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Chicagos Bravest Credit Union Rates & Review September 2026

Chicagos Bravest Credit Union's Personal Loan Rates are as low as 9.25%. MonitorBankRates evaluates the financial stability of Chicagos Bravest Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.80%. Rates last updated and verified on 09/23/2026.

Chicagos Bravest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chicagos Bravest Credit Union? Share your experience about Chicagos Bravest Credit Union by leaving a review below, or read customer reviews before you decide to use Chicagos Bravest Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.80%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Chicagos Bravest Credit Union
Chicago's Bravest Credit Union
10231 S Western Ave
Chicago, IL 60643-1917
https://www.chicagosbravestcu.com
Member NCUA

Chicagos Bravest Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle Loan - - 3.50% 36 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 4.00% 48 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 4.00% 36 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 4.50% 60 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 4.50% 48 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 4.50% 36 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.00% 72 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.00% 60 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.00% 48 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.00% 36 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.50% 84 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.50% 72 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.50% 60 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 5.50% 48 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 6.00% 84 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 6.00% 72 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 6.00% 60 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 6.50% 84 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 6.50% 72 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
New Vehicle Loan - - 7.00% 84 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%

Chicagos Bravest Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.25% 36 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 10.25% 48 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 11.25% 60 Months
Details Credit Score: A 700-above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 11.25% 36 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 12.25% 48 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 13.25% 60 Months
Details Credit Score: B 640-699
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 13.25% 36 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 14.25% 48 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 15.25% 60 Months
Details Credit Score: C 550-639
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 15.25% 36 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Personal Loan 16.25% 48 Months
Details Credit Score: D 549 - below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%

Chicagos Bravest Credit Union Other Rates

Product Rate Points APY/APR Term View More
No Hassle Loan 6.00% - 6.00%
Details $100.00 application fee
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
No-Hassle Loan 6.00% - 6.00% 12-month
Details Application fee: $100.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Tuition Loans 6.00% - 6.00% 48 months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Shares - - 1.40%
Min Balance $0
Details Balance: $0 to $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Shares - - 1.65%
Min Balance $50,001
Details Balance: $50,001 to $100,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Shares - - 2.15%
Min Balance $100,001
Details Balance: $100,001 to $150,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Shares - - 2.65%
Min Balance $150,001
Details Balance: $150,001 to $200,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%
Shares - - 3.15%
Min Balance $200,001
Details Balance: $200,001 and above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.80%

Financial Health History

Chicagos Bravest Credit Union’s Texas Ratio fell from 3.23% in Q2 2023 to 1.80% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.9% 4.0★ 5.3% 5.0★ Healthy zone – entire history below the 15% limit 3.23% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.80% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$11M1.80%5.0A+
December 31, 2025$11M2.85%5.0A+
September 30, 2025$11M1.03%5.0A+
June 30, 2025$11M3.14%5.0A+
March 31, 2025$11M2.01%5.0A+
December 31, 2024$10M3.49%5.0A+
September 30, 2024$10M1.99%5.0A+
June 30, 2024$10M3.90%5.0A+
March 31, 2024$10M3.67%5.0A+
December 31, 2023$10M1.49%5.0A+
September 30, 2023$11M1.27%5.0A+
June 30, 2023$11M3.23%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Chicagos Bravest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chicagos Bravest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chicagos Bravest Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Chicagos Bravest Credit Union
Address 10231 S Western Ave, Chicago, IL 60643-1917
Phone 773-445-1700
Fax 773-445-1800
President James Corbett
CEO JoAnne Krawczyk
Full-Time Employees 2
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.80%
Return on Assets (ROA)
0.2235%
Return on Equity (ROE)
1.0653%
Non-Performing Loans Ratio (NPL)
0.67%
Total Assets
10,551,613
Total Amount of Shares and Deposits
8,323,332
Total Shares and Deposits < 1 Year
8,323,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,587
Total Uninsured Shares and Deposits > $250K (F+J)
8,587
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,314,745
Total Interest Expense (Sum of items 6 8)
40,389
Number of Accounts for Regular Shares
1,269
Net Income (unless the amount is already included in Undivided Earnings)
23,586
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
657,590
Total Liabilities
8,352,714
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Chicagos Bravest Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Chicagos Bravest Credit Union

How many branches does Chicagos Bravest Credit Union operate?

Chicagos Bravest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Chicagos Bravest Credit Union?

Yes, to access services at Chicagos Bravest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Chicagos Bravest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chicagos Bravest Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Chicagos Bravest Credit Union offer online and mobile banking?

Most modern institutions like Chicagos Bravest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chicagosbravestcu.com.