Neighborhood National Bank El Cajon, CA Rates and Review January 2026
To see how these rates compare to Neighborhood National Bank El Cajon, CA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Neighborhood National Bank El Cajon, CA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Neighborhood National Bank El Cajon, CA CD rates. You can also compare Neighborhood National Bank El Cajon, CA savings rates, MMA rates and mortgage rates using our other rate lists. Rate Updates and AvailabilityNeighborhood National Bank El Cajon, CA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood National Bank El Cajon, CA? Share your experience about Neighborhood National Bank El Cajon, CA by leaving a review below, or read customer reviews before you decide to use Neighborhood National Bank El Cajon, CA. Financial Stability and Texas RatioNeighborhood National Bank El Cajon, CA's Texas Ratio is at 10.34%, which is considered excellent. The Texas Ratio for Neighborhood National Bank El Cajon, CA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Neighborhood National Bank El Cajon, CA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
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"N/A" indicates the product is not offered or the rate is unavailable. Compare Neighborhood National Bank El Cajon, CA Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
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Our apologies, we do not have Neighborhood National Bank El Cajon, CA rate data right now, check back for updates, we are adding rates all the time. Bank Profile & OverviewNeighborhood National Bank El Cajon, CA
2987 Jamacha RdEl Cajon, CA 92019 San Diego Established Date: 09/19/1997 FDIC Certificate #: 34548 Date of FDIC Deposit Insurance: 09/19/1997 Bank Holding Company: NEIGHBORHOOD BCORP How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.mynnb.com
Is Neighborhood National Bank El Cajon, CA FDIC Insured? Yes
What is Neighborhood National Bank El Cajon, CA's Cert number? 34548
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$151,173,000
Total Deposits:
$119,014,000
Equity Capital:
$17,292,000
Net Income:
$-248,000
Return on Assets (ROA):
-0.1428%
Return on Equity (ROE):
-1.1700%
Headquarters:
El Cajon
Regulator:
OCC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Neighborhood National Bank El Cajon, CAIs Neighborhood National Bank El Cajon, CA a safe place to deposit money?Yes, Neighborhood National Bank El Cajon, CA is considered a safe financial institution. With a Texas Ratio of 10.34%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Neighborhood National Bank El Cajon, CA operate?Neighborhood National Bank El Cajon, CA currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Neighborhood National Bank El Cajon, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Neighborhood National Bank El Cajon, CA provides members with tools to manage their accounts and build a solid financial history. Does Neighborhood National Bank El Cajon, CA offer online and mobile banking?Most modern institutions like Neighborhood National Bank El Cajon, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mynnb.com. Compare to other Banks |
12-month CD rates can be found at 1.90%, 6-month CD rates at 2.02% and 3-month CD rates at 2.48%. Savings rates are at 0.75% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.76%. Credit Card rates are at 14.74%. Personal Loan rates are at 7.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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