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Firefighters Credit Union

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Firefighters Credit Union Rates & Review April 2026

Q: Is a member application needed to join Firefighters Credit Union?

Yes, to access services at Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 16, 2026

Firefighters Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Firefighters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.84%. Rates were last updated on 04/16/2026.

Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firefighters Credit Union? Share your experience about Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Firefighters Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.84%

Excellent Lower than avg

Firefighters Credit Union
Firefighters Credit Union

280 E 12300 S
Draper, UT 84020

https://www.firefighterscu.com

Firefighters Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	7.49%
Details As Low As Last Updated 04/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

Firefighters Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal / Signature / Consolidation Loan	-	10.49%
Details As Low As Last Updated 04/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Firefighters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Firefighters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firefighters Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firefighters Credit Union

Website https://www.firefighterscu.com

Address 280 E 12300 S, Draper, UT 84020

Phone 801-487-3219

Fax 801-485-9278

President Eldon Farnsworth

CEO Thomas Gourdin

Full-Time Employees 10

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.84%

Return on Assets (ROA)

0.2915%

Return on Equity (ROE)

2.7006%

Non-Performing Loans Ratio (NPL)

0.62%

Total Assets

67,328,914

Total Amount of Shares and Deposits

59,995,873

Total Shares and Deposits < 1 Year

50,468,879

Total Shares and Deposits 1 3 Years

7,862,957

Total Shares and Deposits > 3 Years

1,664,037

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,631,003

Total Uninsured Shares and Deposits > $250K (F+J)

2,631,003

Total Insured Shares and Deposits > $250K (item 17 less item K)

57,364,870

Total Interest Expense (Sum of items 6 8)

946,507

Share Certificates

533

Number of Accounts for Share Drafts

2,577

IRA KEOGH Accounts

140

Number of Accounts for Regular Shares

3,822

All other shares

993

Non Member Deposits

Money Market Shares

239

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,666,102

Total Liabilities

60,087,628

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Firefighters Credit Union

Is Firefighters Credit Union a safe place to deposit money?

Yes, Firefighters Credit Union is considered a safe financial institution. With a Texas Ratio of 3.8421412966817%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Firefighters Credit Union operate?

Firefighters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firefighters Credit Union?

Yes, to access services at Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firefighters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firefighters Credit Union offer online and mobile banking?

Most modern institutions like Firefighters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firefighterscu.com.