What are the current interest rates at Corner Stone Credit Union?

Current rates for Corner Stone Credit Union include: 12-Month CD: 0.50%, 24-Month CD: 0.50%, 60-Month CD: 0.50%, MMA: 0.50%

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Corner Stone Credit Union

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Corner Stone Credit Union Rates & Review September 2026

Q: Is a member application needed to join Corner Stone Credit Union?

Yes, to access services at Corner Stone Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Corner Stone Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Corner Stone Credit Union's 2 years IRA CD of Deposit - Two Year rates are at 3.30%, 1 year IRA CD of Deposit - One Year rates are at 3.04%, 1 year Regular CD of Deposits - One Year rates are at 3.04%, 2 years IRA CD of Deposit - Two Year rates are at 2.27%, 1 year IRA CD of Deposit - One Year rates are at 2.02%. Corner Stone Credit Union's money market rates are at 0.50%. Corner Stone Credit Union's RV, Boat and Powersport Loan Rates are as low as 7.50%. Corner Stone Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Corner Stone Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.44%. Rates last updated and verified on 09/22/2026.

Corner Stone Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Corner Stone Credit Union? Share your experience about Corner Stone Credit Union by leaving a review below, or read customer reviews before you decide to use Corner Stone Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.44%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Corner Stone Credit Union
main office

130 historic town sq
lancaster, TX 75146

https://www.cornerstonecreditunion.net/

Corner Stone Credit Union CD Rates

Product	Rate	APY	Term
2 years IRA Certificate of Deposit - Two Year	3.25%	3.30%	2 years
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year IRA Certificate of Deposit - One Year	3.00%	3.04%	1 year
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year Regular Certificate of Deposits - One Year	3.00%	3.04%	1 year
Min Balance $100,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years IRA Certificate of Deposit - Two Year	2.25%	2.27%	2 years
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year IRA Certificate of Deposit - One Year	2.00%	2.02%	1 year
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year Regular Certificate of Deposits - One Year	2.00%	2.02%	1 year
Min Balance $50,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years Regular Certificate of Deposits - Two Year	2.00%	2.02%	2 years
Min Balance $100,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years Starter Share Certificates - Two Year	1.75%	1.75%	2 years
Min Balance $50 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years IRA Certificate of Deposit - Five Year	1.50%	1.51%	5 years
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years IRA Certificate of Deposit - Two Year	1.50%	1.51%	2 years
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years Regular Certificate of Deposits - Five Year	1.50%	1.51%	5 years
Min Balance $100,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years Regular Certificate of Deposits - Two Year	1.50%	1.51%	2 years
Min Balance $50,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year IRA Certificate of Deposit - One Year	1.00%	1.01%	1 year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years Regular Certificate of Deposits - Five Year	1.00%	1.01%	5 years
Min Balance $50,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year Regular Certificate of Deposits - One Year	1.00%	1.01%	1 year
Min Balance $10,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year Starter Share Certificates - One Year	1.00%	1.01%	1 year
Min Balance $50 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years IRA Certificate of Deposit - Five Year	1.00%	1.00%	5 years
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years IRA Certificate of Deposit - Five Year	0.75%	0.75%	5 years
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years IRA Certificate of Deposit - Two Year	0.75%	0.75%	2 years
Min Balance $1,000 Details Balance: $1,000 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years Regular Certificate of Deposits - Five Year	0.75%	0.75%	5 years
Min Balance $10,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years Regular Certificate of Deposits - Two Year	0.75%	0.75%	2 years
Min Balance $10,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years IRA Certificate of Deposit - Five Year	0.50%	0.50%	5 years
Min Balance $1,000 Details Balance: $1,000 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year IRA Certificate of Deposit - One Year	0.50%	0.50%	1 year
Min Balance $1,000 Details Balance: $1,000 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
5 years Regular Certificate of Deposits - Five Year	0.50%	0.50%	5 years
Min Balance $1,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
1 year Regular Certificate of Deposits - One Year	0.50%	0.50%	1 year
Min Balance $1,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
2 years Regular Certificate of Deposits - Two Year	0.50%	0.50%	2 years
Min Balance $1,000 Details Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union Savings Rates

Product	Rate	APY	View More
Christmas & Vacation Club	-	0.15%
Min Balance $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union Money Market Rates

Product	Rate	APY
IRA & Regular Money Market Accounts	-	1.01%
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
IRA & Regular Money Market Accounts	-	0.80%
Min Balance $50,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
IRA & Regular Money Market Accounts	-	0.70%
Min Balance $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
IRA & Regular Money Market Accounts	-	0.60%
Min Balance $10,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
IRA & Regular Money Market Accounts	-	0.50%
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Enterprise Car Sale Loan	-	-	5.99%	Up to 84 months
Details Credit-A APR; Upon used vehicle purchase from Enterprise Car Sales. Max term for special financing up to 78 months. APR=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	6.50%	up to 66 months
Details Amount: Under $25K; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	6.75%	67 - 78
Details Amount: Over $25K; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Enterprise Car Sale Loan	-	-	6.99%	Up to 84 months
Details Credit-B APR; Upon used vehicle purchase from Enterprise Car Sales. Max term for special financing up to 78 months. APR=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	7.00%	79 - 84 Max
Details Amount: Over $35K; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	7.50%	up to 66 months
Details Amount: Under $25K; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	7.75%	67 - 78
Details Amount: Over $25K; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	8.00%	79 - 84 Max
Details Amount: Over $35K; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - New Loan	-	-	9.00%	60-72 Months
Details Credit Ratings: A; LTV New or Used: 95%-100% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Enterprise Car Sale Loan	-	-	9.99%	Up to 84 months
Details Credit-C APR; Upon used vehicle purchase from Enterprise Car Sales. Max term for special financing up to 78 months. APR=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - New Loan	-	-	11.00%	48-66 Months
Details Credit Ratings: B; LTV New or Used: 90%-95% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	11.50%	up to 66 months
Details Amount: Under $25K; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	12.00%	67 - 78
Details Amount: Over $25K; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - Used Loan	-	-	12.00%	60-72 Months
Details Credit Ratings: A; LTV New or Used: 95%-100% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - New Loan	-	-	13.00%	48-60 Months
Details Credit Ratings: C; LTV New or Used: 85%-90% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Enterprise Car Sale Loan	-	-	13.99%	Up to 84 months
Details Credit-D APR; Upon used vehicle purchase from Enterprise Car Sales. Max term for special financing up to 78 months. APR=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - Used Loan	-	-	14.00%	48-66 Months
Details Credit Ratings: B; LTV New or Used: 90%-95% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	14.50%	79 - 84 Max
Details Amount: Over $35K; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	15.75%	up to 66 months
Details Amount: Under $25K; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Enterprise Car Sale Loan	-	-	15.99%	Up to 84 months
Details Credit-E APR; Upon used vehicle purchase from Enterprise Car Sales. Max term for special financing up to 78 months. APR=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - Used Loan	-	-	16.00%	48-60 Months
Details Credit Ratings: C; LTV New or Used: 85%-90% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	16.25%	67 - 78
Details Amount: Over $25K; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	16.75%	up to 66 months
Details Amount: Under $25K; Credit-E APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	17.00%	79 - 84 Max
Details Amount: Over $35K; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - New Loan	-	-	17.00%	36-48 Months
Details Credit Ratings: D & E; LTV New or Used: 70%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	17.25%	67 - 78
Details Amount: Over $25K; Credit-E APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Autos, Classics & Collectibles	-	-	18.00%	79 - 84 Max
Details Amount: Over $35K; Credit-E APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Vehicles Greater Than One Ton - Used Loan	-	-	18.00%	36-48 Months
Details Credit Ratings: D & E; LTV New or Used: 70%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	7.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	7.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.25%	73 - 84 months
Details Amount: Over $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: B Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	8.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: B Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	9.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: B Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	10.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	11.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	12.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	13.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	14.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	14.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	15.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	15.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	16.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	17.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	17.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	-	18.00%	73 - 84 months
Details Amount: Over $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union Credit Card Rates

Product	Rate	APR
Platinum MasterCard	-	9.90%
Details Regular APR: 9.90% for Purchases; Regular APR: 9.90% for Balance Transfers; Regular APR: 9.90% for Cash Advances Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Gold MasterCard	-	10.90%
Details Regular APR: 10.90% for Purchases; Regular APR: 10.90% for Balance Transfers; Regular APR: 10.90% for Cash Advances Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Classic MasterCard	-	13.90%
Details Regular APR: 13.90% for Purchases; Regular APR: 13.90% for Balance Transfers; Regular APR: 13.90% for Cash Advances Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Starter MasterCard	-	16.90%
Details Regular APR: 16.90% for Purchases; Regular APR: 16.90% for Balance Transfers; Regular APR: 16.90% for Cash Advances Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union Personal Loan Rates

Product	APR	Term
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	7.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	7.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.25%	73 - 84 months
Details Amount: Over $35K; Credit Grade: A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: B Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	8.75%	49 - 66 months
Details Amount: Under $35K; Credit Grade: B Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	9.00%	67 - 72 months
Details Amount: Under $35K; Credit Grade: B Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	10.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	10.75%	up to 12 months
Details Under $10; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	11.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	11.50%	up to 12 months
Details Under $10; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	11.75%	13 - 24
Details Under $10; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	12.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	12.50%	13 - 24
Details Under $10; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	12.75%	25 - 36
Details Under $10; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	13.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	13.50%	up to 12 months
Details Under $10; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	13.50%	25 - 36
Details Under $10; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	13.75%	37 - 48
Details Under $10; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	14.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	14.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: C Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	14.50%	13 - 24
Details Under $10; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	14.50%	37 - 48
Details Under $10; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	14.75%	49 - 60
Details Over $10; Credit-A APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	15.50%	Up to 48 months
Details Amount: Under $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	15.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	15.50%	up to 12 months
Details Under $10; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	15.50%	25 - 36
Details Under $10; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	15.50%	49 - 60
Details Over $10; Credit-B APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	16.50%	49 - 66 months
Details Amount: Under $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	16.50%	13 - 24
Details Under $10; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	16.50%	37 - 48
Details Under $10; Credit-C APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	17.50%	67 - 72 months
Details Amount: Under $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	17.50%	73 - 84 months
Details Amount: Over $35K; Credit Grade: D Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	17.50%	up to 12 months
Details Under $10; Credit-E APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	17.50%	25 - 36
Details Under $10; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
New & Used Recreational - Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment	18.00%	73 - 84 months
Details Amount: Over $35K; Credit Grade: E Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	18.00%	13 - 24
Details Under $10; Credit-E APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	18.00%	25 - 36
Details Under $10; Credit-E APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Signature Loans K	18.00%	37 - 48
Details Under $10; Credit-D APR* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Corner Stone Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Emergency Loans (PAL) E-1000	-	-	28.00%	Up to 6 months
Details Amount: $500-$1K. No Credit Check. $25.00 Loan Fee. Minimum 1 Year Membership. APR*=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Emergency Loans (PAL) E-2000	-	-	28.00%	Up to 12 months
Details Amount: Up to $2K. No Credit Check. $25.00 Loan Fee. Minimum 1 Year Membership. APR*=Annual Percentage Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
IRA Shares	-	-	0.15%
Min Balance $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Kids Accounts	-	-	0.15%
Min Balance $25 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%
Regular Shares	-	-	0.15%
Min Balance $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.44%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Corner Stone Credit Union’s Texas Ratio stayed near 5.02% in Q2 2023 to 5.44% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$21M	5.44%	5.0	A+
December 31, 2025	$20M	2.65%	5.0	A+
September 30, 2025	$20M	2.33%	5.0	A+
June 30, 2025	$21M	1.98%	5.0	A+
March 31, 2025	$21M	2.25%	5.0	A+
December 31, 2024	$20M	3.92%	5.0	A+
September 30, 2024	$21M	3.37%	5.0	A+
June 30, 2024	$22M	7.38%	5.0	A
March 31, 2024	$22M	2.62%	5.0	A+
December 31, 2023	$21M	0.23%	5.0	A+
September 30, 2023	$21M	2.82%	5.0	A+
June 30, 2023	$21M	5.02%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Corner Stone Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Corner Stone Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Corner Stone Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Corner Stone Credit Union

Website https://www.cornerstonecreditunion.net/

Address 130 historic town sq, lancaster, TX 75146

Phone 972-218-9266

Fax 972-218-5887

President Kenneth Govan

CEO stacey mcdonald

Full-Time Employees 10

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.44%

Return on Assets (ROA)

-0.1752%

Return on Equity (ROE)

-1.9399%

Non-Performing Loans Ratio (NPL)

0.85%

Total Assets

20,569,623

Total Amount of Shares and Deposits

18,444,764

Total Shares and Deposits < 1 Year

18,312,794

Total Shares and Deposits 1 3 Years

131,970

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

210,363

Total Uninsured Shares and Deposits > $250K (F+J)

210,363

Total Insured Shares and Deposits > $250K (item 17 less item K)

18,234,401

Total Interest Expense (Sum of items 6 8)

26,404

Share Certificates

Number of Accounts for Share Drafts

899

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,317

All other shares

372

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,661,244

Total Liabilities

18,711,584

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Corner Stone Credit Union earned the Verified Healthy badge

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☆☆☆☆☆

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Frequently Asked Questions About Corner Stone Credit Union

How many branches does Corner Stone Credit Union operate?

Corner Stone Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Corner Stone Credit Union?

Yes, to access services at Corner Stone Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Corner Stone Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Corner Stone Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Corner Stone Credit Union offer online and mobile banking?

Most modern institutions like Corner Stone Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cornerstonecreditunion.net/.