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Homefield Credit Union Rates & Review April 2026

Homefield Credit Union's savings rates are at 0.25%. Homefield Credit Union's money market rates are at 0.10%. Homefield Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Homefield Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.48%. Rates were last updated on 03/27/2026.

Homefield Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Homefield Credit Union? Share your experience about Homefield Credit Union by leaving a review below, or read customer reviews before you decide to use Homefield Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.48%
Excellent Lower than avg
Homefield Credit Union
Homefield Credit Union
86 Worcester St
North Grafton, MA 01536 1020
https://www.homefieldcu.com
Member NCUA

Homefield Credit Union Savings Rates

Product Rate APY View More
Share Savings Account 0.45% 0.45%
Min Deposit $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Share Savings Account 0.35% 0.35%
Min Deposit $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Share Savings Account 0.25% 0.25%
Min Deposit $25
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Homefield Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.20% 0.20%
Min Deposit $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.15% 0.15%
Min Deposit $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.10% 0.10%
Min Deposit $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Homefield Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99% 36 Months
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Homefield Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Homefield Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Homefield Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Homefield Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Homefield Credit Union
Address 86 Worcester St, North Grafton, MA 01536 1020
Phone 508-839-5493
Fax 508-839-5714
President Andrew Nelson
CEO Karl Moisan
Full-Time Employees 29
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.48%
Return on Assets (ROA)
0.1702%
Return on Equity (ROE)
1.7358%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
173,313,547
Total Amount of Shares and Deposits
142,918,931
Total Shares and Deposits < 1 Year
140,511,538
Total Shares and Deposits 1 3 Years
2,084,060
Total Shares and Deposits > 3 Years
323,333
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,846,304
Total Uninsured Shares and Deposits > $250K (F+J)
10,846,304
Total Insured Shares and Deposits > $250K (item 17 less item K)
132,072,627
Total Interest Expense (Sum of items 6 8)
2,179,041
Share Certificates
582
Number of Accounts for Share Drafts
3,819
IRA KEOGH Accounts
242
Number of Accounts for Regular Shares
7,032
All other shares
152
Non Member Deposits
1
Money Market Shares
198
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,246,177
Total Liabilities
159,434,045
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Homefield Credit Union

Is Homefield Credit Union a safe place to deposit money?

Yes, Homefield Credit Union is considered a safe financial institution. With a Texas Ratio of 5.4776935173518%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Homefield Credit Union operate?

Homefield Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Homefield Credit Union?

Yes, to access services at Homefield Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Homefield Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Homefield Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Homefield Credit Union offer online and mobile banking?

Most modern institutions like Homefield Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homefieldcu.com.

Current Homefield Credit Union Rates

  • Savings0.25%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.