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iAdvertiser Disclosure
Advertiser Disclosure
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 Corner Stone Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Corner Stone Credit Union's Two Year IRA CD of Deposits rates are at 0.75%, Five Year IRA CD of Deposits rates are at 0.50%, One Year IRA CD of Deposits rates are at 0.50%. Corner Stone Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Corner Stone Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.45%. Rates were last updated on 03/25/2026. Corner Stone Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Corner Stone Credit Union? Share your experience about Corner Stone Credit Union by leaving a review below, or read customer reviews before you decide to use Corner Stone Credit Union. Corner Stone Credit Union
main office 130 historic town sq
https://www.cornerstonecreditunion.net/ lancaster, TX 75146 
Corner Stone Credit Union CD Rates
Corner Stone Credit Union Savings Rates
Corner Stone Credit Union Money Market Rates
Corner Stone Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Corner Stone Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Corner Stone Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Corner Stone Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Corner Stone Credit Union
Address
130 historic town sq,
lancaster, TX 75146
Phone
972-218-9266
Fax
972-218-5887
President
Kenneth Govan
CEO
stacey mcdonald
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.45%
Return on Assets (ROA)
0.1064%
Return on Equity (ROE)
1.1298%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
20,489,403
Total Amount of Shares and Deposits
18,338,887
Total Shares and Deposits < 1 Year
18,099,309
Total Shares and Deposits 1 3 Years
239,577
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
181,428
Total Uninsured Shares and Deposits > $250K (F+J)
181,428
Total Insured Shares and Deposits > $250K (item 17 less item K)
18,157,459
Total Interest Expense (Sum of items 6 8)
89,065
Share Certificates
37
Number of Accounts for Share Drafts
896
IRA KEOGH Accounts
13
Number of Accounts for Regular Shares
3,343
All other shares
374
Money Market Shares
51
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,170,727
Total Liabilities
18,558,888
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Corner Stone Credit UnionIs Corner Stone Credit Union a safe place to deposit money?Yes, Corner Stone Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4506414091577%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Corner Stone Credit Union operate?Corner Stone Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Corner Stone Credit Union?Yes, to access services at Corner Stone Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Corner Stone Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Corner Stone Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Corner Stone Credit Union offer online and mobile banking?Most modern institutions like Corner Stone Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cornerstonecreditunion.net/. Current Corner Stone Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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