Prime Meridian Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Prime Meridian BankToday's 12-month CD rates can be found at 4.33%, 6-month CD rates at 3.17% and 3-month CD rates at 2.00%. Current savings rates are at 0.65% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Prime Meridian Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Prime Meridian Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Prime Meridian Bank CD rates. You can also compare Prime Meridian Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Prime Meridian Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prime Meridian Bank? Share your experience about Prime Meridian Bank by leaving a review below, or read customer reviews before you decide to use Prime Meridian Bank.

Prime Meridian Bank Texas Ratio

Prime Meridian Bank's Texas Ratio is at 2.17%, which is considered excellent. The Texas Ratio for Prime Meridian Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Prime Meridian Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Prime Meridian Bank
1471 Timberlane Rd
Tallahassee, FL 32312
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Prime Meridian Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
60-Month CD
4.24%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.22%
$1
Newtek Bank
Newtek Bank
18-Month CD
4.20%
$2,500
CFG Bank
CFG Bank
12-Month CD
4.15%
$500
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
4.00%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
24-Month CD
4.00%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
3.80%
$1,000
Murphy Bank
Murphy Bank
6-Month CD
3.80%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
12-Month CD
3.55%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.50%
$1,000
Arvest Bank
Arvest Bank
24-Month CD
3.49%
$1,000
Kish Bank
Kish Bank
48-Month CD
3.35%
$2,000
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
TD Bank
TD Bank
Signature Savings
3.25%
$100,000
St. Ansgar State Bank
St. Ansgar State Bank
12-Month CD
3.00%
$1,000
Gesa Credit Union
Gesa Credit Union
High-Yield Savings
3.00%
$100,000
AAA Federal Credit Union
AAA Federal Credit Union
18-Month CD
2.95%
$500
Corebank
Corebank
24-Month CD
2.78%
$1,000
Luminate Bank
Luminate Bank
Money Market
2.78%
$1,000,000
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
Primary Bank
Primary Bank
60-Month CD
2.50%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
Table Rock Community Bank
Table Rock Community Bank
48-Month CD
2.25%
$1,000
Bank of Brenham
Bank of Brenham
36-Month CD
2.25%
$1,000
FNB of Raymond
FNB of Raymond
18-Month CD
2.17%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
60-Month CD
2.00%
$1,000
One Community Bank
One Community Bank
48-Month CD
1.55%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Forward Bank
Forward Bank
12-Month CD
1.05%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
RBT Rollstone B&T
RBT Rollstone B&T
18-Month CD
0.85%
$500
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Homeland Community Bank
Homeland Community Bank
Regular Savings
0.50%
$25
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings
0.45%
$100
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Money Market
0.40%
$50,000
FNB of River Falls
FNB of River Falls
12-Month CD
0.30%
$2,500
Bank of Star Valley
Bank of Star Valley
Passbook Savings
0.25%
$10,000
Century Bank and Trust GA
Century Bank and Trust GA
Regular Savings
0.25%
$200
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$50
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Savings
0.15%
$50
Community Bank Delaware
Community Bank Delaware
Money Market
0.10%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
Savings
0.10%
$50
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
Shelby County State Bank
Shelby County State Bank
NOW Checking
0.08%
$300
Vibrant Credit Union
Vibrant Credit Union
36-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Prime Meridian Bank rate data right now, check back for updates, we are adding rates all the time.

Prime Meridian Bank Information

Prime Meridian Bank
1471 Timberlane Rd
Tallahassee, FL 32312
Leon
Established Date: 02/04/2008
FDIC Certificate #: 58694
Date of FDIC Deposit Insurance: 02/04/2008
Bank Holding Company: PRIME MERIDIAN HOLDING CO
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Prime Meridian Bank FDIC Insured? Yes
What is Prime Meridian Bank's Cert number? 58694
What is the maximum amount for insured deposits? $250,000 per holder, per account

Prime Meridian Bank Financials

Total Assets:
$862,598,000
Total Deposits:
$753,280,000
Equity Capital:
$80,641,000
Domestic Deposits:
$753,280,000
Net Income:
$2,049,000
Return on Assets:
1.1832%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.2542%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
13.3200%
Quarterly Return on Equity:
10.2800%
Common Equity Tier 1 Capital Ratio:
13.2255%
Tier 1 Risk-Based Capital Ratio:
13.2255%
Leverage Tier 1 (Core Capital) Ratio:
10.1833%
Total Risk-Based Capital Ratio (YTD):
13.9925%
Total Interest Income (YTD):
4.9948%
 
 
Headquarters:
Tallahassee
FDIC Field Office:
Tampa
Regulator:
FDIC
County:
Leon
# of Offices:
4
Metropolitan Statistical Area (MSA):
Tallahassee, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mostly higher today thanks to 10 year bond yields heading back above 2.00%. Current mortgage rates on 30 year home mortgage loans are averaging 4.11%, an increase from yesterday’s average 30 year mortgage rate of 3.95%. Today's mortgage rates 15 year home loans are averaging 3.38%, up from yesterday’s average 15 year mortgage rate of 3.32%.
12 Month CD ratesWe just reached a new milestone for 12 Month CD rates in 2017 as rates continue to inch higher. Crestmark Bank is now offering 12 Month CD rates at 1.80 percent. Just about two months ago, we reported a new high for 1 year CD rates at 1.70 percent. That new high was also from CrestMark Bank. You can read about that post Crestmark Bank Best Rate 1.70%.
A stalled proposal to help homeowners refinance their mortgages to a lower mortgage rate is gaining steam in the Senate. Refinance rates on all types of mortgages have hit record lows recently but millions of homeowners are unable to refinance their loan either because they don't have enough equity in the home or are underwater on their mortgage, owing more than their home is worth.

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