Neighborhood National Bank El Cajon, CA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Neighborhood National Bank El Cajon, CAToday's 12-month CD rates can be found at 4.07%, 6-month CD rates at 4.65% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 6.02%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Neighborhood National Bank El Cajon, CA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Neighborhood National Bank El Cajon, CA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Neighborhood National Bank El Cajon, CA CD rates. You can also compare Neighborhood National Bank El Cajon, CA savings rates, MMA rates and mortgage rates using our other rate lists.

Neighborhood National Bank El Cajon, CA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood National Bank El Cajon, CA? Share your experience about Neighborhood National Bank El Cajon, CA by leaving a review below, or read customer reviews before you decide to use Neighborhood National Bank El Cajon, CA.

Neighborhood National Bank El Cajon, CA Texas Ratio

Neighborhood National Bank El Cajon, CA's Texas Ratio is at 10.34%, which is considered excellent. The Texas Ratio for Neighborhood National Bank El Cajon, CA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Neighborhood National Bank El Cajon, CA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Neighborhood National Bank El Cajon, CA
2987 Jamacha Rd
El Cajon, CA 92019
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Neighborhood National Bank El Cajon, CA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
12-Month CD
4.70%
$10,000
Security Bank USA
Security Bank USA
6-Month CD
4.37%
$25,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Money Market (special)
4.33%
$25,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month
4.20%
$5,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
4.00%
$100
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
University First Federal Credit Union
University First Federal Credit Union
30-Month CD
4.00%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
4.00%
$1,000
Liberty Bank, Inc.
Liberty Bank, Inc.
48-Month CD
3.87%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
36-Month CD
3.49%
$1,000
PSB Indianola, IA
PSB Indianola, IA
12-Month CD
3.35%
$1,000
The MINT National Bank
The MINT National Bank
60-Month CD
3.25%
$10,000
Bank of Prague
Bank of Prague
24-Month CD
3.12%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
24-Month CD
3.05%
$1,000
Community First Bank
Community First Bank
12-Month CD
2.78%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
60-Month CD
2.75%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
18-Month CD
2.32%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
24-Month CD
2.10%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
18-Month CD
2.00%
$500
802 Credit Union
802 Credit Union
18-Month CD
2.00%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
3-Month CD
1.75%
$1,000
Thayer County Bank
Thayer County Bank
Money Market
1.75%
$75,000
F&M Bank & Trust
F&M Bank & Trust
6-Month CD
1.52%
$2,500
Collinsville Bank
Collinsville Bank
60-Month CD
1.50%
$500
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
Bank of Easton
Bank of Easton
24-Month CD
1.31%
$500
First Bank of Utica
First Bank of Utica
6-Month CD
1.21%
$500
State Bank of Newburg
State Bank of Newburg
Savings
1.10%
$100
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market
1.01%
$2,500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
48-Month CD
1.00%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
Free Savings
0.81%
$25
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
60-Month CD
0.60%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
24-Month CD
0.60%
$500
Lisle Savings Bank
Lisle Savings Bank
12-Month CD
0.55%
$2,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
Insured Money Market
0.50%
$100
Main Street Bank Corp
Main Street Bank Corp
36-Month CD
0.50%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
OneUnited Bank
OneUnited Bank
UNITY Plus Savings
0.40%
$100
Florence Bank
Florence Bank
24-Month CD
0.30%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
36-Month CD
0.30%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
Savings
0.25%
$100
Peoples Bank Taylorsville, KY
24-Month CD
0.20%
$500
First Federal S&L Bath
First Federal S&L Bath
6-Month CD
0.10%
$1,000
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Sugar River Bank
Sugar River Bank
Fundsavers Savings
0.05%
$10
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Consumer Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 6, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Neighborhood National Bank El Cajon, CA rate data right now, check back for updates, we are adding rates all the time.

Neighborhood National Bank El Cajon, CA Information

Neighborhood National Bank El Cajon, CA
2987 Jamacha Rd
El Cajon, CA 92019
San Diego
Established Date: 09/19/1997
FDIC Certificate #: 34548
Date of FDIC Deposit Insurance: 09/19/1997
Bank Holding Company: NEIGHBORHOOD BCORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Neighborhood National Bank El Cajon, CA FDIC Insured? Yes
What is Neighborhood National Bank El Cajon, CA's Cert number? 34548
What is the maximum amount for insured deposits? $250,000 per holder, per account

Neighborhood National Bank El Cajon, CA Financials

Total Assets:
$151,173,000
Total Deposits:
$119,014,000
Equity Capital:
$17,292,000
Domestic Deposits:
$119,014,000
Net Income:
$-248,000
Return on Assets:
-0.1428%
Quarterly Return on Assets:
-0.6700%
Pretax Return on Assets:
-0.6657%
Pretax Quarterly Return on Assets:
-0.6700%
Return on Equity:
-1.1700%
Quarterly Return on Equity:
-5.7000%
Common Equity Tier 1 Capital Ratio:
17.9347%
Tier 1 Risk-Based Capital Ratio:
17.9347%
Leverage Tier 1 (Core Capital) Ratio:
13.9375%
Total Risk-Based Capital Ratio (YTD):
19.9816%
Total Interest Income (YTD):
5.1103%
 
 
Headquarters:
El Cajon
FDIC Field Office:
Orange
Regulator:
OCC
County:
San Diego
# of Offices:
1
Metropolitan Statistical Area (MSA):
San Diego-Chula Vista-Carlsbad, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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