First Commercial Bank, N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 4.85% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 2.55%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. First Commercial Bank, N.A.'s 12-Month CD rates are at 3.50%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 2.45%, 36-Month CD rates are at 2.40%. First Commercial Bank, N.A.'s savings rates are at 0.35%. First Commercial Bank, N.A.'s money market rates are at 0.50%.

First Commercial Bank, N.A.

To see how these rates compare to First Commercial Bank, N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Commercial Bank, N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Commercial Bank, N.A. CD rates. You can also compare First Commercial Bank, N.A. savings rates, MMA rates and mortgage rates using our other rate lists.

First Commercial Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commercial Bank, N.A.? Share your experience about First Commercial Bank, N.A. by leaving a review below, or read customer reviews before you decide to use First Commercial Bank, N.A..

First Commercial Bank, N.A. Texas Ratio

First Commercial Bank, N.A.'s Texas Ratio is at 3.56%, which is considered excellent. The Texas Ratio for First Commercial Bank, N.A. is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Commercial Bank, N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
3.00%
24-Month CD
2.45%
36-Month CD
2.40%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.35%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Commercial Bank, N.A.
1336 E Court St
Seguin, TX 78155
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Commercial Bank, N.A. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Commercial Bank, N.A.
First Commercial Bank, N.A.
12-Month CD
3.50%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
36-Month CD
2.40%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Money Market Account
0.50%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Savings Account
0.35%
$100
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking Account
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Commercial Bank, N.A. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lake Elmo Bank
Lake Elmo Bank
9-Month CD (Add-vantage)
5.03%
$25,000
American Bank & Trust
American Bank & Trust
7-Month CD (special)
5.01%
$5,000
PCSB Bank
PCSB Bank
12-Month CD
4.75%
$500
SpiritBank
SpiritBank
7-Month CD (special)
4.50%
$2,500
Colonial Savings, F.A.
Colonial Savings, F.A.
12-Month CD
4.33%
$1,000
Ameriprise Financial
Ameriprise Financial
24-Month CD
4.20%
$0
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
48-Month CD
4.20%
$1,000
Madison County Bank
Madison County Bank
60-Month CD
4.00%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
4.00%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
23-Month CD (special)
4.00%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
6-Month CD
3.85%
$500
PSB of Plainview
PSB of Plainview
24-Month CD
3.70%
$10,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Kearny Bank
Kearny Bank
12-Month CD
3.50%
$500
Alliant Credit Union
Alliant Credit Union
Savings High Yield
3.10%
$100
Bank of Easton
Bank of Easton
Premium Money Market
3.04%
$250,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
60-Month CD
3.03%
$1,000
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.03%
$250
Premier Bank
Premier Bank
6-Month CD
3.00%
$500
Castroville State Bank
Castroville State Bank
18-Month CD
2.63%
$1,000
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
12-Month CD
2.52%
$500
Gateway Commercial Bank
Gateway Commercial Bank
60-Month CD
2.02%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
2.02%
$5,000
State Bank of St. Jacob
State Bank of St. Jacob
18-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
60-Month CD
2.00%
$1,000
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
Ladysmith Federal S&L
24-Month CD
1.91%
$1,000
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
JTNB
JTNB
24-Month CD
1.75%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
9-Month CD
1.75%
$2,500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
48-Month CD
1.61%
$1,000
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
6-Month CD
1.15%
$1,000
FNB of Peterstown
FNB of Peterstown
48-Month CD
1.00%
$2,500
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Premier Checking
0.60%
$100,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
North Shore Bank
North Shore Bank
60-Month CD
0.35%
$1,000
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
Avidia Bank
Avidia Bank
Avidia Premier Money Market
0.30%
$0
Delaware NB of Delhi
Delaware NB of Delhi
Money Market
0.30%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
24-Month CD certificate
0.30%
$500
First Hope Bank
First Hope Bank
18-Month CD
0.25%
$2,500
Universal Bank
Universal Bank
12-Month CD
0.25%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
6-Month CD
0.15%
$1,000
Oxford Bank
Oxford Bank
18-Month CD
0.15%
$500
F&M Bank and Trust Company
F&M Bank and Trust Company
Money Market
0.02%
$1,000
Bank of New Hampshire
Bank of New Hampshire
Premier Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Commercial Bank, N.A. Information

First Commercial Bank, N.A.
1336 E Court St
Seguin, TX 78155
Guadalupe
Established Date: 07/01/1983
FDIC Certificate #: 24603
Date of FDIC Deposit Insurance: 07/01/1983
Bank Holding Company: FIRST COML FINL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is First Commercial Bank, N.A. FDIC Insured? Yes
What is First Commercial Bank, N.A.'s Cert number? 24603
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Commercial Bank, N.A. Financials

Total Assets:
$511,420,000
Total Deposits:
$465,716,000
Equity Capital:
$41,389,000
Domestic Deposits:
$465,716,000
Net Income:
$2,509,000
Return on Assets:
1.2447%
Quarterly Return on Assets:
1.9000%
Pretax Return on Assets:
1.8956%
Pretax Quarterly Return on Assets:
1.9000%
Return on Equity:
17.5100%
Quarterly Return on Equity:
25.1400%
Common Equity Tier 1 Capital Ratio:
13.1198%
Tier 1 Risk-Based Capital Ratio:
13.1198%
Leverage Tier 1 (Core Capital) Ratio:
7.7611%
Total Risk-Based Capital Ratio (YTD):
14.3622%
Total Interest Income (YTD):
3.6284%
 
 
Headquarters:
Seguin
FDIC Field Office:
Austin
Regulator:
OCC
County:
Guadalupe
# of Offices:
7
Metropolitan Statistical Area (MSA):
San Antonio-New Braunfels, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

If you missed the news last week mortgage rates hit new lows for 2014. The average 30 year conforming mortgage rate hit a low in 2014 of 4.06 percent. Average rates increased to 4.20 percent this week but will move lower again this coming week thanks to a less than stellar August jobs report. Only 142,000 jobs were created last month, almost 100,000 jobs less than economists forecasted.
mortgage-rates-current-mortgage-rates-july-20-2009Current mortgage rates are up this past week brought on by higher Treasury rates, 10-year U.S. Treasury rates rose from about 3.30 percent to 3.65 percent this week. Today's mortgage rates are  still low by historical standards.

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