Bank of Washington CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.19%, 6-month CD rates at 4.30% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 0.92%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 13.24%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Bank of Washington's 60-Month CD rates are at 3.25%, 48-Month CD rates are at 2.75%, 36-Month CD rates are at 2.60%, 24-Month CD rates are at 2.50%, 18-Month CD rates are at 2.25%. Bank of Washington's savings rates are at 1.00%. Bank of Washington's money market rates are at 0.50%.

Bank of Washington

To see how these rates compare to Bank of Washington CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Washington, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Washington CD rates. You can also compare Bank of Washington savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Washington money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Washington? Share your experience about Bank of Washington by leaving a review below, or read customer reviews before you decide to use Bank of Washington.

Bank of Washington Texas Ratio

Bank of Washington's Texas Ratio is at 25.75%, which is considered good. The Texas Ratio for Bank of Washington is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Washington is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.15%
18-Month CD
2.25%
24-Month CD
2.50%
36-Month CD
2.60%
48-Month CD
2.75%
60-Month CD
3.25%
Savings
1.00%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Washington
200 W Main St
Washington, MO 63090
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank of Washington CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Washington
Bank of Washington
60-Month CD
3.25%
$500
Bank of Washington
Bank of Washington
48-Month CD
2.75%
$500
Bank of Washington
Bank of Washington
36-Month CD
2.60%
$500
Bank of Washington
Bank of Washington
24-Month CD
2.50%
$500
Bank of Washington
Bank of Washington
18-Month CD
2.25%
$500
Bank of Washington
Bank of Washington
12-Month CD
2.15%
$500
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Bank of Washington
Bank of Washington
Money Market
0.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Washington Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
T Bank
T Bank
12-Month CD
4.55%
$1,000
Canyon View Credit Union
Canyon View Credit Union
48-Month CD
4.15%
$500
Regional Missouri Bank
Regional Missouri Bank
48-Month CD
4.06%
$1,000
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Savings
4.00%
$100
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
24-Month CD
3.75%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
48-Month CD
3.70%
$500
Alliance Community Bank
Alliance Community Bank
36-Month CD
3.56%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD (Flexible)
3.55%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD
3.25%
$500
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
3.25%
$1,000
Ameriprise Financial
Ameriprise Financial
36-Month CD
3.15%
$0
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
3.02%
$200,000
Coffee County Bank
Coffee County Bank
24-Month CD
3.00%
$1,000
First National Bank VA
First National Bank VA
36-Month CD
2.78%
$500
BMO Alto
BMO Alto
36-Month CD
2.75%
$0
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.60%
$500
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
Fayetteville Bank
Fayetteville Bank
24-Month CD
2.50%
$1,000
Gate City Bank
Gate City Bank
48-Month CD
2.50%
$1,000
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
2.25%
$500
Delaware NB of Delhi
Delaware NB of Delhi
24-Month CD
2.12%
$100
Maine Community Bank
Maine Community Bank
24-Month CD
2.00%
$500
Petefish, Skiles & Co. Bank
18-Month CD
1.96%
$1,000
802 Credit Union
802 Credit Union
6-Month CD
1.90%
$500
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
Bank of Easton
Bank of Easton
36-Month CD
1.41%
$500
Piedmont FSB
Piedmont FSB
18-Month CD
1.40%
$500
West Plains S&L
West Plains S&L
18-Month CD
1.10%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Money Market
1.00%
$2,500
Bank
Bank
6-Month CD
0.80%
$10,000
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
Wrentham Co-operative Bank
Wrentham Co-operative Bank
48-Month CD
0.75%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
PS Bank
PS Bank
36-Month CD (Step-Up)
0.50%
$5,000
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
Hamler State Bank
Hamler State Bank
24-Month CD
0.45%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.20%
$500
Somerset Trust Company
Somerset Trust Company
12-Month CD
0.20%
$500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
JTNB
JTNB
Savings
0.10%
$100
Reliance Bank
Reliance Bank
Money Market
0.10%
$5,000
Education Credit Union
Education Credit Union
Smart Checking
0.10%
$1,000
Connection Bank
Connection Bank
Interest Checking
0.10%
$1,000
Fulton Savings Bank
Fulton Savings Bank
Statement Savings
0.05%
$100
cfsbank
cfsbank
Regular Checking
0.05%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Mountain Pacific Bank
Mountain Pacific Bank
Savings
0.03%
$100
Bank of Dudley
12-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Washington Information

Bank of Washington
200 W Main St
Washington, MO 63090
Franklin
Established Date: 10/29/1877
FDIC Certificate #: 12627
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: DIAMOND BCORP INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Bank of Washington FDIC Insured? Yes
What is Bank of Washington's Cert number? 12627
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Washington Financials

Total Assets:
$1,067,830,000
Total Deposits:
$876,110,000
Equity Capital:
$129,773,000
Domestic Deposits:
$876,110,000
Net Income:
$5,164,000
Return on Assets:
2.2523%
Quarterly Return on Assets:
1.9000%
Pretax Return on Assets:
1.9039%
Pretax Quarterly Return on Assets:
1.9000%
Return on Equity:
19.7800%
Quarterly Return on Equity:
16.1000%
Leverage Tier 1 (Core Capital) Ratio:
11.9543%
Total Interest Income (YTD):
6.7694%
 
 
Headquarters:
Washington
FDIC Field Office:
St. Louis
Regulator:
FDIC
County:
Franklin
# of Offices:
6
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Astoria Bank CD rates were recently increased on the bank's intermediate and long term certificates of deposit. This change is counter to what most banks are doing these days. Many banks are increasing their short term CD rates because short term bond yields are moving higher while intermediate and long term yields remain flat.

Most people are unaware there is a service called the Certificate of Deposit Account Registry Service, or CDARS, that greatly simplifies the process of depositing more then $100,000 in CD accounts to qualify for FDIC insurance. The network of over 2000 banks is overseen by the FDIC and only banks with the highest FDIC rating can participate.
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