PointBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to PointBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PointBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PointBank CD rates. You can also compare PointBank savings rates, MMA rates and mortgage rates using our other rate lists. PointBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PointBank? Share your experience about PointBank by leaving a review below, or read customer reviews before you decide to use PointBank. PointBank Texas Ratio PointBank's Texas Ratio is at 2.17%, which is considered excellent. The Texas Ratio for PointBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, PointBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare PointBank Rates with Other Competitive Bank and Credit Union Rates
Quaint Oak Bank
12-Month CD
4.30%
$500
GTE Financial Credit Union
36-Month CD (Jumbo)
4.13%
$100,000
Avenir Financial Federal Credit Union
12-Month CD
4.10%
$1,000
GTE Financial Credit Union
30-Month CD (Jumbo)
4.07%
$100,000
E-Trade
18-Month CD
3.90%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have PointBank rate data right now, check back for updates, we are adding rates all the time. PointBank InformationPointBank
200 S Highway 377Pilot Point, TX 76258 Denton Established Date: 07/13/1892 FDIC Certificate #: 3389 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PILOT POINT BCORP INC ESOP How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.pointbank.com
Is PointBank FDIC Insured? Yes
What is PointBank's Cert number? 3389
What is the maximum amount for insured deposits? $250,000 per holder, per account
PointBank FinancialsTotal Assets:
$1,064,007,000
Total Deposits:
$998,831,000
Equity Capital:
$58,724,000
Domestic Deposits:
$998,831,000
Net Income:
$1,852,000
Return on Assets:
1.0621%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.6875%
Pretax Quarterly Return on Assets:
0.6900%
Return on Equity:
25.5100%
Quarterly Return on Equity:
12.9400%
Common Equity Tier 1 Capital Ratio:
13.7323%
Tier 1 Risk-Based Capital Ratio:
13.7323%
Leverage Tier 1 (Core Capital) Ratio:
8.1082%
Total Risk-Based Capital Ratio (YTD):
14.9825%
Total Interest Income (YTD):
4.5856%
Headquarters:
Pilot Point
FDIC Field Office:
Dallas
Regulator:
FED
County:
Denton
# of Offices:
10
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsHaven Savings Bank of Hoboken, New Jersey, is advertising regular certificates of deposit and an 18 month Individual Retirement Account (IRA) certificate of deposit.
Average savings rates were unchanged this week over last in both Bankrate's national savings rate survey and the FDIC's national rate survey. Bankrate's national savings rate for the week ending 10/10/12 is currently at 0.52 percent. The FDIC's national average savings rate is considerably less at 0.08 percent. The best savings rates this week alo remained unchanged at 1.04 percent.
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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 4.00% and 3-month CD rates at 0.15%. Current savings rates are at 0.50% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 12.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. 
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