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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ripco Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Ripco Credit Union's 36-Month IRA CD rates are at 3.29%, 36-Month CD rates are at 3.29%, 48-Month IRA CD rates are at 3.29%, 48-Month CD rates are at 3.29%, 24-Month IRA CD rates are at 3.03%. Ripco Credit Union's savings rates are at 0.10%. Ripco Credit Union's money market rates are at 0.50%. Ripco Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Ripco Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.88%. Rates were last updated on 03/24/2026. Ripco Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ripco Credit Union? Share your experience about Ripco Credit Union by leaving a review below, or read customer reviews before you decide to use Ripco Credit Union. 
Ripco Credit Union CD Rates
Ripco Credit Union Savings Rates
Ripco Credit Union Money Market Rates
Ripco Credit Union Checking Rates
Ripco Credit Union Mortgage Rates
Ripco Credit Union Home Equity & HELOC
Ripco Credit Union Credit Card Rates
Ripco Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ripco Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ripco Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ripco Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ripco Credit Union
Website
https://www.ripco.org
Address
121 Sutliff Ave,
Rhinelander, WI 54501
Phone
715-365-4800
Fax
President
Steven Ferch
CEO
Jennifer Grinder
Full-Time Employees
52
Part-Time Employees
7
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.88%
Return on Assets (ROA)
-0.0090%
Return on Equity (ROE)
-0.0900%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
181,089,491
Total Amount of Shares and Deposits
161,933,502
Total Shares and Deposits < 1 Year
154,442,221
Total Shares and Deposits 1 3 Years
6,465,754
Total Shares and Deposits > 3 Years
1,025,527
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,902,913
Total Uninsured Shares and Deposits > $250K (F+J)
3,902,913
Total Insured Shares and Deposits > $250K (item 17 less item K)
158,030,589
Total Interest Expense (Sum of items 6 8)
953,749
Share Certificates
714
Number of Accounts for Share Drafts
8,816
IRA KEOGH Accounts
611
Number of Accounts for Regular Shares
17,388
All other shares
360
Money Market Shares
275
Net Income (unless the amount is already included in Undivided Earnings)
-16,228
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,662,602
Total Liabilities
163,624,263
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ripco Credit UnionIs Ripco Credit Union a safe place to deposit money?Yes, Ripco Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8843306984352%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ripco Credit Union operate?Ripco Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ripco Credit Union?Yes, to access services at Ripco Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ripco Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ripco Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ripco Credit Union offer online and mobile banking?Most modern institutions like Ripco Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ripco.org. Current Ripco Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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