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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 City Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
City Credit Union's 6-Month CD rates are at 3.95%, 3-Month CD rates are at 3.90%, 18-Month CD rates are at 3.70%. City Credit Union's savings rates are at 0.25%. City Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of City Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.36%. Rates were last updated on 03/25/2026. City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City Credit Union? Share your experience about City Credit Union by leaving a review below, or read customer reviews before you decide to use City Credit Union. City Credit Union
City Credit Union 2550 S State Route 291
https://www.city-cu.com/ Independence, MO 64057 1226 
City Credit Union CD Rates
City Credit Union Savings Rates
City Credit Union Money Market Rates
City Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with City Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
City Credit Union
Website
https://www.city-cu.com/
Address
2550 S State Route 291,
Independence, MO 64057 1226
Phone
816-252-2415
Fax
816-461-0161
President
Larry Horne
CEO
Lisa Autry
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.36%
Return on Assets (ROA)
0.9167%
Return on Equity (ROE)
7.5634%
Non-Performing Loans Ratio (NPL)
1.69%
Total Assets
61,448,221
Total Amount of Shares and Deposits
52,730,901
Total Shares and Deposits < 1 Year
50,040,983
Total Shares and Deposits 1 3 Years
2,666,069
Total Shares and Deposits > 3 Years
23,849
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,457,289
Total Uninsured Shares and Deposits > $250K (F+J)
3,457,289
Total Insured Shares and Deposits > $250K (item 17 less item K)
49,273,612
Total Interest Expense (Sum of items 6 8)
399,982
Share Certificates
376
Number of Accounts for Share Drafts
2,845
IRA KEOGH Accounts
113
Number of Accounts for Regular Shares
4,688
All other shares
17
Money Market Shares
261
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,844,540
Total Liabilities
54,006,808
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About City Credit UnionIs City Credit Union a safe place to deposit money?Yes, City Credit Union is considered a safe financial institution. With a Texas Ratio of 8.3613928927778%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does City Credit Union operate?City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join City Credit Union?Yes, to access services at City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, City Credit Union provides members with tools to manage their accounts and build a solid financial history. Does City Credit Union offer online and mobile banking?Most modern institutions like City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.city-cu.com/. Current City Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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