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Wyrope Williamsport Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Wyrope Williamsport Federal Credit Union's CD - 5 year rates are at 4.02%, CD - 4 year rates are at 3.76%, CD - 3 year rates are at 3.66%, CD - 2 year rates are at 3.56%, CD - 18 month rates are at 3.45%. Wyrope Williamsport Federal Credit Union's savings rates are at 0.30%. Wyrope Williamsport Federal Credit Union's Personal Loan Rates are as low as 8.74%. Wyrope Williamsport Federal Credit Union's Credit Card Rates are at 9.99%. Wyrope Williamsport Federal Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Wyrope Williamsport Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.49%. Rates last updated and verified on 10/29/2026.
Wyrope Williamsport Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wyrope Williamsport Federal Credit Union? Share your experience about Wyrope Williamsport Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wyrope Williamsport Federal Credit Union.
Wyrope Williamsport Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Wyrope Williamsport Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.49%
ExcellentLower than avg
Wyrope Williamsport Federal Credit Union Texas Ratio
Wyrope Williamsport Federal Credit Union's Texas Ratio is 2.49%, which is considered excellent and is lower than the national average of 6.13%.
Wyrope Williamsport Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Wyrope Williamsport Federal Credit Union Health Trend
3.79% to 2.49% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Wyrope Williamsport Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
Share Certificate - 5 year
3.95%
4.022%
5 year
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.02% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 5 year
3.85%
3.919%
5 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.92% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 5 year
3.75%
3.815%
5 year
Min Balance$0
DetailsBalance: <$5,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.82% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 4 year
3.70%
3.763%
4 year
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.76% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 3 year
3.60%
3.66%
3 year
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.66% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 4 year
3.60%
3.66%
4 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.66% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 2 year
3.50%
3.557%
2 year
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.56% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 3 year
3.50%
3.557%
3 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.56% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 4 year
3.50%
3.557%
4 year
Min Balance$0
DetailsBalance: <$5,000; Rate printed as 3.50%%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.56% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 18 month
3.40%
3.453%
18 month
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 2 year
3.40%
3.453%
2 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 3 year
3.40%
3.453%
3 year
Min Balance$0
DetailsBalance: <$5,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 1 year
3.30%
3.35%
1 year
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 18 month
3.30%
3.35%
18 month
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 2 year
3.30%
3.35%
2 year
Min Balance$0
DetailsBalance: <$5,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 1 year
3.20%
3.247%
1 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 18 month
3.20%
3.247%
18 month
Min Balance$0
DetailsBalance: <$5,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 6 month
3.20%
3.247%
6 month
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 1 year
3.10%
3.144%
1 year
Min Balance$0
DetailsBalance: <$5,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.14% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 6 month
3.10%
3.144%
6 month
Min Balance$5,000
DetailsBalance: $5,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.14% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 6 month
3.00%
3.042%
6 month
Min Balance$0
DetailsBalance: <$5,000
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.04% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Certificate - 1 year Builder
1.10%
1.106%
1 year
Min Balance$0
DetailsBalance: <$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.11% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Business CD Rates
Product
Rate
APY
Term
View More
Business Share Certificate - 3 year
1.25%
1.257%
3 year
Min Balance$25,000
DetailsBalance: $25,000+; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.26% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 2 year
1.15%
1.156%
2 year
Min Balance$25,000
DetailsBalance: $25,000+; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.16% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 3 year
1.15%
1.156%
3 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.16% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 1 year
1.05%
1.055%
1 year
Min Balance$25,000
DetailsBalance: $25,000+; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.06% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 2 year
1.05%
1.055%
2 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.06% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 3 year
1.05%
1.055%
3 year
Min Balance$0
DetailsBalance: <$5,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.06% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 6 month
1.00%
1.005%
6 month
Min Balance$25,000
DetailsBalance: $25,000+; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.01% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 1 year
0.95%
0.954%
1 year
Min Balance$5,000
DetailsBalance: $5,000 - $25,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.95% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 2 year
0.95%
0.954%
2 year
Min Balance$0
DetailsBalance: <$5,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.95% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 6 month
0.90%
0.904%
6 month
Min Balance$5,000
DetailsBalance: $5,000 - $25,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 1 year
0.85%
0.853%
1 year
Min Balance$0
DetailsBalance: <$5,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.85% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Share Certificate - 6 month
0.80%
0.803%
6 month
Min Balance$0
DetailsBalance: <$5,000; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Savings Rates
Product
Rate
APY
View More
Share Savings - Base Share
0.30%
0.30%
DetailsConsumer Deposit Rates effective 6/30/2026; declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Savings - Youth Savings
0.30%
0.30%
DetailsConsumer Deposit Rates effective 6/30/2026; declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Savings - Auxiliary Shares
0.25%
0.25%
DetailsConsumer Deposit Rates effective 6/30/2026; declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Savings - Christmas Club
0.25%
0.25%
DetailsConsumer Deposit Rates effective 6/30/2026; declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Share Savings - Vacation Club
0.25%
0.25%
DetailsConsumer Deposit Rates effective 6/30/2026; declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Business Savings Rates
Product
Rate
APY
View More
Business Base Share
0.25%
0.25%
DetailsBusiness Deposit Rates; Share Savings; Rates effective as of 6/30/2026; Above rates are declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Business Auxiliary Share
0.15%
0.15%
DetailsBusiness Deposit Rates; Share Savings; Rates effective as of 6/30/2026; Above rates are declared dividends for 6/30/2026 posting
Last Updated10/29/2026
Rate History
No change since Oct 23, 2026 · 0.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Checking Rates
Product
Rate
APY
View More
Primary Draft Account
0.15%
0.15%
DetailsDeclared dividends for 6/30/2026 posting; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Secondary Draft Account
0.15%
0.15%
DetailsDeclared dividends for 6/30/2026 posting; Rates effective as of 6/30/2026
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
5 Year Home Equity Loan
-
-
5.24%
5 Year
DetailsAs Low As; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 5, 2026 · 5.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
7 Year Home Equity Loan
-
-
5.49%
7 Year
DetailsAs Low As; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 5, 2026 · 5.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
10 Year Home Equity Loan
-
-
5.74%
10 Year
DetailsAs Low As; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 5, 2026 · 5.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
15 Year Home Equity Loan
-
-
5.99%
15 Year
DetailsAs Low As; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 5, 2026 · 5.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
-
-
3.00%
Up to 24 Months
DetailsAs Low As; Maximum Loan to Value (LTV): 100%; Maximum Age of Vehicle: N/A; Maximum Mileage: N/A
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Auto Loan
-
-
3.00%
Up to 36 months
DetailsAs Low As; Maximum Loan to Value (LTV): 100%; Maximum Age of Vehicle: 10 Years; Maximum Mileage: N/A
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Auto Loan
-
-
3.00%
Up to 48 months
DetailsAs Low As; Maximum Loan to Value (LTV): 125%; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 100,000
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Automobile Loan - Up to 24 Months
-
-
3.00%
Up to 24 Months
DetailsAs Low As; Maximum Age of Vehicle: N/A; Maximum Mileage: N/A; Maximum Loan to Value (LTV): 100%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Automobile Loan - Up to 36 months
-
-
3.00%
Up to 36 months
DetailsAs Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: N/A; Maximum Loan to Value (LTV): 100%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Automobile Loan - Up to 48 months
-
-
3.00%
Up to 48 months
DetailsAs Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 100,000; Maximum Loan to Value (LTV): 125%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Auto Loan
-
-
4.00%
Up to 60 months
DetailsAs Low As; Maximum Loan to Value (LTV): 125%; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 150,000
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 4.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Automobile Loan - Up to 60 months
-
-
4.00%
Up to 60 months
DetailsAs Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 150,000; Maximum Loan to Value (LTV): 125%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Auto Loan
-
-
5.00%
Up to 72 months
DetailsAs Low As; Maximum Loan to Value (LTV): 125%; Maximum Age of Vehicle: 5 Years; Maximum Mileage: 50,000
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Auto Loan
-
-
5.00%
Up to 84 months
DetailsAs Low As; Maximum Loan to Value (LTV): 110%; Maximum Age of Vehicle: 2 Years; Maximum Mileage: 20,000
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Automobile Loan - Up to 72 months
-
-
5.00%
Up to 72 months
DetailsAs Low As; Maximum Age of Vehicle: 5 Years; Maximum Mileage: 50,000; Maximum Loan to Value (LTV): 125%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 5.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Automobile Loan - Up to 84 months
-
-
5.00%
Up to 84 months
DetailsAs Low As; Maximum Age of Vehicle: 2 Years; Maximum Mileage: 20,000; Maximum Loan to Value (LTV): 110%
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 5.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicle (ATV, UTV, RV, Boat) Loan - Up to 36 months
-
4.24%
Up to 36 months
DetailsAs Low As; Collateral Type: ATV, UTV, RV/Camper, Boat; Minimum Loan Amount: N/A; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Recreational Vehicle (ATV, UTV, RV, Boat) Loan - Up to 48 months
-
4.74%
Up to 48 months
DetailsAs Low As; Collateral Type: ATV, UTV, RV/Camper, Boat; Minimum Loan Amount: N/A; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Motorcycle Loan
-
4.99%
Up to 36 months
DetailsAs Low As; Maximum Age: N/A; Minimum Loan Amount: N/A; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Motorcycle Loan
-
4.99%
Up to 60 months
DetailsAs Low As; Maximum Age: 10 years; Minimum Loan Amount: N/A; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Motorcycle Loan
-
4.99%
Up to 72 months
DetailsAs Low As; Maximum Age: 2 years; Minimum Loan Amount: $25,000; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Recreational Vehicle (ATV, UTV, RV, Boat) Loan - Up to 60 months
-
5.74%
Up to 60 months
DetailsAs Low As; Collateral Type: ATV, UTV, RV/Camper, Boat; Minimum Loan Amount: N/A; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Recreational Vehicle (ATV, UTV, RV, Boat) Loan - Up to 120 months
-
6.74%
Up to 120 months
DetailsAs Low As; Collateral Type: RV/Camper Only; Minimum Loan Amount: $25,000; 120 months only available on camper loans over $25,000; Rates effective as of 8/3/2026; Rates and payment may change based on credit score
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 6.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Wyrope Williamsport Federal Credit Union Credit Card Rates
No change since Oct 22, 2026 · 9.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.49%
Financial Health History
Wyrope Williamsport Federal Credit Union’s Texas Ratio fell from 3.79% in Q3 2023 to 2.49% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$44M
2.49%
5.0
A+
March 31, 2026
$44M
2.45%
5.0
A+
December 31, 2025
$42M
3.68%
5.0
A+
September 30, 2025
$41M
3.79%
5.0
A+
June 30, 2025
$41M
4.06%
5.0
A+
March 31, 2025
$41M
3.86%
5.0
A+
December 31, 2024
$40M
1.78%
5.0
A+
September 30, 2024
$39M
1.60%
5.0
A+
June 30, 2024
$41M
1.14%
5.0
A+
March 31, 2024
$42M
2.15%
5.0
A+
December 31, 2023
$42M
3.36%
5.0
A+
September 30, 2023
$42M
3.79%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Wyrope Williamsport Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wyrope Williamsport Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wyrope Williamsport Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameWyrope Williamsport Federal Credit Union
Address
1536 Riverside Dr,
S Williamsport, PA 17702
Phone570-323-5188
Fax570-321-9089
PresidentRichard McDonald
CEOKristin Thomas
Full-Time Employees9
Part-Time Employees0
Branch Locations1
ATM Locations1
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.49%
Return on Assets (ROA)
0.4832%
Return on Equity (ROE)
3.3130%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
43,754,258
Total Amount of Shares and Deposits
37,342,820
Total Shares and Deposits < 1 Year
33,938,318
Total Shares and Deposits 1 3 Years
1,996,557
Total Shares and Deposits > 3 Years
1,407,945
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
451,042
Total Uninsured Shares and Deposits > $250K (F+J)
451,042
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,891,778
Total Interest Expense (Sum of items 6 8)
139,759
Share Certificates
150
Number of Accounts for Share Drafts
2,180
Number of Accounts for Regular Shares
4,666
All other shares
28
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,836,302
Total Liabilities
37,372,987
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Wyrope Williamsport Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Wyrope Williamsport Federal Credit Union
Frequently Asked Questions About Wyrope Williamsport Federal Credit Union
Does Wyrope Williamsport Federal Credit Union offer CDs?
Yes. Wyrope Williamsport Federal Credit Union current CD rates include its CD - 5 year at 4.022% APY, its CD - 4 year at 3.763% APY and its CD - 3 year at 3.66% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Wyrope Williamsport Federal Credit Union NCUA insured?
Yes. Wyrope Williamsport Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Wyrope Williamsport Federal Credit Union?
The highest Wyrope Williamsport Federal Credit Union CD rate is its CD - 5 year at 4.022% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Wyrope Williamsport Federal Credit Union offer?
Wyrope Williamsport Federal Credit Union CD rates are 0.85% APY for a 12 month CD, 3.453% APY for an 18 month CD, 3.557% APY for a 2 year CD, 3.66% APY for a 3 year CD, 3.763% APY for a 4 year CD and 4.022% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Wyrope Williamsport Federal Credit Union for its full lineup.
What is the highest savings rate at Wyrope Williamsport Federal Credit Union?
The highest Wyrope Williamsport Federal Credit Union savings rate is its Savings - Base Share at 0.30% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Wyrope Williamsport Federal Credit Union?
The lowest Wyrope Williamsport Federal Credit Union auto loan rate is its Auto Loan at 3.00% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Wyrope Williamsport Federal Credit Union?
The lowest Wyrope Williamsport Federal Credit Union personal loan rate is its Signature Loan (Unsecured) at 8.74% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest credit card APR at Wyrope Williamsport Federal Credit Union?
The lowest Wyrope Williamsport Federal Credit Union credit card APR is its Secured Visa Credit Card at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Wyrope Williamsport Federal Credit Union operate?
Wyrope Williamsport Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Wyrope Williamsport Federal Credit Union?
Yes, to access services at Wyrope Williamsport Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Wyrope Williamsport Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Wyrope Williamsport Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Wyrope Williamsport Federal Credit Union offer online and mobile banking?
Most modern institutions like Wyrope Williamsport Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wyrope.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Wyrope Williamsport Federal Credit Union rates compare?
Wyrope Williamsport Federal Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. Wyrope Williamsport Federal Credit Union's top rates are its CD - 5 year at 4.022% APY, its Savings - Base Share at 0.30% APY, its Signature Loan (Unsecured) at 8.74% APR and its Secured Visa Credit Card at 9.99% APR, verified by MonitorBankRates on October 29, 2026.
Current Wyrope Williamsport Federal Credit Union Rates
12-Month CD0.85%
18-Month CD3.25%
24-Month CD0.95%
60-Month CD3.81%
Savings0.30%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
