Cenlar FSB CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cenlar FSBToday's 12-month CD rates can be found at 3.82%, 6-month CD rates at 4.16% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 10.15%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cenlar FSB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cenlar FSB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cenlar FSB CD rates. You can also compare Cenlar FSB savings rates, MMA rates and mortgage rates using our other rate lists.

Cenlar FSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cenlar FSB? Share your experience about Cenlar FSB by leaving a review below, or read customer reviews before you decide to use Cenlar FSB.

Cenlar FSB Texas Ratio

Cenlar FSB's Texas Ratio is at 7.68%, which is considered excellent. The Texas Ratio for Cenlar FSB is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cenlar FSB is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cenlar FSB
425 Phillips Blvd
Ewing, NJ 08618
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Cenlar FSB Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First4Me Checking
5.00%
$25
Hatboro Federal Savings
Hatboro Federal Savings
12-Month CD
4.25%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
6-Month CD
4.16%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
60-Month CD
4.06%
$1
Bank Midwest
Bank Midwest
18-Month CD
3.85%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
48-Month CD
3.79%
$1,000
Security Bank USA
Security Bank USA
18-Month CD
3.75%
$25,000
Falcon National Bank
Falcon National Bank
24-Month CD
3.75%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
3.70%
$500
Coleman County State Bank
Coleman County State Bank
Rewards Checking
3.60%
$100
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
48-Month CD (Bump)
3.55%
$2,500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
3.50%
$500
Susser Bank
Susser Bank
48-Month CD
3.50%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
24-Month CD
3.50%
$1,000
Cornhusker Bank
Cornhusker Bank
30-Month CD
3.31%
$1,000
Community Bank of Marshall
Community Bank of Marshall
60-Month CD
3.28%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
Bruning Bank
Bruning Bank
Premier Checking
3.00%
$0
Centier Bank
Centier Bank
24-Month CD
3.00%
$1,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.90%
$1,000
Adams County Bank
Adams County Bank
60-Month CD
2.73%
$500
Rosedale FSL
Rosedale FSL
48-Month CD
2.55%
$500
First Southern Bank
First Southern Bank
36-Month CD
2.53%
$1,000
First Command Bank
First Command Bank
48-Month CD
2.50%
$1,000
Chain Bridge Bank
Chain Bridge Bank
48-Month CD
2.40%
$500
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
Providence Bank
Providence Bank
12-Month CD
2.25%
$1,000
FNB of Raymond
FNB of Raymond
18-Month CD
2.17%
$1,000
Horicon Bank
Horicon Bank
24-Month CD
2.11%
$1,000
SL Bank
SL Bank
24-Month CD
2.02%
$1,000
1st Ed Credit Union
1st Ed Credit Union
12-Month CD
1.55%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
18-Month CD
1.00%
$500
BankOrion
BankOrion
48-Month CD
1.00%
$500
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
American National Bank - Fox Cities
American National Bank - Fox Cities
12-Month CD
0.90%
$500
Katahdin Trust Company
Katahdin Trust Company
24-Month CD
0.85%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Premier Money Market
0.65%
$1,500
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
First State Bank New London, WI
First State Bank New London, WI
3-Month CD
0.40%
$5,000
FNB of Elmer
FNB of Elmer
18-Month CD
0.30%
$500
BankWest Of Kansas
BankWest Of Kansas
6-Month CD
0.25%
$0
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Statement Savings
0.15%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
Simple Savings
0.15%
$100
GreenLeaf Bank
GreenLeaf Bank
Savings
0.10%
$0
Kitsap Bank
Kitsap Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cenlar FSB rate data right now, check back for updates, we are adding rates all the time.

Cenlar FSB Information

Cenlar FSB
425 Phillips Blvd
Ewing, NJ 08618
Mercer
Established Date: 01/01/1912
FDIC Certificate #: 30996
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: EMPLOYEES STK OWNERSHIP PLAN CENLAR CAPITAL
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Cenlar FSB FDIC Insured? Yes
What is Cenlar FSB's Cert number? 30996
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cenlar FSB Financials

Total Assets:
$966,630,000
Total Deposits:
$568,953,000
Equity Capital:
$125,919,000
Domestic Deposits:
$568,953,000
Net Income:
$7,274,000
Return on Assets:
1.3024%
Quarterly Return on Assets:
3.0300%
Pretax Return on Assets:
-1.5701%
Pretax Quarterly Return on Assets:
-1.5700%
Return on Equity:
13.5300%
Quarterly Return on Equity:
25.6400%
Common Equity Tier 1 Capital Ratio:
31.8740%
Tier 1 Risk-Based Capital Ratio:
31.8740%
Leverage Tier 1 (Core Capital) Ratio:
10.5746%
Total Risk-Based Capital Ratio (YTD):
32.0821%
Total Interest Income (YTD):
2.3773%
 
 
Headquarters:
Ewing
FDIC Field Office:
Jamesburg
Regulator:
OCC
County:
Mercer
# of Offices:
1
Metropolitan Statistical Area (MSA):
Trenton-Princeton, NJ
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-todays-mortgage-interest-rateMortgage Rates: In the latest survey, today's mortgage interest rates continue to come back down from the recent highs set last month.  The decline in home mortgage rates has been brought on by a decline in 10-year Treasury prices now at 3.33 percent, also down from a recent high nearing 4.00 percent.
Savings accounts rates/money market account rates won't be going higher until later this year or early next year since the economy is stuck in the doldrums and the Fed's Charmin, Ben Bernanke, doesn't expect things to pick up until later in 2011. Right now the current national average savings account rate for account balances of at least $2,500 is averaging only 0.21 as reported by MonitorBankRates. You can find savings account rates and money market account rates higher than the national average rates.
Several banks and credit unions increased CD rates this week and as a result, the best 12 month CD rates are now at 2.50 percent, a multi-year high. The last time 1 year CD rates were in the 2.50 percent range, was during the financial crisis in 2008/2009.

Bank or Credit Union Offers and Deals

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Mortgage Rates: Today's Mortgage Rates Move Higher November 1, 2011
Low Introductory Rate Credit Cards Averaging 0.698%
Today's Mortgage Rates Increase as 10 Year Bond Rates Top 3.00 Percent
Sovereign Bank Save & Invest CD Package
Mortgage Rates: 30 Year Mortgage Rates Down to 5.00% and 15 Year Mortgage Rates Down to 4.33%
SunTrust Mortgage Rates
Foreclosures: How to buy a Foreclosed Home
Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57%
CD Rates - February 1, 2010

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