What are the current interest rates at HomePride Bank?

Current rates for HomePride Bank include: 12-Month CD: 3.80%, 18-Month CD: 3.03%, 24-Month CD: 2.88%, 36-Month CD: 2.27%, 48-Month CD: 2.27%, 60-Month CD: 2.27%, Savings: 0.25%, MMA: 0.25%

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HomePride Bank Rates & Review September 2026

Q: How many branches does HomePride Bank operate?

HomePride Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, HomePride Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, HomePride Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

HomePride Bank's 12-Month Individual Retirement Account (IRA) 12-month rates are at 3.91%, 12-Months 12-Month Certificate of Deposit rates are at 3.80%, 18-Months 18-Month Certificate of Deposit rates are at 3.03%, 24-Months 24-Month Certificate of Deposit rates are at 2.88%, 36-Months 36-Month Certificate of Deposit rates are at 2.27%. HomePride Bank's savings rates are at 0.25%. HomePride Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of HomePride Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.74%. Rates last updated and verified on 09/20/2026.

HomePride Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HomePride Bank? Share your experience about HomePride Bank by leaving a review below, or read customer reviews before you decide to use HomePride Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.74%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

HomePride Bank

110 E Commercial St
Mansfield, MO 65704

https://www.homepridebank.com

HomePride Bank CD Rates

Product	Rate	APY	Term
Individual Retirement Account (IRA) 12-month	-	3.91%	12 month
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
12 Month Certificate of Deposit	3.75%	3.80%	12 months
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
18 Month Certificate of Deposit	3.00%	3.03%	18 months
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
24 Month Certificate of Deposit	2.85%	2.88%	24 months
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
36 Month Certificate of Deposit	2.25%	2.27%	36 months
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
48 Month Certificate of Deposit	2.25%	2.27%	48 months
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
60 Month Certificate of Deposit	2.25%	2.27%	60 months
Min Deposit $500 Min Balance $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%

HomePride Bank Savings Rates

Product	Rate	APY
Christmas Club Account	-	3.00%
Min Deposit $25 Min Balance $25 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
Statement Savings Account	-	0.25%
Min Deposit $100 Min Balance $100 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%

HomePride Bank Money Market Rates

Product	Rate	APY
Money Market Deposit	-	0.30%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $0 - $24,999.99 = 0.25% $25,000.00 & up = 0.30% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
Money Market Deposit	-	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $0 - $24,999.99 = 0.25% $25,000.00 & up = 0.30% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%

HomePride Bank Other Rates

Product	Rate	Points	APY/APR	Term
182 Day Money Market Certificate of Deposit	3.50%	-	3.53%	182 days
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
91 Days Money Market Certificate of Deposit	3.25%	-	3.29%	91 days
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
KASASA Cash Checking	-	-	3.66%
Min Deposit $50 Details Qualifying balance up to $10,000.00; Portion of balance over $10,000.00 = 2.02% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
KASASA Cash Checking	-	-	3.66%
Min Deposit $50 Details Qualifications Required: 12 debit card purchases, 1 ACH transaction, eStatements; 3.66% APY on balances up to $10,000*; ATM Fee Refunds: Up to $25/month; eStatements: Required; Free Online & Mobile Banking: Yes; Free Debit Card: Yes; Check Writing: Unlimited Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
KASASA Saver Savings	-	-	0.50%
Min Deposit $50 Details 0.50% to 0.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
KASASA Saver Savings	-	-	0.25%
Min Deposit $50 Details 0.50% to 0.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
NOW Account - Business	-	-	0.15%
Min Deposit $500 Min Balance $500 Details Balance: $0 - $2,499.99 = 0.15% Balance: $2,500.00 & up = 0.15% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%
NOW Account - Personal	-	-	0.15%
Min Deposit $500 Min Balance $500 Details Published APY range: 0.15% - 0.25%. Balance: $0 - $2,499.99 = 0.15% Balance: $2,500.00 & up = 0.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.74%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

HomePride Bank’s Texas Ratio fell from 13.68% in Q3 2023 to 3.74% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$125M	3.74%	5.0	A+
March 31, 2026	$126M	2.89%	5.0	A+
December 31, 2025	$124M	3.06%	5.0	A+
September 30, 2025	$122M	2.66%	5.0	A+
June 30, 2025	$124M	2.73%	5.0	A+
March 31, 2025	$125M	2.78%	5.0	A+
December 31, 2024	$119M	5.22%	5.0	A+
September 30, 2024	$119M	7.49%	5.0	A
June 30, 2024	$124M	7.32%	5.0	A
March 31, 2024	$124M	6.90%	5.0	A
December 31, 2023	$120M	13.14%	5.0	A
September 30, 2023	$119M	13.68%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for HomePride Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather HomePride Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HomePride Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name HomePride Bank

Bank Holding Company BANC 60 INC

Address 110 E Commercial St, Mansfield, MO 65704 · Wright

Website https://www.homepridebank.com

FDIC Certificate # 11466

Established 18920303

FDIC Insurance Date 19340101

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.74%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7804%

Return on Equity (ROE) 7.7500%

Non-Performing Loans (NPL) 0.38%

Total Assets $125,269,000

Total Deposits $111,955,000

Equity Capital $12,710,000

Net Income $488,000

Headquarters Mansfield

Total Branches and Offices 5

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

HomePride Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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       width="160" height="160">
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Frequently Asked Questions About HomePride Bank

How many branches does HomePride Bank operate?

HomePride Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, HomePride Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HomePride Bank provides members with tools to manage their accounts and build a solid financial history.

Does HomePride Bank offer online and mobile banking?

Most modern institutions like HomePride Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homepridebank.com.