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Newport Federal Bank

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Newport Federal Bank Rates & Review August 2026

Q: How many branches does Newport Federal Bank operate?

Newport Federal Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Newport Federal Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Newport Federal Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Newport Federal Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Newport Federal Bank, and you can see how they compare in the Newport Federal Bank rate tables below. MonitorBankRates evaluates the financial stability of Newport Federal Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.11%. Database rates last updated and verified on 08/30/2026.

Newport Federal Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newport Federal Bank? Share your experience about Newport Federal Bank by leaving a review below, or read customer reviews before you decide to use Newport Federal Bank.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.11%

Excellent Lower than avg

Newport Federal Bank

170 W Broadway
Newport, TN 37821

https://www.newportfederalbank.com

Current Rate Availability

We're not currently displaying rates for Newport Federal Bank, but our database is updated constantly — check back soon for the latest offers.

Are you with Newport Federal Bank? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Newport Federal Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Newport Federal Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Newport Federal Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Newport Federal Bank

Bank Holding Company UNITED TENNESSEE BANKSHARES

Address 170 W Broadway, Newport, TN 37821 · Cocke

Website https://www.newportfederalbank.com

FDIC Certificate # 29089

Established 08/01/1934

FDIC Insurance Date 08/09/1989

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.11%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8062%

Return on Equity (ROE) 13.1600%

Non-Performing Loans (NPL) 0.22%

Total Assets $274,828,000

Total Deposits $247,940,000

Equity Capital $23,444,000

Net Income $1,992,000

Headquarters Newport

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Newport Federal Bank earned the Verified Strong badge

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Frequently Asked Questions About Newport Federal Bank

How many branches does Newport Federal Bank operate?

Newport Federal Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Newport Federal Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Newport Federal Bank provides members with tools to manage their accounts and build a solid financial history.

Does Newport Federal Bank offer online and mobile banking?

Most modern institutions like Newport Federal Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newportfederalbank.com.