☰

Home›
Banks›
Community Bank of Oelwein

iAdvertiser Disclosure

Community Bank of Oelwein Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank of Oelwein provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 11, 2026

You can compare Community Bank of Oelwein rates to other rates in our database, including 12-month CD rates currently at 3.75%, 6-month CD rates at 3.75% and 3-month CD rates at 3.14%. Savings rates are at 0.03% and money market rates are at 3.24%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to Community Bank of Oelwein rates. MonitorBankRates evaluates the financial stability of Community Bank of Oelwein with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Community Bank of Oelwein money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank of Oelwein? Share your experience about Community Bank of Oelwein by leaving a review below, or read customer reviews before you decide to use Community Bank of Oelwein.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Community Bank of Oelwein

150 1st St Se
Oelwein, IA 50662

https://www.bankoelwein.com

Community Bank of Oelwein Checking Rates

Product	Rate	APY	View More
Platinum Checking	-	3.04%
Details Qualifications Required; Qualifying balance up to $20,000.00 Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank of Oelwein is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank of Oelwein rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank of Oelwein's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank of Oelwein

Bank Holding Company FIRST BELMOND BCORP

Address 150 1st St Se, Oelwein, IA 50662 · Fayette

Website https://www.bankoelwein.com

FDIC Certificate # 34857

Established 10/01/1998

FDIC Insurance Date 10/01/1998

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9274%

Return on Equity (ROE) 8.0500%

Non-Performing Loans (NPL) 0.00%

Total Assets $103,468,000

Total Deposits $83,168,000

Equity Capital $13,074,000

Net Income $876,000

Headquarters Oelwein

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Community Bank of Oelwein yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Community Bank of Oelwein

Frequently Asked Questions About Community Bank of Oelwein

Is Community Bank of Oelwein a safe place to deposit money?

Yes, Community Bank of Oelwein is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Bank of Oelwein operate?

Community Bank of Oelwein currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank of Oelwein does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank of Oelwein provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank of Oelwein offer online and mobile banking?

Most modern institutions like Community Bank of Oelwein provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankoelwein.com.