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Advertiser Disclosure
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 Grand Prairie Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Grand Prairie Credit Union's 3 Year CDs of Deposit rates are at 3.65%, 2 Year CD of Deposit rates are at 3.50%, 2 Year CDs of Deposit rates are at 3.50%, 365 Day CDs of Deposit rates are at 3.40%, 180 Day CDs of Deposit rates are at 3.14%. Grand Prairie Credit Union's checking rates are as high as 0.05%. Grand Prairie Credit Union's Personal Loan Rates are as low as 5.00%. Grand Prairie Credit Union's Credit Card Rates are at 8.99%. Grand Prairie Credit Union's CD rates are 25% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Grand Prairie Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.14%. Rates last updated and verified on 10/29/2026. Grand Prairie Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Grand Prairie Credit Union? Share your experience about Grand Prairie Credit Union by leaving a review below, or read customer reviews before you decide to use Grand Prairie Credit Union. Grand Prairie Credit Union
GRAND PRAIRIE CREDIT UNION 209 N CENTER ST
https://www.gpcreditunion.org GRAND PRAIRIE, TX 75050  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Grand Prairie Credit Union CD Rates
Grand Prairie Credit Union Savings Rates
Grand Prairie Credit Union Checking Rates
Grand Prairie Credit Union Auto Loan Rates
Grand Prairie Credit Union RV, Boat and Powersport Loan Rates
Grand Prairie Credit Union Credit Card Rates
Grand Prairie Credit Union Personal Loan Rates
Grand Prairie Credit Union Other Rates
Financial Health HistoryGrand Prairie Credit Union’s Texas Ratio fell from 3.97% in Q3 2023 to 0.14% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Grand Prairie Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Grand Prairie Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Grand Prairie Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Grand Prairie Credit Union
Website
https://www.gpcreditunion.org
Address
209 N CENTER ST,
GRAND PRAIRIE, TX 75050
Phone
972-262-7935
Fax
972-263-5265
President
CLETA SHAW
CEO
BRENDA JENKINS
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.14%
Return on Assets (ROA)
0.4626%
Return on Equity (ROE)
3.9837%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
25,191,535
Total Amount of Shares and Deposits
22,202,118
Total Shares and Deposits < 1 Year
21,707,164
Total Shares and Deposits 1 3 Years
494,954
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,204,103
Total Uninsured Shares and Deposits > $250K (F+J)
1,204,103
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,998,015
Total Interest Expense (Sum of items 6 8)
59,074
Share Certificates
58
Number of Accounts for Share Drafts
482
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
1,756
All other shares
65
Money Market Shares
91
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,883,697
Total Liabilities
22,266,220
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Grand Prairie Credit Union
Frequently Asked Questions About Grand Prairie Credit UnionDoes Grand Prairie Credit Union offer CDs?Yes. Grand Prairie Credit Union current CD rates include its 3 Year CDs of Deposit at 3.65% APY, its 2 Year CD of Deposit at 3.50% APY and its 2 Year CDs of Deposit at 3.50% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Grand Prairie Credit Union NCUA insured?Yes. Grand Prairie Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Grand Prairie Credit Union?The highest Grand Prairie Credit Union CD rate is its 3 Year CDs of Deposit at 3.65% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Grand Prairie Credit Union offer?Grand Prairie Credit Union CD rates are 3.50% APY for a 2 year CD and 3.65% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Grand Prairie Credit Union for its full lineup. What is the highest checking rate at Grand Prairie Credit Union?The highest Grand Prairie Credit Union checking rate is its Draft Account - Checking at 0.05% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Grand Prairie Credit Union?The lowest Grand Prairie Credit Union auto loan rate is its Auto Loans - New Vehicles at 5.25%, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Grand Prairie Credit Union?The lowest Grand Prairie Credit Union personal loan rate is its Personal Loans with Collateral at 5.00%, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Grand Prairie Credit Union?The lowest Grand Prairie Credit Union credit card APR is its Mastercard Platinum Credit Card at 8.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Grand Prairie Credit Union operate?Grand Prairie Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Grand Prairie Credit Union?Yes, to access services at Grand Prairie Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Grand Prairie Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Grand Prairie Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Grand Prairie Credit Union offer online and mobile banking?Most modern institutions like Grand Prairie Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gpcreditunion.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Grand Prairie Credit Union rates compare?Grand Prairie Credit Union's CD rates are 25% higher than the MonitorBankRates national average, and it has an A+ health rating. Grand Prairie Credit Union's top rates are its 3 Year CDs of Deposit at 3.65% APY, its Draft Account - Checking at 0.05% APY, its Personal Loans with Collateral at 5.00% APR and its Mastercard Platinum Credit Card at 8.99% APR, verified by MonitorBankRates on October 29, 2026. Current Grand Prairie Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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