CNB Bank Berkeley Springs, WV CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 3.00% and 3-month CD rates at 2.78%. Current savings rates are at 1.76% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. CNB Bank Berkeley Springs, WV's 18-Month CD rates are at 2.00%, 60-Month CD rates are at 1.50%, 36-Month CD rates are at 1.50%, 24-Month CD rates are at 1.50%, 12-Month CD rates are at 1.00%. CNB Bank Berkeley Springs, WV's savings rates are at 0.50%.

CNB Bank Berkeley Springs, WV

To see how these rates compare to CNB Bank Berkeley Springs, WV CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CNB Bank Berkeley Springs, WV, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CNB Bank Berkeley Springs, WV CD rates. You can also compare CNB Bank Berkeley Springs, WV savings rates, MMA rates and mortgage rates using our other rate lists.

CNB Bank Berkeley Springs, WV money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB Bank Berkeley Springs, WV? Share your experience about CNB Bank Berkeley Springs, WV by leaving a review below, or read customer reviews before you decide to use CNB Bank Berkeley Springs, WV.

CNB Bank Berkeley Springs, WV Texas Ratio

CNB Bank Berkeley Springs, WV's Texas Ratio is at 9.31%, which is considered excellent. The Texas Ratio for CNB Bank Berkeley Springs, WV is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CNB Bank Berkeley Springs, WV is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
2.00%
24-Month CD
1.50%
36-Month CD
1.50%
48-Month CD
N/A
60-Month CD
1.50%
Savings
0.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CNB Bank Berkeley Springs, WV
101 S Washington St
Berkeley Springs, WV 25411
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

CNB Bank Berkeley Springs, WV CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Checking
4.25%
$0
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
18-Month CD
2.00%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
24-Month CD
1.50%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
12-Month CD
1.00%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Savings
0.50%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CNB Bank Berkeley Springs, WV Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
4.07%
$500
Rosedale FSL
Rosedale FSL
12-Month CD
4.00%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
18-Month CD
3.80%
$100
Unison Bank
Unison Bank
12-Month CD
3.75%
$2,500
Kish Bank
Kish Bank
24-Month CD
3.65%
$2,000
Security Bank USA
Security Bank USA
6-Month CD
3.55%
$500
Citizens Independent Bank
Citizens Independent Bank
15-Month CD
3.50%
$10,000
RBAZ Republic Bank of Arizona
24-Month CD
3.50%
$250
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
23-Month CD
3.50%
$1,000
Thayer County Bank
Thayer County Bank
24-Month CD
3.44%
$2,500
Woodlands National Bank
Woodlands National Bank
60-Month CD
3.31%
$1,000
Cross River Bank
Cross River Bank
24-Month CD
3.30%
$500
Access Community Credit Union
Access Community Credit Union
Rewards Checking
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
36-Month CD
3.25%
$500
FNB of Wyoming
FNB of Wyoming
36-Month CD
3.14%
$100
Home Loan SB
Home Loan SB
24-Month CD
3.10%
$500
Community Bank of Trenton
Community Bank of Trenton
48-Month CD
3.05%
$500
BLC Community Bank
BLC Community Bank
Interest Plus Checking
3.00%
$25
Neffs National Bank
Neffs National Bank
36-Month CD
3.00%
$1,000
WVS West View SB
WVS West View SB
60-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
6-Month CD
2.75%
$500
Solvay Bank
Solvay Bank
48-Month CD
2.75%
$500
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
36-Month CD
2.00%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
60-Month CD
1.85%
$10,000
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
Florence Bank
Florence Bank
12-Month CD
1.50%
$500
Heritage Bank Wood River, NE
12-Month CD
1.50%
$1,000
United Orient Bank
United Orient Bank
24-Month CD
1.35%
$500
CNB St Louis Bank
CNB St Louis Bank
60-Month CD
1.26%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
1.00%
$25,000
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
Westfield Bank
Westfield Bank
Portfolio Money Market
1.00%
$100,000
ESSA Bank & Trust
ESSA Bank & Trust
3-Month CD
0.75%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Liquid Advantage Money Market
0.75%
$2,000
Savings Bank of Danbury
Savings Bank of Danbury
48-Month CD
0.61%
$500
Northumberland Bank
Northumberland Bank
6-Month CD
0.60%
$5,000
Gateway Commercial Bank
Gateway Commercial Bank
Money Market
0.50%
$1,000
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Accentra Credit Union
Accentra Credit Union
36-Month CD
0.50%
$500
Greenville Federal
Greenville Federal
48-Month CD
0.45%
$500
Ashton State Bank
Ashton State Bank
Super NOW Checking
0.35%
$2,500
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.30%
$1,000
FNB of Absecon
FNB of Absecon
48-Month CD
0.25%
$0
University Federal Credit Union
University Federal Credit Union
Money Market
0.12%
$10,000
Friendship State Bank
Money Market Advantage
0.10%
$5,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
Personal Money Market
0.05%
$100
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CNB Bank Berkeley Springs, WV Information

CNB Bank Berkeley Springs, WV
101 S Washington St
Berkeley Springs, WV 25411
Morgan
Established Date: 01/01/1917
FDIC Certificate #: 14507
Date of FDIC Deposit Insurance: 06/18/1934
Bank Holding Company: CNB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 9
Is CNB Bank Berkeley Springs, WV FDIC Insured? Yes
What is CNB Bank Berkeley Springs, WV's Cert number? 14507
What is the maximum amount for insured deposits? $250,000 per holder, per account

CNB Bank Berkeley Springs, WV Financials

Total Assets:
$622,522,000
Total Deposits:
$550,813,000
Equity Capital:
$37,080,000
Domestic Deposits:
$550,813,000
Net Income:
$1,033,000
Return on Assets:
0.5086%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.8619%
Pretax Quarterly Return on Assets:
0.8600%
Return on Equity:
8.9900%
Quarterly Return on Equity:
11.1300%
Common Equity Tier 1 Capital Ratio:
11.9523%
Tier 1 Risk-Based Capital Ratio:
11.9523%
Leverage Tier 1 (Core Capital) Ratio:
7.8742%
Total Risk-Based Capital Ratio (YTD):
13.2042%
Total Interest Income (YTD):
4.3438%
 
 
Headquarters:
Berkeley Springs
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Morgan
# of Offices:
8
Metropolitan Statistical Area (MSA):
Hagerstown-Martinsburg, MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Credit Union of Atlanta is still offering some of the best CD rates available from any bank or credit union in the nation. The credit union's posted CD rates have been the same since early February which is unusual since many financial institutions have lowered their deposit rates since then.

Average 30 year mortgage rates hit a new low in 2016 as a result of the Brexit vote to leave the European Union. 30 year mortgage rates today are averaging 3.48 percent, a sharp decline from last week's average rate of 3.73 percent. 30 year mortgage rates are only 17 basis points above the all-time low of 3.31 percent set in late 2012.

CD rates continue to slowly decline and there isn't any positive news to drive CD rates higher for the foreseeable future. In the FOMC's most recent statement on monetary policy released on August 10, 2010, the Fed said "the pace of recovery in output and employment has slowed in recent months".

Bank or Credit Union Offers and Deals

Average 15 Year Mortgage Rates Break Through 3.00 Percent Today
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California First National Bank 6 Month $50K CD Rates now at 1.00%
15 Year Mortgage Rates Drop - Mortgage Applications Increase
CD Rate Changes The Past Week - All CD Rates Increased
Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81%
Mortgage Rates Slightly Lower: 30 Year Home Mortgage Rates at 4.40%, 15 Year Home Mortgage Rates at 3.86%
Current Mortgage Rates: July 14, 2010
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71%
USAA Money Market Account Rates now at 0.05%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: 30 Year Mortgage Rates Match All Time Low
GM is offering 0% Financing for 60 Months
iGObanking.com MMA 50K Rates now at 1.09%
FOMC Statement Points to Continued Moderate Growth and Low Interest Rates
Citi Mortgage Offer $500 of Closing Costs
Columbus CD Rates
Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
Retirement Saving: Where to Invest in a Shaky Economy
Federal Open Market Committee Keeps Fed Funds Rate at Exceptionally Low Levels Until Middle 2015
Average Mortgage Rates Hold Steady: 30 Year Mortgage Rates at 3.55%

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