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Valley State Bank Syracuse, KS Rates & Review April 2026

You can compare Valley State Bank Syracuse, KS rates to other rates in our database, including 12-month CD rates currently at 0.30%, 6-month CD rates at 3.70% and 3-month CD rates at 3.80%. Savings rates are at 0.10% and money market rates are at 1.55%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to Valley State Bank Syracuse, KS rates. MonitorBankRates evaluates the financial stability of Valley State Bank Syracuse, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.50%. Rates were last updated on 04/25/2026.

Valley State Bank Syracuse, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Valley State Bank Syracuse, KS? Share your experience about Valley State Bank Syracuse, KS by leaving a review below, or read customer reviews before you decide to use Valley State Bank Syracuse, KS.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.50%
Excellent Lower than avg
Valley State Bank Syracuse, KS
110 West Avenue B
Syracuse, KS 67878
https://www.thevalleystatebank.com
Member FDIC

Current Rate Availability

We do not have Valley State Bank Syracuse, KS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Valley State Bank Syracuse, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Valley State Bank Syracuse, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Valley State Bank Syracuse, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Valley State Bank Syracuse, KS
Bank Holding Company VALLEY BCORP INC
Address 110 West Avenue B, Syracuse, KS 67878  ·  Hamilton
FDIC Certificate # 14345
Established 07/27/1905
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 0
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.50%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3616%
Return on Equity (ROE) 16.5500%
Non-Performing Loans (NPL) 0.03%
Total Assets $298,698,000
Total Deposits $258,016,000
Equity Capital $23,110,000
Net Income $1,376,000
Headquarters Syracuse
Total Offices 2
Source: FDIC  |  Last Updated 03/31/2024

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Frequently Asked Questions About Valley State Bank Syracuse, KS

Is Valley State Bank Syracuse, KS a safe place to deposit money?

Yes, Valley State Bank Syracuse, KS is considered a safe financial institution. With a Texas Ratio of 0.49581040210224%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Valley State Bank Syracuse, KS operate?

Valley State Bank Syracuse, KS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Valley State Bank Syracuse, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Valley State Bank Syracuse, KS provides members with tools to manage their accounts and build a solid financial history.

Does Valley State Bank Syracuse, KS offer online and mobile banking?

Most modern institutions like Valley State Bank Syracuse, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thevalleystatebank.com.