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Corner Stone Credit Union

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Corner Stone Credit Union Rates & Review November 2026

Q: What are the current interest rates at Corner Stone Credit Union?

Current rates for Corner Stone Credit Union include: 12-Month CD: 0.50%, 24-Month CD: 0.50%, 60-Month CD: 0.50%, MMA: 1.00%

Q: What CD terms does Corner Stone Credit Union offer?

Corner Stone Credit Union CD rates are 3.04% APY for a 12 month CD, 2.02% APY for a 2 year CD and 1.51% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Corner Stone Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Corner Stone Credit Union's 1 year Regular CD of Deposits - One Year rates are at 3.04%, 2 years Regular CD of Deposits - Two Year rates are at 2.02%, 2 years Starter CDs - Two Year rates are at 1.75%, 5 years Regular CD of Deposits - Five Year rates are at 1.51%, 1 year Starter CDs - One Year rates are at 1.01%. Corner Stone Credit Union's money market rates are at 1.00%. Corner Stone Credit Union's RV, Boat and Powersport Loan Rates are as low as 7.50%. Corner Stone Credit Union's Credit Card Rates are at 9.90%. Corner Stone Credit Union's CD rates are 26% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Corner Stone Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.28%. Rates last updated and verified on 10/30/2026.

Corner Stone Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Corner Stone Credit Union? Share your experience about Corner Stone Credit Union by leaving a review below, or read customer reviews before you decide to use Corner Stone Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.28%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Corner Stone Credit Union
main office

130 historic town sq
lancaster, TX 75146

https://www.cornerstonecreditunion.net/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Corner Stone Credit Union CD Rates

Product	Rate	APY	Term
1 year Regular Certificate of Deposits - One Year	3.00%	3.04%	1 year
Min Balance $100,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 3.04% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
1 year Regular Certificate of Deposits - One Year	2.00%	2.02%	1 year
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
2 years Regular Certificate of Deposits - Two Year	2.00%	2.02%	2 years
Min Balance $100,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
2 years Starter Share Certificates - Two Year	1.75%	1.75%	2 years
Min Balance $50 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
5 years Regular Certificate of Deposits - Five Year	1.50%	1.51%	5 years
Min Balance $100,000 Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 1.01% → 1.51% ▲ 0.50 pts · high 1.51% / low 1.01% Oct 14, 20261.51%▲ from 1.01% Sep 22, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
2 years Regular Certificate of Deposits - Two Year	1.50%	1.51%	2 years
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
5 years Regular Certificate of Deposits - Five Year	1.00%	1.01%	5 years
Min Balance $50,000 Last Updated 10/30/2026 Rate History 2 changes since Sep 22, 2026 · 1.01% → 1.01% ▼ 0.00 pts · high 1.51% / low 1.01% Oct 30, 20261.01%▼ from 1.51% Oct 14, 20261.51%▲ from 1.01% Sep 22, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
1 year Regular Certificate of Deposits - One Year	1.00%	1.01%	1 year
Min Balance $10,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
1 year Starter Share Certificates - One Year	1.00%	1.01%	1 year
Min Balance $50 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
5 years Regular Certificate of Deposits - Five Year	0.75%	0.75%	5 years
Min Balance $10,000 Last Updated 10/30/2026 Rate History 2 changes since Sep 22, 2026 · 1.01% → 0.75% ▼ 0.26 pts · high 1.51% / low 0.75% Oct 30, 20260.75%▼ from 1.51% Oct 14, 20261.51%▲ from 1.01% Sep 22, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
2 years Regular Certificate of Deposits - Two Year	0.75%	0.75%	2 years
Min Balance $10,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
5 years Regular Certificate of Deposits - Five Year	0.50%	0.50%	5 years
Min Balance $1,000 Last Updated 10/30/2026 Rate History 2 changes since Sep 22, 2026 · 1.01% → 0.50% ▼ 0.51 pts · high 1.51% / low 0.50% Oct 30, 20260.50%▼ from 1.51% Oct 14, 20261.51%▲ from 1.01% Sep 22, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
1 year Regular Certificate of Deposits - One Year	0.50%	0.50%	1 year
Min Balance $1,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
2 years Regular Certificate of Deposits - Two Year	0.50%	0.50%	2 years
Min Balance $1,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union Savings Rates

Product	Rate	APY
Christmas & Vacation Club	0.15%	0.15%
Min Balance $100 Details Dividend paid quarterly (0.15% Q) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Shares	0.15%	0.15%
Min Balance $100 Details Dividend paid quarterly (0.15% Q) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Regular Shares	0.15%	0.15%
Min Balance $100 Details Dividend paid quarterly (0.15% Q) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union Money Market Rates

Product	Rate	APY
IRA & Regular Money Market Accounts	1.00%	1.005%
Min Balance $100,000 Details Balance: $100,000 and over; Dividend paid monthly (1.00% M) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA & Regular Money Market Accounts	0.80%	0.803%
Min Balance $50,000 Details Balance: $50,000 and over; Dividend paid monthly (0.80% M) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA & Regular Money Market Accounts	0.70%	0.702%
Min Balance $25,000 Details Balance: $25,000 and over; Dividend paid monthly (0.70% M) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA & Regular Money Market Accounts	0.60%	0.602%
Min Balance $10,000 Details Balance: $10,000 and over; Dividend paid monthly (0.60% M) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA & Regular Money Market Accounts	0.50%	0.501%
Min Balance $1,000 Details Balance: $1,000 and over; Dividend paid monthly (0.50% M) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Enterprise Car Sale Loan	-	-	5.99%	Up to 84 months
Details Credit-A; Upon used vehicle purchase from Enterprise Car Sales; Max term for special financing up to 78 months; Effective Date: RATES DURING PROMOTIONAL PERIOD JANUARY 01, 2025 - MARCH 31, 2025 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 5.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	6.50%	Up to 66 months
Details Amount: Under $25K; Credit Grade: A; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	6.75%	67 - 78 months
Details Amount: Over $25K; Credit Grade: A; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Enterprise Car Sale Loan	-	-	6.99%	Up to 84 months
Details Credit-B; Upon used vehicle purchase from Enterprise Car Sales; Max term for special financing up to 78 months; Effective Date: RATES DURING PROMOTIONAL PERIOD JANUARY 01, 2025 - MARCH 31, 2025 Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 5.99% → 6.99% ▲ 1.00 pts · high 6.99% / low 5.99% Oct 14, 20266.99%▲ from 5.99% Sep 22, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	7.00%	79 - 84 Max months
Details Amount: Over $35K; Credit Grade: A; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	7.50%	Up to 66 months
Details Amount: Under $25K; Credit Grade: B; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	7.75%	67 - 78 months
Details Amount: Over $25K; Credit Grade: B; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	8.00%	79 - 84 Max months
Details Amount: Over $35K; Credit Grade: B; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - New Loan	-	-	9.00%	60-72 Months
Details Credit Rating: A; LTV New or Used: 95%-100%; Maximum Term: 60-72 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 9.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Enterprise Car Sale Loan	-	-	9.99%	Up to 84 months
Details Credit-C; Upon used vehicle purchase from Enterprise Car Sales; Max term for special financing up to 78 months; Effective Date: RATES DURING PROMOTIONAL PERIOD JANUARY 01, 2025 - MARCH 31, 2025 Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 5.99% → 9.99% ▲ 4.00 pts · high 9.99% / low 5.99% Oct 14, 20269.99%▲ from 5.99% Sep 22, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - New Loan	-	-	11.00%	48-66 Months
Details Credit Rating: B; LTV New or Used: 90%-95%; Maximum Term: 48-66 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 11.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	11.50%	Up to 66 months
Details Amount: Under $25K; Credit Grade: C; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 11.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	12.00%	67 - 78 months
Details Amount: Over $25K; Credit Grade: C; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 12.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - Used Loan	-	-	12.00%	60-72 Months
Details Credit Rating: A; LTV New or Used: 95%-100%; Maximum Term: 60-72 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 12.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - New Loan	-	-	13.00%	48-60 Months
Details Credit Rating: C; LTV New or Used: 85%-90%; Maximum Term: 48-60 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 13.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Enterprise Car Sale Loan	-	-	13.99%	Up to 84 months
Details Credit-D; Upon used vehicle purchase from Enterprise Car Sales; Max term for special financing up to 78 months; Effective Date: RATES DURING PROMOTIONAL PERIOD JANUARY 01, 2025 - MARCH 31, 2025 Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 5.99% → 13.99% ▲ 8.00 pts · high 13.99% / low 5.99% Oct 14, 202613.99%▲ from 5.99% Sep 22, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - Used Loan	-	-	14.00%	48-66 Months
Details Credit Rating: B; LTV New or Used: 90%-95%; Maximum Term: 48-66 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 14.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	14.50%	79 - 84 Max months
Details Amount: Over $35K; Credit Grade: C; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 14.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	15.75%	Up to 66 months
Details Amount: Under $25K; Credit Grade: D; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 15.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Enterprise Car Sale Loan	-	-	15.99%	Up to 84 months
Details Credit-E; Upon used vehicle purchase from Enterprise Car Sales; Max term for special financing up to 78 months; Effective Date: RATES DURING PROMOTIONAL PERIOD JANUARY 01, 2025 - MARCH 31, 2025 Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 5.99% → 15.99% ▲ 10.00 pts · high 15.99% / low 5.99% Oct 14, 202615.99%▲ from 5.99% Sep 22, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - Used Loan	-	-	16.00%	48-60 Months
Details Credit Rating: C; LTV New or Used: 85%-90%; Maximum Term: 48-60 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 16.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	16.25%	67 - 78 months
Details Amount: Over $25K; Credit Grade: D; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 16.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	16.75%	Up to 66 months
Details Amount: Under $25K; Credit Grade: E; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 16.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	17.00%	79 - 84 Max months
Details Amount: Over $35K; Credit Grade: D; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 17.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - New Loan	-	-	17.00%	36-48 Months
Details Credit Rating: D & E; LTV New or Used: 70%-80%; Maximum Term: 36-48 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 17.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	17.25%	67 - 78 months
Details Amount: Over $25K; Credit Grade: E; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 17.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
New & Used Autos, Classics & Collectibles	-	-	18.00%	79 - 84 Max months
Details Amount: Over $35K; Credit Grade: E; Effective Date: Thursday, October 29th, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 18.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Vehicles Greater Than One Ton - Used Loan	-	-	18.00%	36-48 Months
Details Credit Rating: D & E; LTV New or Used: 70%-80%; Maximum Term: 36-48 Months Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 18.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	7.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	7.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.25%	73 - 84 months
Details Amount: Over $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: B Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: B Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	9.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: B Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 9.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	10.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 10.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	11.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 11.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	12.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 12.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	13.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 13.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	14.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 14.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	14.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 14.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	15.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 15.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	15.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 15.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	16.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 16.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	17.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 17.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	17.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 17.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	18.00%	73 - 84 months
Details Amount: Over $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 18.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union Credit Card Rates

Product	Rate	APR
Platinum MasterCard	-	9.90%
Details APR for Balance Transfers: 9.90%; APR for Cash Advances: 9.90% Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.90% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Gold MasterCard	-	10.90%
Details APR for Balance Transfers: 10.90%; APR for Cash Advances: 10.90% Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.90% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Classic MasterCard	-	13.90%
Details APR for Balance Transfers: 13.90%; APR for Cash Advances: 13.90% Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 13.90% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Starter MasterCard	-	16.90%
Details APR for Balance Transfers: 16.90%; APR for Cash Advances: 16.90% Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 16.90% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union Personal Loan Rates

Product	APR	Term
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	7.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	7.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.25%	73 - 84 months
Details Amount: Over $35K; Credit Grade: A Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: B Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: B Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	9.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: B Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 9.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	10.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 10.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	10.75%	Up to 12 months
Details Amount: Under $10K; Credit Grade: Credit-A; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 10.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	11.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 11.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	11.50%	Up to 12 months
Details Amount: Under $10K; Credit Grade: Credit-B; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 11.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	11.75%	13 - 24 months
Details Amount: Under $10K; Credit Grade: Credit-A; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 11.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	12.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 12.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	12.50%	13 - 24 months
Details Amount: Under $10K; Credit Grade: Credit-B; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 12.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	12.75%	25 - 36 months
Details Amount: Under $10K; Credit Grade: Credit-A; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 12.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	13.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 13.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	13.50%	Up to 12 months
Details Amount: Under $10K; Credit Grade: Credit-C; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 13.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	13.50%	25 - 36 months
Details Amount: Under $10K; Credit Grade: Credit-B; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 13.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	13.75%	37 - 48 months
Details Amount: Under $10K; Credit Grade: Credit-A; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 13.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	14.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 14.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	14.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: C Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 14.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	14.50%	13 - 24 months
Details Amount: Under $10K; Credit Grade: Credit-C; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 14.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	14.50%	37 - 48 months
Details Amount: Under $10K; Credit Grade: Credit-B; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 14.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	14.75%	49 - 60 months
Details Amount: Over $10K; Credit Grade: Credit-A; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 14.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	15.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 15.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	15.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 15.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	15.50%	Up to 12 months
Details Amount: Under $10K; Credit Grade: Credit-D; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 15.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	15.50%	25 - 36 months
Details Amount: Under $10K; Credit Grade: Credit-C; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 15.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	15.50%	49 - 60 months
Details Amount: Over $10K; Credit Grade: Credit-B; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 15.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	16.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 16.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	16.50%	13 - 24 months
Details Amount: Under $10K; Credit Grade: Credit-D; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 16.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	16.50%	37 - 48 months
Details Amount: Under $10K; Credit Grade: Credit-C; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 16.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	17.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 17.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	17.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: D Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 17.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	17.50%	Up to 12 months
Details Amount: Under $10K; Credit Grade: Credit-E; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 17.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	17.50%	25 - 36 months
Details Amount: Under $10K; Credit Grade: Credit-D; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 17.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	18.00%	73 - 84 months
Details Amount: Over $35K; Credit Grade: E Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 18.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	18.00%	13 - 24 months
Details Amount: Under $10K; Credit Grade: Credit-E; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 18.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	18.00%	25 - 36 months
Details Amount: Under $10K; Credit Grade: Credit-E; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 18.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Signature Loans	18.00%	37 - 48 months
Details Amount: Under $10K; Credit Grade: Credit-D; Minimum payment & term: 12 months, per $1K, up to 60 months Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 18.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Corner Stone Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Emergency Loans (PAL) E-1000	-	-	28.00%	Up to 6 months
Details Amount: $500-$1K; No Credit Check; $25.00 Loan Fee; Minimum 1 Year Membership Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 28.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Emergency Loans (PAL) E-2000	-	-	28.00%	Up to 12 months
Details Amount: Up to $2K; No Credit Check; $25.00 Loan Fee; Minimum 1 Year Membership Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 28.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	0.50%	-	0.50%
Min Balance $1,000 Details Minimum Balance: $1,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	1.00%	-	1.01%
Min Balance $10,000 Details Minimum Balance: $10,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 1.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	2.00%	-	2.02%
Min Balance $50,000 Details Minimum Balance: $50,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	3.00%	-	3.04%
Min Balance $100,000 Details Minimum Balance: $100,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.04% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	0.75%	-	0.75%
Min Balance $1,000 Details Minimum Balance: $1,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	1.50%	-	1.51%
Min Balance $10,000 Details Minimum Balance: $10,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 1.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	2.25%	-	2.27%
Min Balance $50,000 Details Minimum Balance: $50,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.27% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	3.25%	-	3.30%
Min Balance $100,000 Details Minimum Balance: $100,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	0.75%	-	0.75%
Min Balance $10,000 Details Minimum Balance: $10,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	1.00%	-	1.00%
Min Balance $50,000 Details Minimum Balance: $50,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
IRA Certificate of Deposit	1.50%	-	1.51%
Min Balance $100,000 Details Minimum Balance: $100,000; Dividends paid monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 1.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%
Kids Accounts	0.15%	-	0.15%
Min Balance $25 Details Dividend paid quarterly (0.15% Q) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Corner Stone Credit Union’s Texas Ratio stayed near 2.82% in Q3 2023 to 3.28% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$20M	3.28%	5.0	A+
March 31, 2026	$21M	5.44%	5.0	A+
December 31, 2025	$20M	2.65%	5.0	A+
September 30, 2025	$20M	2.33%	5.0	A+
June 30, 2025	$21M	1.98%	5.0	A+
March 31, 2025	$21M	2.25%	5.0	A+
December 31, 2024	$20M	3.92%	5.0	A+
September 30, 2024	$21M	3.37%	5.0	A+
June 30, 2024	$22M	7.38%	5.0	A
March 31, 2024	$22M	2.62%	5.0	A+
December 31, 2023	$21M	0.23%	5.0	A+
September 30, 2023	$21M	2.82%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Corner Stone Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Corner Stone Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Corner Stone Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Corner Stone Credit Union

Website https://www.cornerstonecreditunion.net/

Address 130 historic town sq, lancaster, TX 75146

Phone 972-218-9266

Fax 972-218-5887

President Kenneth Govan

CEO stacey mcdonald

Full-Time Employees 9

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.28%

Return on Assets (ROA)

-0.0998%

Return on Equity (ROE)

-1.0628%

Non-Performing Loans Ratio (NPL)

0.53%

Total Assets

19,950,708

Total Amount of Shares and Deposits

17,798,644

Total Shares and Deposits < 1 Year

17,785,259

Total Shares and Deposits 1 3 Years

13,385

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

194,307

Total Uninsured Shares and Deposits > $250K (F+J)

194,307

Total Insured Shares and Deposits > $250K (item 17 less item K)

17,604,337

Total Interest Expense (Sum of items 6 8)

52,714

Share Certificates

Number of Accounts for Share Drafts

896

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,186

All other shares

367

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,096,705

Total Liabilities

18,076,543

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Corner Stone Credit Union earned the Verified Healthy badge

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Corner Stone Credit Union

Does Corner Stone Credit Union offer CDs?

Yes. Corner Stone Credit Union current CD rates include its 1 year Regular CD of Deposits - One Year at 3.04% APY, its 2 years Regular CD of Deposits - Two Year at 2.02% APY and its 2 years Starter CDs - Two Year at 1.75% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Corner Stone Credit Union NCUA insured?

Yes. Corner Stone Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Corner Stone Credit Union?

The highest Corner Stone Credit Union CD rate is its 1 year Regular CD of Deposits - One Year at 3.04% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Corner Stone Credit Union offer?

Corner Stone Credit Union CD rates are 3.04% APY for a 12 month CD, 2.02% APY for a 2 year CD and 1.51% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Corner Stone Credit Union for its full lineup.

What is the highest money market rate at Corner Stone Credit Union?

The highest Corner Stone Credit Union money market rate is its IRA & Regular Money Market Accounts at 1.005% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Corner Stone Credit Union?

The lowest Corner Stone Credit Union auto loan rate is its Enterprise Car Sale Loan at 5.99% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Corner Stone Credit Union?

The lowest Corner Stone Credit Union personal loan rate is its Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment at 7.50% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Corner Stone Credit Union?

The lowest Corner Stone Credit Union credit card APR is its Platinum MasterCard Credit Card at 9.90% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Corner Stone Credit Union operate?

Corner Stone Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Corner Stone Credit Union?

Yes, to access services at Corner Stone Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Corner Stone Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Corner Stone Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Corner Stone Credit Union offer online and mobile banking?

Most modern institutions like Corner Stone Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cornerstonecreditunion.net/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Corner Stone Credit Union rates compare?

Corner Stone Credit Union's CD rates are 26% lower than the MonitorBankRates national average, and it has an A+ health rating. Corner Stone Credit Union's top rates are its 1 year Regular CD of Deposits - One Year at 3.04% APY, its IRA & Regular Money Market Accounts at 1.005% APY, its Recreational Loan - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment at 7.50% APR and its Platinum MasterCard Credit Card at 9.90% APR, verified by MonitorBankRates on October 30, 2026.

Current Corner Stone Credit Union Rates

12-Month CD0.50%
24-Month CD0.50%
60-Month CD0.50%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

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Corner Stone Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Corner Stone Credit Union Texas Ratio

Corner Stone Credit Union Health Trend

Corner Stone Credit Union CD Rates

Corner Stone Credit Union Savings Rates

Corner Stone Credit Union Money Market Rates

Corner Stone Credit Union Auto Loan Rates

Corner Stone Credit Union RV, Boat and Powersport Loan Rates

Corner Stone Credit Union Credit Card Rates

Corner Stone Credit Union Personal Loan Rates

Corner Stone Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

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Corner Stone Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Corner Stone Credit Union

Does Corner Stone Credit Union offer CDs?

Are CDs from Corner Stone Credit Union NCUA insured?

What is the highest CD rate at Corner Stone Credit Union?

What CD terms does Corner Stone Credit Union offer?

What is the highest money market rate at Corner Stone Credit Union?

What is the lowest auto loan rate at Corner Stone Credit Union?

What is the lowest personal loan rate at Corner Stone Credit Union?

What is the lowest credit card APR at Corner Stone Credit Union?

How many branches does Corner Stone Credit Union operate?

Is a member application needed to join Corner Stone Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Corner Stone Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Corner Stone Credit Union rates compare?

Current Corner Stone Credit Union Rates

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