Citizens National Bank of Meridian CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens National Bank of MeridianToday's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.25% and 3-month CD rates at 2.00%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens National Bank of Meridian CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens National Bank of Meridian, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens National Bank of Meridian CD rates. You can also compare Citizens National Bank of Meridian savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens National Bank of Meridian money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Meridian? Share your experience about Citizens National Bank of Meridian by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Meridian.

Citizens National Bank of Meridian Texas Ratio

Citizens National Bank of Meridian's Texas Ratio is at 4.46%, which is considered excellent. The Texas Ratio for Citizens National Bank of Meridian is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens National Bank of Meridian is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens National Bank of Meridian
512 22nd Ave
Meridian, MS 39301
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens National Bank of Meridian Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fox Valley Savings Bank
Fox Valley Savings Bank
Kasasa Checking
5.00%
$50
Total Direct Bank
Total Direct Bank
6-Month CD
4.76%
$25,000
First Bank of the Lake
First Bank of the Lake
24-Month CD
4.15%
$1,000
Finance Factors
Finance Factors
6-Month CD
4.15%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
6-Month CD
4.11%
$1,000
Metz Banking Company
Metz Banking Company
60-Month CD
4.08%
$1,000
The Seymour Bank
The Seymour Bank
60-Month CD
4.06%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
3-Month CD
4.00%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
36-Month CD
3.97%
$500
Coleman County State Bank
Coleman County State Bank
6-Month CD
3.92%
$1,000
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
3.87%
$500
Access Bank
Access Bank
48-Month CD
3.60%
$1,000
Adams State Bank
Adams State Bank
24-Month CD
3.55%
$1,000
State Bank of Bottineau
State Bank of Bottineau
18-Month CD
3.53%
$100
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD
3.30%
$500
Farmers National Bank
Farmers National Bank
48-Month CD
3.30%
$10,000
PSB of Plainview
PSB of Plainview
60-Month CD
3.14%
$10,000
Academy Bank
Academy Bank
48-Month CD
3.03%
$500
PCB Payne County Bank
PCB Payne County Bank
Money Market
3.01%
$250,000
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
Lee Bank
Lee Bank
Kasasa Checking
3.00%
$25
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.00%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
60-Month CD
3.00%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
24-Month CD
2.79%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
3-Month CD
2.78%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
18-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
36-Month CD
2.52%
$500
FNB of Lacon
FNB of Lacon
48-Month CD
2.38%
$500
Lyndon State Bank
Lyndon State Bank
60-Month CD
2.28%
$100
Community First Bank of Indiana
Community First Bank of Indiana
18-Month CD
2.25%
$1,000
Buena Vista National Bank
Buena Vista National Bank
24-Month CD
1.05%
$500
Bank of Stronghurst
Bank of Stronghurst
18-Month CD
1.05%
$500
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
FirstOak Bank
FirstOak Bank
18-Month CD
0.70%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
48-Month CD
0.65%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
60-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Franklin Bank
Franklin Bank
60-Month CD
0.55%
$50
FNB of Nevada, Missouri
FNB of Nevada, Missouri
60-Month CD
0.50%
$1,000
5 Star Bank
5 Star Bank
60-Month CD
0.50%
$500
Greenstate Credit Union
Greenstate Credit Union
30-Month CD
0.50%
$500
Schuyler Savings Bank
Schuyler Savings Bank
18-Month CD
0.35%
$1,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
18-Month CD
0.30%
$2,500
PCSB Bank
PCSB Bank
36-Month CD
0.30%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Checking Classic Plus
0.25%
$100
FNB of Pandora
FNB of Pandora
Simply Savings
0.25%
$25
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Savings
0.25%
$100
Bar Harbor SLA
Bar Harbor SLA
Statement Savings
0.10%
$5
SaviBank
SaviBank
Personal Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens National Bank of Meridian rate data right now, check back for updates, we are adding rates all the time.

Citizens National Bank of Meridian Information

Citizens National Bank of Meridian
512 22nd Ave
Meridian, MS 39301
Lauderdale
Established Date: 01/01/1888
FDIC Certificate #: 4993
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CITIZENS NATIONAL BANC CORP
How Many Domestic U.S. Offices? 29
How Many Branches are There? 29
Is Citizens National Bank of Meridian FDIC Insured? Yes
What is Citizens National Bank of Meridian's Cert number? 4993
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens National Bank of Meridian Financials

Total Assets:
$1,709,460,000
Total Deposits:
$1,435,559,000
Equity Capital:
$161,554,000
Domestic Deposits:
$1,435,559,000
Net Income:
$4,986,000
Return on Assets:
1.6084%
Quarterly Return on Assets:
1.1900%
Pretax Return on Assets:
1.1893%
Pretax Quarterly Return on Assets:
1.1900%
Return on Equity:
18.3800%
Quarterly Return on Equity:
12.4700%
Common Equity Tier 1 Capital Ratio:
14.4962%
Tier 1 Risk-Based Capital Ratio:
14.4962%
Leverage Tier 1 (Core Capital) Ratio:
11.3650%
Total Risk-Based Capital Ratio (YTD):
15.5894%
Total Interest Income (YTD):
4.3383%
 
 
Headquarters:
Meridian
FDIC Field Office:
Jackson Ms
Regulator:
OCC
County:
Lauderdale
# of Offices:
29
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD Rates continued to go down this past week. 3 month CD rates are still under one percent at 0.88 percent with an annual percentage yield of 0.89 percent. 6 month CD rates are just over one percent at 1.19 percent with an annual percentage yield of 1.21 percent.
finding-fha-home-loans-fha-mortgage-ratesHome loans from the Federal Housing Administration (FHA) are available for home buyers who meet certain standard FHA credit qualifications.
Home mortgage rates are flat today after hitting new lows on Saturday. Interest rates head lower on news of a weak September employment report and the hope the fed will drive interest rates even lower with another round of easing. Conforming 30 year mortgage rates are averaging 4.07 percent, unchanged from yesterday's average 30 year home mortgage rate. Today's average 30 year home mortgage rates in Maine is slightly higher averaging 4.11 percent.

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