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iAdvertiser Disclosure
Advertiser Disclosure
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 Texell Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 14, 2026
Texell Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Texell Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.58%. Rates were last updated on 04/14/2026. Texell Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texell Credit Union? Share your experience about Texell Credit Union by leaving a review below, or read customer reviews before you decide to use Texell Credit Union. 
Texell Credit Union Mortgage Rates
Texell Credit Union Home Equity & HELOC
Texell Credit Union Auto Loan Rates
Texell Credit Union Credit Card Rates
Texell Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Texell Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Texell Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Texell Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Texell Credit Union
Website
https://www.texell.org
Address
7083 MEMBERS PKWY,
TEMPLE, TX 76502
Phone
254-773-1604
Fax
President
Kenneth Gaby
CEO
Tony Hale
Full-Time Employees
210
Part-Time Employees
1
Branch Locations
8
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.58%
Return on Assets (ROA)
0.8516%
Return on Equity (ROE)
8.4406%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
771,178,714
Total Amount of Shares and Deposits
677,526,904
Total Shares and Deposits < 1 Year
636,917,071
Total Shares and Deposits 1 3 Years
35,374,665
Total Shares and Deposits > 3 Years
5,235,167
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
56,780,469
Total Uninsured Shares and Deposits > $250K (F+J)
56,780,469
Total Insured Shares and Deposits > $250K (item 17 less item K)
620,746,435
Total Interest Expense (Sum of items 6 8)
10,508,580
Share Certificates
5,274
Number of Accounts for Share Drafts
37,870
IRA KEOGH Accounts
1,124
Number of Accounts for Regular Shares
61,498
All other shares
276
Non Member Deposits
1
Money Market Shares
1,493
Net Income (unless the amount is already included in Undivided Earnings)
6,567,668
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,909,920
Total Liabilities
693,970,348
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Texell Credit UnionIs Texell Credit Union a safe place to deposit money?Yes, Texell Credit Union is considered a safe financial institution. With a Texas Ratio of 3.5833687515087%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Texell Credit Union operate?Texell Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Texell Credit Union?Yes, to access services at Texell Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Texell Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Texell Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Texell Credit Union offer online and mobile banking?Most modern institutions like Texell Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texell.org. Compare to Other Credit Unions
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