Citizens Bank & Trust Co. Covington, LA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Citizens Bank & Trust Co. Covington, LA Deposit Rates

Citizens Bank & Trust Co. Covington, LAToday's 12-month CD rates can be found at 2.17%, 6-month CD rates at 3.46% and 3-month CD rates at 1.61%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens Bank & Trust Co. Covington, LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Co. Covington, LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Co. Covington, LA CD rates. You can also compare Citizens Bank & Trust Co. Covington, LA savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Co. Covington, LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Co. Covington, LA? Share your experience about Citizens Bank & Trust Co. Covington, LA by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Co. Covington, LA.

Citizens Bank & Trust Co. Covington, LA Texas Ratio

Citizens Bank & Trust Co. Covington, LA's Texas Ratio is at 6.60%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Co. Covington, LA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Co. Covington, LA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Bank & Trust Co. Covington, LA
222 N New Hampshire St
Covington, LA 70433
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Citizens Bank & Trust Co. Covington, LA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.10%
$250
Act 1st Federal Credit Union
Act 1st Federal Credit Union
24-Month CD
4.07%
$500
RadiFi Credit Union
RadiFi Credit Union
Make Waves Checking
4.00%
$5,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
24-Month CD
3.85%
$25,000
EvaBank
EvaBank
18-Month CD
3.82%
$1,000
NBKC Bank
NBKC Bank
12-Month CD
3.75%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD
3.75%
$25,000
Cross River Bank
Cross River Bank
12-Month CD
3.70%
$500
Horicon Bank
Horicon Bank
48-Month CD
3.28%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
24-Month CD
3.25%
$500
Adrian Bank
Adrian Bank
24-Month CD
3.02%
$1,000
TD Bank
TD Bank
24-Month CD
3.00%
$250
Coffee County Bank
Coffee County Bank
18-Month CD
3.00%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
18-Month CD
3.00%
$1,000
Salem Five Direct
Salem Five Direct
18-Month CD
2.95%
$500
Adrian Bank
Adrian Bank
48-Month CD
2.77%
$1,000
Logansport Savings Bank
Logansport Savings Bank
12-Month CD
2.52%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
18-Month CD
2.40%
$1,000
Charter Bank IA
Charter Bank IA
48-Month CD
2.25%
$1,000
Hiawatha National Bank
Hiawatha National Bank
48-Month CD
2.02%
$500
Connex Credit Union
Connex Credit Union
Plus Checking
1.50%
$0
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
0.75%
$1,000
CNB Clinton National Bank
CNB Clinton National Bank
60-Month CD
0.75%
$500
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
Auburn Savings Bank
Auburn Savings Bank
36-Month CD
0.55%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
Savings
0.50%
$100
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Savings
0.50%
$0
Midland Federal S&L
Midland Federal S&L
12-Month CD
0.50%
$1,000
Industry State Bank
Industry State Bank
Savings
0.43%
$100
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Savings
0.40%
$100
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
50+ Interest Checking
0.30%
$50
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Statement Savings
0.25%
$50
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
FNB in Taylorville
FNB in Taylorville
NOW Checking
0.20%
$500
United Southern Bank
United Southern Bank
30-Month CD
0.20%
$1,000
FNB of Absecon
FNB of Absecon
18-Month CD
0.15%
$0
Ulster Savings Bank
Ulster Savings Bank
Money Market
0.15%
$2,500
1st Kansas Credit Union
1st Kansas Credit Union
Regular Share Savings
0.15%
$50
FNB of Brownstown
Money Market
0.10%
$1,500
Bellevue State Bank
Bellevue State Bank
NOW Checking
0.05%
$1,000
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Checking
0.05%
$1
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Statement Savings
0.05%
$100
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
InFirst Bank
InFirst Bank
Rewards Savings
0.05%
$0
Union Bank, Inc.
Union Bank, Inc.
Money Market
0.03%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens Bank & Trust Co. Covington, LA rate data right now, check back for updates, we are adding rates all the time.

Citizens Bank & Trust Co. Covington, LA Information

Citizens Bank & Trust Co. Covington, LA
222 N New Hampshire St
Covington, LA 70433
St. Tammany
Established Date: 12/31/1945
FDIC Certificate #: 16417
Date of FDIC Deposit Insurance: 05/10/1946
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Citizens Bank & Trust Co. Covington, LA FDIC Insured? Yes
What is Citizens Bank & Trust Co. Covington, LA's Cert number? 16417
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Co. Covington, LA Financials

Total Assets:
$181,320,000
Total Deposits:
$153,020,000
Equity Capital:
$15,383,000
Domestic Deposits:
$153,020,000
Net Income:
$234,000
Return on Assets:
0.8187%
Quarterly Return on Assets:
0.5200%
Pretax Return on Assets:
0.6501%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
10.2000%
Quarterly Return on Equity:
6.1200%
Leverage Tier 1 (Core Capital) Ratio:
10.0355%
Total Interest Income (YTD):
5.1940%
 
 
Headquarters:
Covington
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
St. Tammany
# of Offices:
5
Metropolitan Statistical Area (MSA):
New Orleans-Metairie, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Today Lower Ahead of Fed MeetingMortgage rates today moved lower again ahead of the 2-day Fed meeting. In fact, average mortgage rates hit another new low for the month of December 2018. Mortgage rates are moving lower this month because of equity market declines. Investors are fleeing stocks into the safety of U.S. Treasuries, forcing yields lower, which in-turn are forcing mortgage rates lower. Current 30 year conforming mortgage rates are averaging 4.54 percent today, down from yesterday's average 30 year mortgage rate of 4.57 percent. Today's 15 year conforming mortgage rates are averaging 3.86 percent, a decline from yesterday's average 15 year rate of 3.89 percent. To get the best rate for a home loan search for and compare mortgage rates today.
Right now on our list of 12 month CD rates in the District of Columbia, Tennessee Commerce Bank has the highest CD rate. 12 month certificate of deposit rates at Tennessee Commerce Bank are 1.29 percent with a bank CD yield of 1.30 percent. That rate is considerably higher than the current national average 12 month CD rate of 0.587 percent.
First Mortgage Direct Current Mortgage RatesFirst Mortgage Direct current mortgage rates for loans in California are very competitive right now. Current 30 year conforming mortgage rates are at 4.50 percent with 1 mortgage point. The fees on this mortgage loan quote are only $1,346. 15 year current mortgage rates from First Mortgage Direct are at 4.125 percent with no points. Compare First Mortgage Direct current mortgage rates with other lender's rates right here.

Bank or Credit Union Offers and Deals

CapitalSource Bank Savings Rates and Money Market Accounts
California Mortgage Rates: Comparing Mortgage Loans and Rates Today
First Internet Bank of Indiana Money Market Account Rates now at 0.80%
Alabama Central Credit Union Auto Loan Rates
Great CD Deal at Central Bank - 7 Month APY 1.35%
giantbank.com Money Market Account Jumbo Rates now at 0.55%
15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance
Money Market Rates and Savings Rates Report May 17, 2015
Best Savings Rates/Money Market Rates August 12, 2013
Mortgage Rates at 3.99%: CitiMortgage Homebuyer's Advantage Offer Up to $22,500 Towards Closing Costs

Alternative Bank and Credit Union Offers to Explore

Roth IRA vs Tradtional IRA
Mortgage Rates Down, Loan Volume Up
Current Mortgage Interest Rates: November 2, 2009
Mortgage Rates 4-20: 30 Year Conforming Rates Averaging 4.80%, 30 Year Jumbo Rates Averaging 5.35%
Mortgage Rates: Long Term Mortgage Rates Decline This Week: Conforming 15 Year Mortgage Rates at 3.24%
Home Prices up 0.9% in Q3
Getting a mortgage from a mortgage broker
CD Rates Move Higher This Week - Biggest Increases Will Come in 2015
Credit Card Companies Launch Site to Help Consumers
Home Mortgage Rates 11/9/10: 30 Year Mortgage Rates at 4.17%, 15 Year Mortgage Rates at 3.64%

Citizens Bank & Trust Co. Covington, LA Reviews

There are no reviews for Citizens Bank & Trust Co. Covington, LA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Citizens Bank & Trust Co. Covington, LA
Your Name:
Your Rating:

See how Citizens Bank & Trust Co. Covington, LA Compares to other banks