MonitorBankRates
  1. Home
  2. Credit Unions
  3. First Flight Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

First Flight Federal Credit Union Rates & Review May 2026

First Flight Federal Credit Union's Standard Personal CDs 12 month rates are at 3.87%, Traditional IRA CDs 12 month rates are at 3.87%, Standard Personal CDs 12 month rates are at 3.76%, Standard Personal CDs 18 month rates are at 3.76%, Standard Personal CDs 24 month rates are at 3.76%. First Flight Federal Credit Union's savings rates are at 0.00%. First Flight Federal Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of First Flight Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.94%. Rates were last updated on 05/06/2026.

First Flight Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Flight Federal Credit Union? Share your experience about First Flight Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Flight Federal Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.94%
Excellent Lower than avg
First Flight Federal Credit Union
Cary Corporate Headquarters
1815 Kildaire Farm Rd
Cary, NC 27518
https://www.efirstflight.com
Member NCUA

First Flight Federal Credit Union CD Rates

Product Rate APY Term View More
Standard Personal Share Certificates 12 month 3.80% 3.87% 12 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 12 month 3.80% 3.87% 12 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 12 month 3.70% 3.76% 12 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 18 month 3.70% 3.76% 18 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 24 month 3.70% 3.76% 24 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 12 month 3.70% 3.76%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 18 month 3.70% 3.76% 18 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 24 month 3.70% 3.76% 24 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 18 month 3.60% 3.66% 18 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 24 month 3.60% 3.66% 24 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 18 month 3.60% 3.66%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 24 month 3.60% 3.66%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 36 month 3.50% 3.56% 36 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 36 month 3.50% 3.56% 36 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 36 month 3.40% 3.45% 36 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 36 month 3.40% 3.45%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 48 month 3.25% 3.30% 48 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 60 month 3.25% 3.30% 60 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 48 month 3.25% 3.30% 48 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 60 month 3.25% 3.30% 60 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 48 month 3.15% 3.20% 48 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 60 month 3.15% 3.20% 60 Months
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 48 month 3.15% 3.20%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional IRA Certificates 60 month 3.15% 3.20%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 180 Days 2.00% 2.02% 180 Days
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 90 Days 2.00% 2.02% 90 Days
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 180 Days 1.90% 1.92% 180 Days
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Share Certificates 90 Days 1.90% 1.92% 90 Days
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

First Flight Federal Credit Union Savings Rates

Product Rate APY View More
Savings Accounts 0.10% 0.10%
Min Balance $10,000
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Savings Accounts 0.05% 0.05%
Min Balance $25
Details Qualifying balance up to $9,999.99
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Savings Accounts - 0.00%
Details Qualifying balance up to $24.99
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

First Flight Federal Credit Union Money Market Rates

Product Rate APY View More
Prestige Money Market Accounts 3.75% 3.82%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Prestige Money Market Accounts 1.50% 1.51%
Min Balance $50,000
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Money Market Accounts 1.50% 1.51%
Min Balance $50,000
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Money Market Accounts 1.25% 1.26%
Min Balance $10,000
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Standard Personal Money Market Accounts 1.00% 1.00%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

First Flight Federal Credit Union Checking Rates

Product Rate APY View More
Prestige Checking 0.10% 0.10%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Everyday Checking - 0.00%
No additional details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

First Flight Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Flight Advance Loans - - 25.00%
Details $20 application fee. Speak with a First Flight representative for full offer details.
Last Updated 05/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Flight Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Flight Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Flight Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Flight Federal Credit Union
Address 1815 Kildaire Farm Rd, Cary, NC 27518
Phone 919-851-5690
Fax 919-851-8667
President Greg Williams
CEO Tabitha Allen
Full-Time Employees 61
Part-Time Employees 7
Branch Locations 5
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.94%
Return on Assets (ROA)
0.5329%
Return on Equity (ROE)
4.5835%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
264,775,974
Total Amount of Shares and Deposits
231,480,069
Total Shares and Deposits < 1 Year
227,434,739
Total Shares and Deposits 1 3 Years
3,726,124
Total Shares and Deposits > 3 Years
319,206
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,387,212
Total Uninsured Shares and Deposits > $250K (F+J)
12,387,212
Total Insured Shares and Deposits > $250K (item 17 less item K)
219,092,857
Total Interest Expense (Sum of items 6 8)
2,639,903
Share Certificates
1,243
Number of Accounts for Share Drafts
11,502
IRA KEOGH Accounts
305
Number of Accounts for Regular Shares
24,114
All other shares
175
Non Member Deposits
3
Money Market Shares
1,458
Net Income (unless the amount is already included in Undivided Earnings)
1,411,066
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
35,088,298
Total Liabilities
233,958,267
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

First Flight Federal Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/first-flight-federal-credit-union-rates-review-7870">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-b-2026.svg"
       alt="MonitorBankRates Verified Strong Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for First Flight Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Flight Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About First Flight Federal Credit Union

How many branches does First Flight Federal Credit Union operate?

First Flight Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Flight Federal Credit Union?

Yes, to access services at First Flight Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Flight Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Flight Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Flight Federal Credit Union offer online and mobile banking?

Most modern institutions like First Flight Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.efirstflight.com.

Current First Flight Federal Credit Union Rates

  • 12-Month CD3.76%
  • 18-Month CD3.66%
  • 24-Month CD3.66%
  • 60-Month CD3.20%
  • Savings0.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.