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Texas Exchange Bank Rates & Review March 2026

Texas Exchange Bank's 90 Days Certificates of Deposits and IRA's rates are at 2.74%, 180 Days Certificates of Deposits and IRA's rates are at 2.67%, 12-Month Certificates of Deposits and IRA's rates are at 2.52%. Texas Exchange Bank's savings rates are at 0.00%. Texas Exchange Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Texas Exchange Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/22/2026.

Texas Exchange Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas Exchange Bank? Share your experience about Texas Exchange Bank by leaving a review below, or read customer reviews before you decide to use Texas Exchange Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Texas Exchange Bank
109 N Crowley Rd
Crowley, TX 76036
https://www.txexbank.com
Member FDIC

Texas Exchange Bank CD Rates

Product Rate APY Term View More
90 Days Certificates of Deposits and IRA's 2.71% 2.74% 90
Min Deposit $1,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
180 Days Certificates of Deposits and IRA's 2.64% 2.67% 180
Min Deposit $1,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificates of Deposits and IRA's 2.49% 2.52% 12
Min Deposit $1,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Texas Exchange Bank Savings Rates

Product Rate APY View More
Personal & Business Savings 1.71% 1.72%
Min Balance $100
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Savings*** 1.71% 1.72%
Min Balance $100
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Savings - 0.00%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Savings*** - 0.00%
Min Deposit $100
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Texas Exchange Bank Money Market Rates

Product Rate APY View More
Personal & Business Money Market 1.71% 1.72%
Min Balance $2,500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Premium Money Market 1.71% 1.72%
Min Balance $2,500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Money Market - 0.00%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Premium Money Market - 0.00%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Texas Exchange Bank Checking Rates

Product Rate APY View More
Business Interest Checking 1.71% 1.72%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal NOW Checking 1.71% 1.72%
Min Balance $1,500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal NOW Checking - 0.00%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Texas Exchange Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Texas Exchange Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texas Exchange Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Texas Exchange Bank
Bank Holding Company TEB TRUST
Address 109 N Crowley Rd, Crowley, TX 76036  ·  Tarrant
FDIC Certificate # 20099
Established 01/05/1970
FDIC Insurance Date 01/05/1970
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 5.2532%
Return on Equity (ROE) 46.3200%
Non-Performing Loans (NPL) 0.00%
Total Assets $4,500,280,000
Total Deposits $2,604,554,000
Equity Capital $385,601,000
Net Income $31,007,000
Headquarters Crowley
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Texas Exchange Bank

Is Texas Exchange Bank a safe place to deposit money?

Yes, Texas Exchange Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Texas Exchange Bank operate?

Texas Exchange Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Texas Exchange Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas Exchange Bank provides members with tools to manage their accounts and build a solid financial history.

Does Texas Exchange Bank offer online and mobile banking?

Most modern institutions like Texas Exchange Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.txexbank.com.

Current Texas Exchange Bank Rates

  • 12-Month CD2.52%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.