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Universal City Studios Credit Union Rates & Review March 2026

Universal City Studios Credit Union's 24-Month CDs rates are at 3.20%, 24-Month CDs rates are at 3.10%, 36-Month CDs rates are at 3.10%, 12-Month CDs rates are at 3.00%, 36-Month CDs rates are at 3.00%. Universal City Studios Credit Union's money market rates are at 1.10%. Universal City Studios Credit Union's Personal Loan Rates are at 6.90%. MonitorBankRates evaluates the financial stability of Universal City Studios Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.63%. Rates were last updated on 03/22/2026.

Universal City Studios Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Universal City Studios Credit Union? Share your experience about Universal City Studios Credit Union by leaving a review below, or read customer reviews before you decide to use Universal City Studios Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.63%
Excellent Higher than avg
Universal City Studios Credit Union
175 E Olive Avenue Burbank CA 91502 1823
175 E Olive Ave
Burbank, CA 91502 1853
https://www.ucscu.org
Member NCUA

Universal City Studios Credit Union CD Rates

Product Rate APY Term View More
24-Month Share Certificates 3.15% 3.20% 24-Month
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
24-Month Share Certificates 3.06% 3.10% 24-Month
Min Deposit $500
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
36-Month Share Certificates 3.06% 3.10% 36-Month
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
12-Month Share Certificates 2.96% 3.00% 12-Month
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
36-Month Share Certificates 2.96% 3.00% 36-Month
Min Deposit $500
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
12-Month Share Certificates 2.86% 2.90% 12-Month
Min Deposit $500
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
6-Month Share Certificates 2.77% 2.80% 6-Month
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
6-Month Share Certificates 2.67% 2.70% 6-Month
Min Deposit $500
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
3-Month Share Certificates 2.57% 2.60% 3-Month
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
3-Month Share Certificates 2.47% 2.50% 3-Month
Min Deposit $500
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Universal City Studios Credit Union Savings Rates

Product Rate APY View More
Holiday Club 1.99% 2.00%
Min Deposit $25
Min Balance $100
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Universal City Studios Credit Union Money Market Rates

Product Rate APY View More
Celebrity Money Market 1.10% 1.10%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Universal City Studios Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Refinance - - 6.90%
Details As Low As; Refinance your auto loan and save up to 2%!
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Universal City Studios Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 6.90%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Universal City Studios Credit Union Personal Loan Rates

Product Rate APR View More
Tax Time Personal Loan - 6.90%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Universal City Studios Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Universal City Studios Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Universal City Studios Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Universal City Studios Credit Union
Address 175 E Olive Ave, Burbank, CA 91502 1853
Phone 818-333-3960
Fax 818-333-3979
President June Smith
CEO Jesse Lopez
Full-Time Employees 16
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.63%
Return on Assets (ROA)
-0.5777%
Return on Equity (ROE)
-6.3956%
Non-Performing Loans Ratio (NPL)
1.52%
Total Assets
73,153,053
Total Amount of Shares and Deposits
66,303,757
Total Shares and Deposits < 1 Year
64,036,342
Total Shares and Deposits 1 3 Years
2,267,415
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,152,058
Total Uninsured Shares and Deposits > $250K (F+J)
4,152,058
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,151,699
Total Interest Expense (Sum of items 6 8)
497,479
Share Certificates
457
Number of Accounts for Share Drafts
1,627
IRA KEOGH Accounts
293
Number of Accounts for Regular Shares
5,478
Money Market Shares
70
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,190,036
Total Liabilities
67,357,741
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Universal City Studios Credit Union

Is Universal City Studios Credit Union a safe place to deposit money?

Yes, Universal City Studios Credit Union is considered a safe financial institution. With a Texas Ratio of 11.626783252447%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Universal City Studios Credit Union operate?

Universal City Studios Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Universal City Studios Credit Union?

Yes, to access services at Universal City Studios Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Universal City Studios Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Universal City Studios Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Universal City Studios Credit Union offer online and mobile banking?

Most modern institutions like Universal City Studios Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ucscu.org.

Current Universal City Studios Credit Union Rates

  • 12-Month CD2.90%
  • 24-Month CD3.10%
  • MMA1.10%
Retrieved from our database of financial products. Rates subject to change.