South Shore Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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South Shore BankToday's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.50% and 3-month CD rates at 1.00%. Current savings rates are at 0.80% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 19.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to South Shore Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from South Shore Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with South Shore Bank CD rates. You can also compare South Shore Bank savings rates, MMA rates and mortgage rates using our other rate lists.

South Shore Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at South Shore Bank? Share your experience about South Shore Bank by leaving a review below, or read customer reviews before you decide to use South Shore Bank.

South Shore Bank Texas Ratio

South Shore Bank's Texas Ratio is at 1.71%, which is considered excellent. The Texas Ratio for South Shore Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, South Shore Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
South Shore Bank
1530 Main St
South Weymouth, MA 02190
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare South Shore Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of Central Ohio
First Bank of Central Ohio
12-Month CD
4.20%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
36-Month CD
4.15%
$500
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
Evergreen Bank Group
Evergreen Bank Group
Evergreen Rewards Checking
4.00%
$100
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
18-Month CD
3.90%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.63%
$1,500
The Seymour Bank
The Seymour Bank
12-Month CD
3.55%
$1,000
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
Access Bank
Access Bank
48-Month CD
3.50%
$1,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.44%
$1,000
Northwest Bank
Northwest Bank
60-Month CD
3.40%
$100
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
18-Month CD
3.35%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
3.35%
$500
Academy Bank
Academy Bank
24-Month CD
3.29%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
12-Month CD
3.25%
$500
First Bank of Central Ohio
First Bank of Central Ohio
24-Month CD
3.25%
$500
Friendship State Bank
48-Month CD
3.15%
$500
NBT Financial Bank
NBT Financial Bank
24-Month CD
3.03%
$1,000
TSB Bank
TSB Bank
24-Month CD
3.00%
$500
Ladysmith Federal S&L
Christmas Club Savings
2.75%
$0
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD
2.50%
$100
Coleman County State Bank
Coleman County State Bank
60-Month CD
2.43%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
36-Month CD
2.32%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
BluPeak Credit Union
BluPeak Credit Union
36-Month CD
2.00%
$1,000
Hiawatha National Bank
Hiawatha National Bank
24-Month CD
1.71%
$500
Wolf River Community Bank
Wolf River Community Bank
60-Month CD
1.50%
$1,000
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD
1.31%
$1,000
Gouverneur S&L
Gouverneur S&L
48-Month CD
0.90%
$2,500
Jefferson Security Bank
Jefferson Security Bank
Super Money Market
0.75%
$25,000
BAC Community Bank
BAC Community Bank
48-Month CD
0.75%
$2,500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
24-Month CD
0.70%
$1,000
United Bank of Union
United Bank of Union
24-Month CD
0.65%
$500
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
First FSB of Angola
First FSB of Angola
24-Month CD
0.55%
$500
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
60-Month CD
0.50%
$1,000
Brenham National Bank
Brenham National Bank
18-Month CD
0.50%
$1,000
WCB West Central Bank
WCB West Central Bank
Platinum Money Market
0.50%
$10,000
Savings Bank of Danbury
Savings Bank of Danbury
36-Month CD
0.45%
$500
Chemung Canal Trust Company
Chemung Canal Trust Company
36-Month CD
0.45%
$1,000
Bank of Buffalo
Bank of Buffalo
18-Month CD
0.40%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
18-Month CD
0.30%
$500
Beardstown Savings
Beardstown Savings
6-Month CD
0.25%
$0
Newtown Savings Bank
Newtown Savings Bank
Statement Savings
0.25%
$25
Security Bank Minnesota
Security Bank Minnesota
Regular Savings
0.25%
$100
Citizens Bank
Citizens Bank
Private Client Money Market
0.05%
$25,000
United Trust Bank
United Trust Bank
Statement Savings
0.05%
$0
Westfield Bank
Westfield Bank
Classic Statement Savings
0.05%
$10
Central Federal SLA
Central Federal SLA
Passbook Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have South Shore Bank rate data right now, check back for updates, we are adding rates all the time.

South Shore Bank Information

South Shore Bank
1530 Main St
South Weymouth, MA 02190
Norfolk
Established Date: 02/01/1833
FDIC Certificate #: 90303
Date of FDIC Deposit Insurance: 11/19/1985
Bank Holding Company: 1831 BCORP MHC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is South Shore Bank FDIC Insured? Yes
What is South Shore Bank's Cert number? 90303
What is the maximum amount for insured deposits? $250,000 per holder, per account

South Shore Bank Financials

Total Assets:
$2,201,255,000
Total Deposits:
$1,938,548,000
Equity Capital:
$204,622,000
Domestic Deposits:
$1,938,548,000
Net Income:
$2,490,000
Return on Assets:
0.7311%
Quarterly Return on Assets:
0.4600%
Pretax Return on Assets:
0.6177%
Pretax Quarterly Return on Assets:
0.6200%
Return on Equity:
8.6600%
Quarterly Return on Equity:
4.8900%
Common Equity Tier 1 Capital Ratio:
14.0781%
Tier 1 Risk-Based Capital Ratio:
14.0781%
Leverage Tier 1 (Core Capital) Ratio:
9.8059%
Total Risk-Based Capital Ratio (YTD):
15.3301%
Total Interest Income (YTD):
4.4661%
 
 
Headquarters:
South Weymouth
FDIC Field Office:
South Boston
Regulator:
FED
County:
Norfolk
# of Offices:
13
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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