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Bank of Estes Park

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Bank of Estes Park Rates & Review April 2026

Item: Bank of Estes Park
Rating: 5
Author: Judy & William Howell

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Bank of Estes Park rates to other rates in our database, including 12-month CD rates currently at 1.51%, 6-month CD rates at 3.70% and 3-month CD rates at 0.20%. Savings rates are at 0.08% and money market rates are at 0.22%. Mortgage rates on 30-year fixed loans are around 5.97%. All these rates can be compared to Bank of Estes Park rates. MonitorBankRates evaluates the financial stability of Bank of Estes Park with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.46%. Rates were last updated on 04/25/2026.

Bank of Estes Park money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Estes Park? Share your experience about Bank of Estes Park by leaving a review below, or read customer reviews before you decide to use Bank of Estes Park.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.46%

Good Higher than avg

Bank of Estes Park

255 Park Ln
Estes Park, CO 80517

https://www.bankofestespark.com

Current Rate Availability

We do not have Bank of Estes Park rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Estes Park is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Estes Park rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Estes Park's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Estes Park

Bank Holding Company FIRST NATIONAL FINANCIAL CORP

Address 255 Park Ln, Estes Park, CO 80517 · Larimer

Website https://www.bankofestespark.com

FDIC Certificate # 19351

Established 01/18/1965

FDIC Insurance Date 01/18/1965

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

5.0

Exceptional Out of 5.0 Stars

15.46%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8701%

Return on Equity (ROE) 10.5300%

Non-Performing Loans (NPL) 1.14%

Total Assets $157,317,000

Total Deposits $140,455,000

Equity Capital $15,631,000

Net Income $2,132,000

Headquarters Estes Park

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

Judy & William Howell

★★★★★

December 30, 2024

Bank of Estes Park is a great small-town bank. We\\\'ve banked with them for almost 24 years since we decided to relocate to Estes Park when we retired. Coming from CA we weren\'t used to friendliness and sincere care of \"Customer First\"-- until we came to Estes Park. They have never changed in that entire time. The staff remembers the locals and are very helpful with banking issues which are few and far between.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Bank of Estes Park

Frequently Asked Questions About Bank of Estes Park

Is Bank of Estes Park a safe place to deposit money?

Yes, Bank of Estes Park is considered a safe financial institution. With a Texas Ratio of 15.457277801632%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Estes Park operate?

Bank of Estes Park currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Estes Park does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Estes Park provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Estes Park offer online and mobile banking?

Most modern institutions like Bank of Estes Park provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofestespark.com.