First Citizens State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to First Citizens State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Citizens State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Citizens State Bank CD rates. You can also compare First Citizens State Bank savings rates, MMA rates and mortgage rates using our other rate lists. First Citizens State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Citizens State Bank? Share your experience about First Citizens State Bank by leaving a review below, or read customer reviews before you decide to use First Citizens State Bank. First Citizens State Bank Texas Ratio First Citizens State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First Citizens State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Citizens State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
First Citizens State Bank CD Rates and Interest Rates![]() First Citizens State Bank
60-Month CD
3.00%
$1,000
![]() First Citizens State Bank
48-Month CD
2.80%
$1,000
![]() First Citizens State Bank
36-Month CD
2.75%
$100
![]() First Citizens State Bank
24-Month CD
2.35%
$1,000
![]() First Citizens State Bank
18-Month CD
2.30%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Citizens State Bank Rates with Other Competitive Bank and Credit Union Rates![]() Redneck Bank, div of All America Bank
Rewards Checking
4.50%
$0
![]() Central Bank Provo, UT
60-Month CD
4.06%
$500
![]() OBannon Bank
24-Month CD
3.80%
$1,000
![]() Aberdeen Proving Ground FCU
60-Month CD
3.80%
$100
![]() Kish Bank
24-Month CD
3.65%
$2,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 13, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First Citizens State Bank InformationFirst Citizens State Bank
207 W Main StWhitewater, WI 53190 Walworth Established Date: 10/25/1863 FDIC Certificate #: 11228 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: WHITEWATER BCORP INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.firstcitizensww.com
Is First Citizens State Bank FDIC Insured? Yes
What is First Citizens State Bank's Cert number? 11228
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Citizens State Bank FinancialsTotal Assets:
$437,980,000
Total Deposits:
$310,327,000
Equity Capital:
$77,898,000
Domestic Deposits:
$310,327,000
Net Income:
$1,215,000
Return on Assets:
1.2783%
Quarterly Return on Assets:
1.1000%
Pretax Return on Assets:
1.3125%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
7.3500%
Quarterly Return on Equity:
6.2900%
Leverage Tier 1 (Core Capital) Ratio:
17.4862%
Total Interest Income (YTD):
4.2168%
Headquarters:
Whitewater
FDIC Field Office:
Milwaukee
Regulator:
FDIC
County:
Walworth
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe Federal Reserve wraps up their two day meeting today and is widely expected to reduce their purchases by another $10 billion a month of mortgage-backed securities and long term U.S. Treasuries. A $10 billion reduction would reduce their purchases to $55 billion a month, down from $85 billion a month in 2013. Reducing their monthly purchases will gradually send long term bond rates and mortgage rates higher but won't increase savings rates.
Mortgage rates are lower again this week thanks to the financial issues going on in Europe. 30 year mortgage rates are down to 4.78 percent for the week ending May 27, 2010 in Freddie Mac's current Primary Mortgage Market Survey. This is the lowest point 30 year mortgage rates have been since December 3, 2009. Mortgage discount points averaged 0.7 points on 30 year mortgages. Bank or Credit Union Offers and DealsCurrent Savings Account Rates May 24, 2012Bell Buckle, Tennessee Savings Interest Rates & Money Market Account Rates Low Mortgage Rates Today and Two Earnings Reports Point to the End of the Housing Bust CapitalSource Bank Savings Rates and Money Market Accounts Silvergate Bank Money Market Account Rates now at 1.10% NewDominion Bank Money Market Account Rates now at 0.69% Short Term CD Interest Rates in Montpelier, Vermont Savings Interest Account Rates in Washington State Mortgage Rates: Current Mortgage Rates Back Above 5.00% Pending Home Sales Down in January Despite Low Mortgage Rates Alternative Bank and Credit Union Offers to ExploreNewDominion Direct Bank CD RatesMortgage Rates - Current Mortgage Rates Increase Slightly to 5.24% All CD Rates Move Higher as Bank CD Rates Increased Highest CD Bank Rates This Week: Best 1 Year Rate at 1.10% Best 2 Year Rate at 1.25% Mortgage Rates Rise After Week of Wild Swings: 30 Year Mortgage Rates at 4.27% The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates) CD Rates This Week: Highest CD Rates on 1 Year Certificates of Deposit at 1.05% APY First Internet Bank CD Rates Average CD Rates - October 16, 2009 Goldman Sachs Bank USA Savings Rates now at 1.04% First Citizens State Bank ReviewsThere are no reviews for First Citizens State Bank yet. Feel free to create one below.
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