Citizens Bank of Las Cruces CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens Bank of Las CrucesToday's 12-month CD rates can be found at 2.00%, 6-month CD rates at 2.53% and 3-month CD rates at 2.75%. Current savings rates are at 0.40% and money market rates are at 1.06%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 17.04%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens Bank of Las Cruces CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank of Las Cruces, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank of Las Cruces CD rates. You can also compare Citizens Bank of Las Cruces savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank of Las Cruces money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of Las Cruces? Share your experience about Citizens Bank of Las Cruces by leaving a review below, or read customer reviews before you decide to use Citizens Bank of Las Cruces.

Citizens Bank of Las Cruces Texas Ratio

Citizens Bank of Las Cruces's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Citizens Bank of Las Cruces is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank of Las Cruces is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Bank of Las Cruces
505 S Main St
Las Cruces, NM 88001
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens Bank of Las Cruces Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
18-Month CD
4.27%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.20%
$1,000
Bread Financial
Bread Financial
12-Month CD
4.10%
$1,500
Santander Bank
Santander Bank
13-Month CD
4.00%
$500
Community Bank of Wichita
Community Bank of Wichita
60-Month CD
3.97%
$500
Haven Savings Bank
Haven Savings Bank
12-Month CD
3.90%
$100
Port Richmond Savings
Port Richmond Savings
60-Month CD
3.85%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
48-Month CD
3.75%
$1,000
Gogebic Range Bank
Gogebic Range Bank
36-Month CD
3.55%
$500
Bank of Clovis
Bank of Clovis
36-Month CD
3.45%
$5,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
60-Month CD
3.20%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
24-Month CD
3.20%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
60-Month CD
3.18%
$500
Woodruff Federal S&L
Woodruff Federal S&L
24-Month CD
3.14%
$1,000
Kennett Trust Bank
Kennett Trust Bank
36-Month CD
3.04%
$500
Addition Financial Credit Union
Addition Financial Credit Union
18-Month CD
3.04%
$1,000
Charles River Bank
Charles River Bank
30-Month CD
3.00%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
2.88%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
36-Month CD
2.78%
$5,000
Bank First, NA
Bank First, NA
60-Month CD
2.78%
$1,000
Think Mutual Bank
Think Mutual Bank
36-Month CD
2.75%
$250
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
Harvest Bank
Harvest Bank
48-Month CD
2.55%
$1,000
New Tripoli Bank
New Tripoli Bank
60-Month CD
2.50%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
18-Month CD
2.47%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
24-Month CD
2.37%
$20,000
Think Mutual Bank
Think Mutual Bank
3-Month CD
2.25%
$250
Bank of Brenham
Bank of Brenham
48-Month CD
2.25%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
24-Month CD
2.07%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
36-Month CD
2.07%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
48-Month CD
2.02%
$500
Better Banks
Better Banks
Checking
2.00%
$0
American State Bank (TX)
American State Bank (TX)
American Select Savings
1.75%
$100
SSB Scott State Bank
SSB Scott State Bank
60-Month CD
1.51%
$1,000
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
First National Bank in Olney
First National Bank in Olney
Statement Savings
0.55%
$100
Paramount Bank
Paramount Bank
Money Market
0.50%
$100
F&M Union Bank
Interest Checking
0.40%
$5,000
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
Rondout Savings Bank
Rondout Savings Bank
Power Advantage Checking
0.25%
$500
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
60-Month CD
0.13%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings
0.10%
$25
Milton Savings Bank
Milton Savings Bank
Money Market
0.10%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,000
PCSB Bank
PCSB Bank
Statement Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens Bank of Las Cruces rate data right now, check back for updates, we are adding rates all the time.

Citizens Bank of Las Cruces Information

Citizens Bank of Las Cruces
505 S Main St
Las Cruces, NM 88001
Dona Ana
Established Date: 04/06/1970
FDIC Certificate #: 20161
Date of FDIC Deposit Insurance: 04/06/1970
Bank Holding Company: AMADOR BANCSHARES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Citizens Bank of Las Cruces FDIC Insured? Yes
What is Citizens Bank of Las Cruces's Cert number? 20161
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank of Las Cruces Financials

Total Assets:
$1,009,007,000
Total Deposits:
$878,989,000
Equity Capital:
$89,444,000
Domestic Deposits:
$878,989,000
Net Income:
$5,078,000
Return on Assets:
1.7415%
Quarterly Return on Assets:
2.0200%
Pretax Return on Assets:
2.0228%
Pretax Quarterly Return on Assets:
2.0200%
Return on Equity:
25.9500%
Quarterly Return on Equity:
22.8800%
Common Equity Tier 1 Capital Ratio:
11.5417%
Tier 1 Risk-Based Capital Ratio:
11.5417%
Leverage Tier 1 (Core Capital) Ratio:
9.0539%
Total Risk-Based Capital Ratio (YTD):
12.7399%
Total Interest Income (YTD):
4.8448%
 
 
Headquarters:
Las Cruces
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Dona Ana
# of Offices:
8
Metropolitan Statistical Area (MSA):
Las Cruces, NM
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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