|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bank of Washington Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 19, 2026
Bank of Washington's 60-Month CD or IRA CD rates are at 4.45%, 48-Month CD or IRA CD rates are at 4.40%, 36-Month CD or IRA CD rates are at 4.35%, 24-Month CD or IRA CD rates are at 4.25%, 18-Month CD or IRA CD rates are at 4.15%. Bank of Washington's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Bank of Washington with a 3.5 Star Rating, an D Overall Health Grade, and a Texas Ratio of 33.34%. Rates last updated and verified on 09/19/2026. Bank of Washington money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Washington? Share your experience about Bank of Washington by leaving a review below, or read customer reviews before you decide to use Bank of Washington. 
Bank of Washington CD Rates
Bank of Washington Savings Rates
Bank of Washington Checking Rates
Bank of Washington Other Rates
Financial Health HistoryBank of Washington’s Texas Ratio rose from 25.51% in Q3 2023 to 33.34% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 3.5 and its Health Grade from C+ to D. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of Washington is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of Washington rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Washington's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank of Washington
Bank Holding Company
DIAMOND BCORP INC
Address
200 W Main St,
Washington, MO 63090 · Franklin
Website
https://www.bankofwashington.com
FDIC Certificate #
12627
Established
18771029
FDIC Insurance Date
19340101
Domestic Offices
7
Total Branches
7
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsD
Overall Health Grade
Score: 68/100
3.5
Good
Out of 5.0 Stars
33.34%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8642%
Return on Equity (ROE)
7.1200%
Non-Performing Loans (NPL)
3.14%
Total Assets
$1,148,041,000
Total Deposits
$887,758,000
Equity Capital
$142,459,000
Net Income
$5,032,000
Headquarters
Washington
Total Branches and Offices
7
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
There are no reviews for Bank of Washington yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Bank of Washington
Frequently Asked Questions About Bank of WashingtonHow many branches does Bank of Washington operate?Bank of Washington currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of Washington does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of Washington provides members with tools to manage their accounts and build a solid financial history. Does Bank of Washington offer online and mobile banking?Most modern institutions like Bank of Washington provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofwashington.com. Current Bank of Washington Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
TGSB Table Grove State Bank
Bank3
FSB of Forsyth
Citizens Progressive Bank
Washington State Bank Washington, IL
FNB of Trinity
Farmers & Traders Bank of Campton
RiverBank Pocahontas, AR
Croghan Colonial Bank
First Security Bank Mackinaw, IL
Citizens State Bank of Luling
Cornerstone State Bank
CNB of Hammond
Murray Bank
Cincinnatus S&L Co.
Forward Bank
Guaranty B&T Company
Belmont Bank & Trust Company
Community Bank of Santa Maria
Conneaut Savings Bank
West Texas National Bank
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
