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 Isabella Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Isabella Community Credit Union's 06 month CD rates are at 3.65%, 60 month CD rates are at 3.60%, 48 month CD rates are at 3.55%, 24 month CD rates are at 3.50%, 06 month CD rates are at 3.40%. Isabella Community Credit Union's savings rates are at 0.00%. Isabella Community Credit Union's 15-Year Fixed rates are at 5.75%, 20-Year Fixed rates are at 6.00%, 30-Year Fixed rates are at 6.38%. Isabella Community Credit Union's Personal Loan Rates are at 14.15%. MonitorBankRates evaluates the financial stability of Isabella Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.85%. Rates were last updated on 04/18/2026. Isabella Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Isabella Community Credit Union? Share your experience about Isabella Community Credit Union by leaving a review below, or read customer reviews before you decide to use Isabella Community Credit Union. Isabella Community Credit Union
Isabella Community Credit Union 2400 S Isabella RD
https://www.iccuonline.com MT Pleasant, MI 48858 
Isabella Community Credit Union CD Rates
Isabella Community Credit Union Savings Rates
Isabella Community Credit Union Mortgage Rates
Isabella Community Credit Union Home Equity & HELOC
Isabella Community Credit Union Credit Card Rates
Isabella Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Isabella Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Isabella Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Isabella Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Isabella Community Credit Union
Website
https://www.iccuonline.com
Address
2400 S Isabella RD,
MT Pleasant, MI 48858
Phone
989-773-5927
Fax
989-773-8757
President
Tina Powell
CEO
Jenny Hoyle
Full-Time Employees
37
Part-Time Employees
11
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.85%
Return on Assets (ROA)
0.8673%
Return on Equity (ROE)
9.0707%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
213,242,110
Total Amount of Shares and Deposits
191,422,460
Total Shares and Deposits < 1 Year
181,647,446
Total Shares and Deposits 1 3 Years
8,195,635
Total Shares and Deposits > 3 Years
1,579,379
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,709,336
Total Uninsured Shares and Deposits > $250K (F+J)
1,709,336
Total Insured Shares and Deposits > $250K (item 17 less item K)
189,713,124
Total Interest Expense (Sum of items 6 8)
2,114,653
Share Certificates
1,499
Number of Accounts for Share Drafts
10,870
IRA KEOGH Accounts
444
Number of Accounts for Regular Shares
19,738
All other shares
96
Money Market Shares
1,388
Net Income (unless the amount is already included in Undivided Earnings)
1,849,428
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,880,487
Total Liabilities
193,605,357
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Isabella Community Credit UnionIs Isabella Community Credit Union a safe place to deposit money?Yes, Isabella Community Credit Union is considered a safe financial institution. With a Texas Ratio of 3.8476665391306%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Isabella Community Credit Union operate?Isabella Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Isabella Community Credit Union?Yes, to access services at Isabella Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Isabella Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Isabella Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Isabella Community Credit Union offer online and mobile banking?Most modern institutions like Isabella Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iccuonline.com. Current Isabella Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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