First Commercial Bank, N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 4.35% and 3-month CD rates at 0.95%. Current savings rates are at 0.35% and money market rates are at 2.35%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. First Commercial Bank, N.A.'s 12-Month CD rates are at 3.50%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 2.45%, 36-Month CD rates are at 2.40%. First Commercial Bank, N.A.'s savings rates are at 0.35%. First Commercial Bank, N.A.'s money market rates are at 0.50%.
To see how these rates compare to First Commercial Bank, N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Commercial Bank, N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Commercial Bank, N.A. CD rates. You can also compare First Commercial Bank, N.A. savings rates, MMA rates and mortgage rates using our other rate lists. First Commercial Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commercial Bank, N.A.? Share your experience about First Commercial Bank, N.A. by leaving a review below, or read customer reviews before you decide to use First Commercial Bank, N.A.. First Commercial Bank, N.A. Texas Ratio First Commercial Bank, N.A.'s Texas Ratio is at 2.97%, which is considered excellent. The Texas Ratio for First Commercial Bank, N.A. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Commercial Bank, N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First Commercial Bank, N.A. CD Rates and Interest Rates
First Commercial Bank, N.A.
12-Month CD
3.50%
$2,500
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
First Commercial Bank, N.A.
36-Month CD
2.40%
$2,500
First Commercial Bank, N.A.
Money Market
0.50%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Commercial Bank, N.A. Rates with Other Competitive Bank and Credit Union Rates
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
Oxford Bank
Kasasa Checking
4.85%
$0
Rising Bank
6-Month CD
4.35%
$1,000
Community Bank of Wichita
36-Month CD
4.02%
$500
F&M Bank Miamisburg, OH
Kasasa Checking
4.00%
$0
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First Commercial Bank, N.A. InformationFirst Commercial Bank, N.A.
1336 E Court StSeguin, TX 78155 Guadalupe Established Date: 07/01/1983 FDIC Certificate #: 24603 Date of FDIC Deposit Insurance: 07/01/1983 Bank Holding Company: FIRST COML FINL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.1cb.com
Is First Commercial Bank, N.A. FDIC Insured? Yes
What is First Commercial Bank, N.A.'s Cert number? 24603
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Commercial Bank, N.A. FinancialsTotal Assets:
$495,926,000
Total Deposits:
$434,474,000
Equity Capital:
$45,573,000
Domestic Deposits:
$434,474,000
Net Income:
$1,754,000
Return on Assets:
1.8264%
Quarterly Return on Assets:
1.4200%
Pretax Return on Assets:
1.4192%
Pretax Quarterly Return on Assets:
1.4200%
Return on Equity:
23.0300%
Quarterly Return on Equity:
15.3900%
Common Equity Tier 1 Capital Ratio:
14.3302%
Tier 1 Risk-Based Capital Ratio:
14.3302%
Leverage Tier 1 (Core Capital) Ratio:
9.1160%
Total Risk-Based Capital Ratio (YTD):
15.5823%
Total Interest Income (YTD):
4.9640%
Headquarters:
Seguin
FDIC Field Office:
Austin
Regulator:
OCC
County:
Guadalupe
# of Offices:
7
Metropolitan Statistical Area (MSA):
San Antonio-New Braunfels, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals CD Rates continued to drift downward this past week, although the changes in rates were fractional for the most part. Although yields on bonds rose sharply along with mortgage rates. Hopefully CD rates won't be far behind.
Mortgage rates decline again this week after heading higher for most of the past 6 months. Average 30 year conforming mortgage rates declined to 4.45 percent, down from the previous week's average rate of 4.53 percent. Mortgage rates hit a 2018 high earlier in June but have fallen three out of the past four weeks.
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