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Citizens Community Federal (CCFBank) Rates & Review April 2026

Citizens Community Federal (CCFBank)'s savings rates are at 0.35%. Citizens Community Federal (CCFBank)'s money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Citizens Community Federal (CCFBank) with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.11%. Rates were last updated on 03/25/2026.

Citizens Community Federal (CCFBank) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Community Federal (CCFBank)? Share your experience about Citizens Community Federal (CCFBank) by leaving a review below, or read customer reviews before you decide to use Citizens Community Federal (CCFBank).

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.11%
Excellent Higher than avg
Citizens Community Federal (CCFBank)
219 Fairfax St
Altoona, WI 54720
https://www.ccf.us
Member FDIC

Citizens Community Federal (CCFBank) Savings Rates

Product Rate APY View More
Senior Money Market Savings 2.50% 2.52%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Senior Money Market Savings 0.55% 0.55%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Senior Money Market Savings 0.35% 0.35%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%

Citizens Community Federal (CCFBank) Money Market Rates

Product Rate APY View More
MORE Money Market 3.01% 3.05%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
MORE Money Market 2.51% 2.54%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Senior Money Market Savings 2.50% 2.52%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
MORE Money Market 2.01% 2.03%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
MORE Money Market 1.75% 1.76%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
MORE Money Market 1.25% 1.26%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Freedom Advantage Money Market 0.60% 0.60%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Senior Money Market Savings 0.55% 0.55%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Freedom Advantage Money Market 0.50% 0.50%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Freedom Advantage Money Market 0.40% 0.40%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Freedom Advantage Money Market 0.35% 0.35%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Senior Money Market Savings 0.35% 0.35%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%
Freedom Advantage Money Market 0.25% 0.25%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.11%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens Community Federal (CCFBank) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens Community Federal (CCFBank) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens Community Federal (CCFBank)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens Community Federal (CCFBank)
Bank Holding Company CITIZENS COMMUNITY BCORP INC
Address 219 Fairfax St, Altoona, WI 54720  ·  Eau Claire
FDIC Certificate # 57265
Established 12/10/2001
FDIC Insurance Date 12/10/2001
Domestic Offices 22
Total Branches 22
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
7.11%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8867%
Return on Equity (ROE) 7.3800%
Non-Performing Loans (NPL) 0.81%
Total Assets $1,779,367,000
Total Deposits $1,549,572,000
Equity Capital $212,958,000
Net Income $17,770,000
Headquarters Altoona
Total Offices 22
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Citizens Community Federal (CCFBank)

Is Citizens Community Federal (CCFBank) a safe place to deposit money?

Yes, Citizens Community Federal (CCFBank) is considered a safe financial institution. With a Texas Ratio of 7.1108864482331%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Citizens Community Federal (CCFBank) operate?

Citizens Community Federal (CCFBank) currently maintains approximately 22 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens Community Federal (CCFBank) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Community Federal (CCFBank) provides members with tools to manage their accounts and build a solid financial history.

Does Citizens Community Federal (CCFBank) offer online and mobile banking?

Most modern institutions like Citizens Community Federal (CCFBank) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccf.us.

Current Citizens Community Federal (CCFBank) Rates

  • Savings0.35%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.