - February 1, 2010 Alternative Bank and Credit Union Offers to ExploreCertificate of Deposit Accounts FDIC Insured up to $50 MillionEverBank's Competitive CD Rates and Financial Stability CD Interest Rates & CD Yields Albany, New York Fed Stands Pat on Fed Funds Rate as Two Banks Increase CD Rates CD Rates: June 22, 2009 Bank CD Rates BluPeak Credit Union CD Rates: 5.75% APY 9-Month Promo CD Best Offer Mortgage Rates: Finding the Best Mortgage Rates OneWest Bank Certificate of Deposit Rates Mortgage Refinancing: 3rd Quarter Refinancing Saves Borrowers $3 Billion Refinance Activity Higher Today as Mortgage Rates Hit New Lows Cenlar FSB ReviewsThere are no reviews for Cenlar FSB yet. Feel free to create one below.
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