Community Bank of Oelwein CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.20%, 6-month CD rates at 0.45% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.42%. Credit Card rates are at 13.75%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Community Bank of Oelwein's 60-Month CD rates are at 1.65%, 48-Month CD rates are at 1.45%, 36-Month CD rates are at 1.35%, 24-Month CD rates are at 1.30%, 12-Month CD rates are at 1.20%.

Community Bank of Oelwein

To see how these rates compare to Community Bank of Oelwein CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Community Bank of Oelwein, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Community Bank of Oelwein CD rates. You can also compare Community Bank of Oelwein savings rates, MMA rates and mortgage rates using our other rate lists.

Community Bank of Oelwein money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank of Oelwein? Share your experience about Community Bank of Oelwein by leaving a review below, or read customer reviews before you decide to use Community Bank of Oelwein.

Community Bank of Oelwein Texas Ratio

Community Bank of Oelwein's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Community Bank of Oelwein is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Community Bank of Oelwein is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.20%
18-Month CD
N/A
24-Month CD
1.30%
36-Month CD
1.35%
48-Month CD
1.45%
60-Month CD
1.65%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Community Bank of Oelwein
150 1st St Se
Oelwein, IA 50662
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Community Bank of Oelwein CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Community Bank of Oelwein
Community Bank of Oelwein
60-Month CD
1.65%
$500
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
36-Month CD
1.35%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
24-Month CD
1.30%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
12-Month CD
1.20%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Community Bank of Oelwein Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bristol Morgan Bank
Bristol Morgan Bank
Rewards Checking
4.50%
$5,000
FSB of Westmoreland
FSB of Westmoreland
60-Month CD
4.14%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
3.90%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
3.79%
$1,000
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
The Bank of Protection
The Bank of Protection
12-Month CD
3.63%
$500
Citizens Independent Bank
Citizens Independent Bank
15-Month CD
3.50%
$10,000
Harrison County Bank
Harrison County Bank
24-Month CD
3.50%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD (Jumbo)
3.40%
$100,000
First Shore Federal S&L
First Shore Federal S&L
60-Month CD
3.25%
$500
Savings Bank of Walpole
Savings Bank of Walpole
12-Month CD
3.25%
$500
United Trust Bank
United Trust Bank
36-Month CD
3.25%
$3,000
First National Bank in Olney
First National Bank in Olney
36-Month CD
3.04%
$500
PCB Payne County Bank
PCB Payne County Bank
30-Month CD
2.80%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
48-Month CD
2.77%
$50
Main Bank
Main Bank
3-Month CD
2.75%
$1,000
Volunteer State Bank
Volunteer State Bank
48-Month CD
2.75%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
24-Month CD
2.47%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
60-Month CD
2.27%
$500
First Southern Bank
First Southern Bank
12-Month CD
2.22%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.02%
$1,000
Elizabethton FSB
Elizabethton FSB
30-Month CD
2.02%
$1,000
Benton State Bank
Benton State Bank
18-Month CD
2.01%
$500
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
Hilltop National Bank
Hilltop National Bank
24-Month CD
1.71%
$1,000
Bank5 Connect
Bank5 Connect
Connect Savings
1.50%
$100
The Citizens Bank of Weston
The Citizens Bank of Weston
Money Market
1.00%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
60-Month CD
0.80%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
NOW Checking
0.75%
$1,000
FirstOak Bank
FirstOak Bank
12-Month CD
0.65%
$500
Beardstown Savings
Beardstown Savings
18-Month CD
0.60%
$0
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings
0.50%
$100
BankWest Of Kansas
BankWest Of Kansas
36-Month CD
0.45%
$0
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
The Middlefield Banking Company
The Middlefield Banking Company
12-Month CD
0.45%
$500
Community Bank of Missouri
Community Bank of Missouri
18-Month CD
0.40%
$500
WaterStone Bank
WaterStone Bank
24-Month CD
0.40%
$1,000
Madison Valley Bank
Madison Valley Bank
Money Market
0.38%
$1,000
Volunteer State Bank
Volunteer State Bank
Premium Money Market
0.25%
$100
United Southern Bank
United Southern Bank
18-Month CD
0.15%
$1,000
Gorham Savings Bank
Gorham Savings Bank
Statement Savings
0.10%
$25
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Money Market
0.10%
$1
NVE Bank
NVE Bank
Premier Money Market
0.10%
$0
Citi
Citi
Citi Savings
0.03%
$0
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
Liberty Bank for Savings
Liberty Bank for Savings
Savings
0.01%
$500
Partners Bank of New England
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Community Bank of Oelwein Information

Community Bank of Oelwein
150 1st St Se
Oelwein, IA 50662
Fayette
Established Date: 10/01/1998
FDIC Certificate #: 34857
Date of FDIC Deposit Insurance: 10/01/1998
Bank Holding Company: FIRST BELMOND BCORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Community Bank of Oelwein FDIC Insured? Yes
What is Community Bank of Oelwein's Cert number? 34857
What is the maximum amount for insured deposits? $250,000 per holder, per account

Community Bank of Oelwein Financials

Total Assets:
$106,189,000
Total Deposits:
$90,226,000
Equity Capital:
$12,299,000
Domestic Deposits:
$90,226,000
Net Income:
$132,000
Return on Assets:
0.9274%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.5161%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
8.0500%
Quarterly Return on Equity:
4.3000%
Common Equity Tier 1 Capital Ratio:
18.9823%
Tier 1 Risk-Based Capital Ratio:
18.9823%
Leverage Tier 1 (Core Capital) Ratio:
12.9671%
Total Risk-Based Capital Ratio (YTD):
19.9253%
Total Interest Income (YTD):
4.3780%
 
 
Headquarters:
Oelwein
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Fayette
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Near record low mortgage rates have enticed home buyers this spring, sending existing home sales to their fastest pace in nine years. 30 year mortgage rates are averaging 3.73 percent today, about 30 basis points above the all-time record low set three years ago.

new-federal-reserve-rules-for-home-mortgage-loansLast July the Federal Reserve approved final rules regarding home mortgage loans that took effect October 1, 2009. The rules are designed to better protect consumers by facilitating responsible home mortgage lending by banks, mortgage companies and mortgage brokers... something that wasn't done during the go-go years of the housing bubble.
Current mortgage rates remain above record lows this past week as Republicans decided to delay the debt ceiling fight for another day. Republicans introduced a bill that avoids the potential government default as the Treasury Department bumped up against a $16.4 trillion debt ceiling. Democrats and Republicans in the house easily passed the bill which increases the debt ceiling limit for three months.

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