What are the current interest rates at Homefield Credit Union?

Current rates for Homefield Credit Union include: 12-Month CD: 0.25%, 18-Month CD: 0.35%, 24-Month CD: 0.35%, 60-Month CD: 0.85%, Savings: 0.05%, MMA: 0.10%

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Homefield Credit Union

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Homefield Credit Union Rates & Review May 2026

Q: How many branches does Homefield Credit Union operate?

Homefield Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Homefield Credit Union?

Yes, to access services at Homefield Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Homefield Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Homefield Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

Homefield Credit Union's 7 Month Special* CDs of Deposit (CDs) rates are at 3.75%, 60 month CDs of Deposit (CDs) rates are at 0.85%, 48 month CDs of Deposit (CDs) rates are at 0.55%, 36 month CDs of Deposit (CDs) rates are at 0.45%, 18 month CDs of Deposit (CDs) rates are at 0.35%. Homefield Credit Union's savings rates are at 0.05%. Homefield Credit Union's money market rates are at 0.10%. Homefield Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Homefield Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.48%. Rates were last updated on 05/12/2026.

Homefield Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Homefield Credit Union? Share your experience about Homefield Credit Union by leaving a review below, or read customer reviews before you decide to use Homefield Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.48%

Excellent Lower than avg

Homefield Credit Union
Homefield Credit Union

86 Worcester St
North Grafton, MA 01536 1020

https://www.homefieldcu.com

Homefield Credit Union CD Rates

Product	Rate	APY	Term
7 Month Special* Certificates of Deposit (CDs)	3.69%	3.75%	7 Month Special*
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
60 month Certificates of Deposit (CDs)	0.85%	0.85%	60 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
48 month Certificates of Deposit (CDs)	0.55%	0.55%	48 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
36 month Certificates of Deposit (CDs)	0.45%	0.45%	36 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
18 month Certificates of Deposit (CDs)	0.35%	0.35%	18 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
24 month Certificates of Deposit (CDs)	0.35%	0.35%	24 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
12 month Certificates of Deposit (CDs)	0.25%	0.25%	12 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
6 month Certificates of Deposit (CDs)	0.20%	0.20%	6 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
3 month Certificates of Deposit (CDs)	0.10%	0.10%	3 Months
Min Deposit $1,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%

Homefield Credit Union Savings Rates

Product	Rate	APY
IRA Statement Savings	0.45%	0.45%
Min Deposit $50,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
IRA Statement Savings	0.35%	0.35%
Min Deposit $25,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
IRA Statement Savings	0.25%	0.25%
Min Deposit $25 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Regular Share Savings	0.05%	0.05%
Min Deposit $5 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%

Homefield Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market	0.20%	0.20%
Min Balance $50,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Premier Money Market	0.15%	0.15%
Min Balance $25,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Premier Money Market	0.10%	0.10%
Min Balance $2,500 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%

Homefield Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Fixed Rate Home Equity	6.25%	-	6.25%	5 Yrs
No additional details. Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Fixed Rate Home Equity	6.50%	-	6.50%	10 Yrs
No additional details. Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Fixed Rate Home Equity	7.00%	-	7.00%	15 Yrs
No additional details. Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%

Homefield Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.99%	36 Months
Details As Low As Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Auto Loans	-	-	4.99%
Details As Low As Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%

Homefield Credit Union Personal Loan Rates

Product	Rate	APR
Personal Loans	-	10.99%
Details As Low As Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%
Unsecured Personal Loans	-	10.99%
Details As Low As Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.48%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Homefield Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Homefield Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Homefield Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Homefield Credit Union

Website https://www.homefieldcu.com

Address 86 Worcester St, North Grafton, MA 01536 1020

Phone 508-839-5493

Fax 508-839-5714

President Andrew Nelson

CEO Karl Moisan

Full-Time Employees 29

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.48%

Return on Assets (ROA)

0.1702%

Return on Equity (ROE)

1.7358%

Non-Performing Loans Ratio (NPL)

0.66%

Total Assets

173,313,547

Total Amount of Shares and Deposits

142,918,931

Total Shares and Deposits < 1 Year

140,511,538

Total Shares and Deposits 1 3 Years

2,084,060

Total Shares and Deposits > 3 Years

323,333

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

10,846,304

Total Uninsured Shares and Deposits > $250K (F+J)

10,846,304

Total Insured Shares and Deposits > $250K (item 17 less item K)

132,072,627

Total Interest Expense (Sum of items 6 8)

2,179,041

Share Certificates

582

Number of Accounts for Share Drafts

3,819

IRA KEOGH Accounts

242

Number of Accounts for Regular Shares

7,032

All other shares

152

Non Member Deposits

Money Market Shares

198

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,246,177

Total Liabilities

159,434,045

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Homefield Credit Union earned the Verified Healthy badge

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Homefield Credit Union

How many branches does Homefield Credit Union operate?

Homefield Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Homefield Credit Union?

Yes, to access services at Homefield Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Homefield Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Homefield Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Homefield Credit Union offer online and mobile banking?

Most modern institutions like Homefield Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homefieldcu.com.