CNB Bank Berkeley Springs, WV CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.53%, 6-month CD rates at 1.00% and 3-month CD rates at 1.01%. Current savings rates are at 0.05% and money market rates are at 1.26%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 15.20%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. CNB Bank Berkeley Springs, WV's 18-Month CD rates are at 4.00%, 13-Month CD rates are at 4.00%, 60-Month CD rates are at 1.50%, 36-Month CD rates are at 1.50%, 24-Month CD rates are at 1.50%. CNB Bank Berkeley Springs, WV's savings rates are at 0.50%.

CNB Bank Berkeley Springs, WV

To see how these rates compare to CNB Bank Berkeley Springs, WV CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CNB Bank Berkeley Springs, WV, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CNB Bank Berkeley Springs, WV CD rates. You can also compare CNB Bank Berkeley Springs, WV savings rates, MMA rates and mortgage rates using our other rate lists.

CNB Bank Berkeley Springs, WV money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB Bank Berkeley Springs, WV? Share your experience about CNB Bank Berkeley Springs, WV by leaving a review below, or read customer reviews before you decide to use CNB Bank Berkeley Springs, WV.

CNB Bank Berkeley Springs, WV Texas Ratio

CNB Bank Berkeley Springs, WV's Texas Ratio is at 11.82%, which is considered excellent. The Texas Ratio for CNB Bank Berkeley Springs, WV is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CNB Bank Berkeley Springs, WV is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.25%
18-Month CD
4.00%
24-Month CD
1.50%
36-Month CD
1.50%
48-Month CD
N/A
60-Month CD
1.50%
Savings
0.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CNB Bank Berkeley Springs, WV
101 S Washington St
Berkeley Springs, WV 25411
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

CNB Bank Berkeley Springs, WV CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
13-Month CD
4.00%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
18-Month CD
4.00%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Cash Checking
2.25%
$0
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
24-Month CD
1.50%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
12-Month CD
1.25%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Saver Savings
0.50%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CNB Bank Berkeley Springs, WV Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
5.25%
$500
LifeStore Bank
LifeStore Bank
6-Month CD (special)
5.13%
$5,000
Raymond James Bank
Raymond James Bank
24-Month CD
5.10%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD
5.00%
$5,000
First United Bank Park River, ND
First United Bank Park River, ND
7-Month CD (special)
5.00%
$500
Monroe Savings Bank
Monroe Savings Bank
9-Month CD
5.00%
$500
RBAZ Republic Bank of Arizona
9-Month CD
4.98%
$1,000
Webster Bank
Webster Bank
6-Month CD
4.90%
$500
FSB of Wyoming
11-Month CD (relationship)
4.56%
$1,000
Citizens Access
Citizens Access
High Yield Online Savings
4.50%
$0
Everett Co-operative Bank
Everett Co-operative Bank
Everett Elite Money Market
4.50%
$100,000
Passumpsic Savings Bank
Passumpsic Savings Bank
12-Month CD (special)
4.50%
$10,000
StonehamBank
StonehamBank
24-Month CD
4.50%
$1,000
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
4.45%
$500
Palo Savings Bank
12-Month CD (Jumbo)
4.37%
$100,000
NASA Federal Credit Union
NASA Federal Credit Union
36-Month CD
4.25%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
4.20%
$500
Five Star Credit Union
Five Star Credit Union
60-Month CD (Certificate)
4.00%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Touchmark Bank
Touchmark Bank
Business Platinum Money Market
2.80%
$250,000
First Citizens State Bank
First Citizens State Bank
60-Month CD
2.75%
$1,000
Flanagan State Bank
Flanagan State Bank
12-Month CD
2.47%
$500
Bath Savings Institution
Bath Savings Institution
18-Month CD
2.38%
$500
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
2.27%
$1,000
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
2.17%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD (Certificate)
2.12%
$500
FNB of Grayson
FNB of Grayson
24-Month CD
2.00%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
Frontier State Bank
Frontier State Bank
48-Month CD
1.92%
$1,000
Bluff View Bank
Bluff View Bank
Money Market Plus
1.25%
$50,000
First Bank of Utica
First Bank of Utica
6-Month CD
1.21%
$500
Kish Bank
Kish Bank
120-Month CD
1.15%
$2,000
Essex Savings Bank
Essex Savings Bank
24-Month CD
1.02%
$500
Clarion County Community Bank
Clarion County Community Bank
Community Plus Money Market
0.75%
$1,000,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
State Bank of Canton
State Bank of Canton
6-Month CD
0.75%
$500
OWB One World Bank
OWB One World Bank
24-Month CD
0.65%
$1,000
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
48-Month CD
0.50%
$500
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Personal Money Market
0.45%
$1,000
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
24-Month CD
0.33%
$500
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
BankPlus
BankPlus
6-Month CD
0.15%
$1,000
First Horizon
First Horizon
12-Month CD
0.10%
$1,000
First County Bank
First County Bank
3-Month CD
0.05%
$1,000
National Iron Bank
National Iron Bank
Statement Savings
0.02%
$250
Chelsea Groton Bank
Chelsea Groton Bank
Checking
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CNB Bank Berkeley Springs, WV Information

CNB Bank Berkeley Springs, WV
101 S Washington St
Berkeley Springs, WV 25411
Morgan
Established Date: 01/01/1917
FDIC Certificate #: 14507
Date of FDIC Deposit Insurance: 06/18/1934
Bank Holding Company: CNB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is CNB Bank Berkeley Springs, WV FDIC Insured? Yes
What is CNB Bank Berkeley Springs, WV's Cert number? 14507
What is the maximum amount for insured deposits? $250,000 per holder, per account

CNB Bank Berkeley Springs, WV Financials

Total Assets:
$584,852,000
Total Deposits:
$522,606,000
Equity Capital:
$34,565,000
Domestic Deposits:
$522,606,000
Net Income:
$927,000
Return on Assets:
0.6758%
Quarterly Return on Assets:
0.6400%
Pretax Return on Assets:
0.8037%
Pretax Quarterly Return on Assets:
0.8000%
Return on Equity:
10.6600%
Quarterly Return on Equity:
11.2200%
Common Equity Tier 1 Capital Ratio:
11.5797%
Tier 1 Risk-Based Capital Ratio:
11.5797%
Leverage Tier 1 (Core Capital) Ratio:
7.9874%
Total Risk-Based Capital Ratio (YTD):
12.8298%
Total Interest Income (YTD):
3.6391%
 
 
Headquarters:
Berkeley Springs
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Morgan
# of Offices:
8
Metropolitan Statistical Area (MSA):
Hagerstown-Martinsburg, MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Savings rates and all deposit rates were set to move higher in 2014 but now the verdict is out on whether or not interest rates will move higher. Savings rates, CD rates, money market account rates are all tied to the federal funds rate. The current federal funds rate has been in a range of zero percent to one quarter percent since December 2008. A historically low federal funds rate has kept deposit rates near record lows as well going on 5 years now. For more than a year, the Federal Reserve has stated time and time again that they plan to keep the federal funds rate at the current level of near zero percent until the unemployment rate falls below 6.5 percent.
Wells Fargo reported record profits yesterday largely from their mortgage banking operations. The bank received $190 billion in mortgage applications in the quarter, a large percentage of the applications came in the month of March when mortgage interest rates started to drop.
Live Oak Bank 5 Year CD rates are now at 1.98 percent with a yield of 2.00 percent. View current 5 Year CD rates at Live Oak Bank below.

Bank or Credit Union Offers and Deals

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EverBank 6 Month CD Rates now at 0.85%
Mortage Rates Decrease Today: 30 Year Mortgage Rates at 4.19%, 15 Year Mortgage Rates at 3.49%
Mortgage Rates Up This Week: 30 Year Mortgage Rates at 5.14%
Synchrony Bank Savings Rates on High Yield Savings Account

Alternative Bank and Credit Union Offers to Explore

Jacksonville, Florida Auto Loan Rates
Current 15 Year Mortgage Rates Averaging 2.81%: Best Rates Available at 2.25%
30 Year Mortgage Rates Decrease - Mortgage Refinance Applications Increase
Citi Mortgage Offer $500 of Closing Costs
Synchrony Bank CD Rates: No Penalty CD at 3.50% APY
CD Early Withdrawal Penalties
Mortgage Rates: Fixed Mortgage Rates Higher, 30 Year Mortgage Rates at 4.30%
Wachovia Way2Save Savings Account 5.00% APY
FlagStar Bank Money Market Account Rate of 3.65% APY
Mortgage Rates: Fixed Mortgage Rates Stable as Fed to Lower Rates

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