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iAdvertiser Disclosure
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 Corpus Christi Southern Pacific Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 14, 2026
You can compare Corpus Christi Southern Pacific Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.25%, 6-month share certificate rates at 3.94% and 3-month share certificate rates at 0.50%. Savings rates are at 0.50% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 6.06%. All these rates can be compared to Corpus Christi Southern Pacific Credit Union rates. MonitorBankRates evaluates the financial stability of Corpus Christi Southern Pacific Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.86%. Rates were last updated on 04/14/2026. Corpus Christi Southern Pacific Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Corpus Christi Southern Pacific Credit Union? Share your experience about Corpus Christi Southern Pacific Credit Union by leaving a review below, or read customer reviews before you decide to use Corpus Christi Southern Pacific Credit Union. Corpus Christi Southern Pacific Credit Union
Corpus Christi SP Credit Union 1120 N Tancahua St
https://www.ccspcu.com Corpus Christi, TX 78401 1408 
Current Rate AvailabilityWe do not have Corpus Christi Southern Pacific Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Corpus Christi Southern Pacific Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Corpus Christi Southern Pacific Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Corpus Christi Southern Pacific Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Corpus Christi Southern Pacific Credit Union
Website
https://www.ccspcu.com
Address
1120 N Tancahua St,
Corpus Christi, TX 78401 1408
Phone
361-888-8332
Fax
361-882-5599
President
Juan Garza
CEO
Orfi Benitez
Full-Time Employees
2
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.86%
Return on Assets (ROA)
-0.0555%
Return on Equity (ROE)
-0.4059%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
4,909,666
Total Amount of Shares and Deposits
4,174,647
Total Shares and Deposits < 1 Year
3,726,647
Total Shares and Deposits 1 3 Years
448,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
869,180
Total Uninsured Shares and Deposits > $250K (F+J)
869,180
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,305,467
Total Interest Expense (Sum of items 6 8)
74,550
Share Certificates
15
Number of Accounts for Share Drafts
250
Number of Accounts for Regular Shares
622
Non Member Deposits
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
587,372
Total Liabilities
4,238,844
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Corpus Christi Southern Pacific Credit UnionIs Corpus Christi Southern Pacific Credit Union a safe place to deposit money?Yes, Corpus Christi Southern Pacific Credit Union is considered a safe financial institution. With a Texas Ratio of 4.8573145711147%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Corpus Christi Southern Pacific Credit Union operate?Corpus Christi Southern Pacific Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Corpus Christi Southern Pacific Credit Union?Yes, to access services at Corpus Christi Southern Pacific Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Corpus Christi Southern Pacific Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Corpus Christi Southern Pacific Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Corpus Christi Southern Pacific Credit Union offer online and mobile banking?Most modern institutions like Corpus Christi Southern Pacific Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccspcu.com. Compare to Other Credit Unions
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