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Varex Federal Credit Union Rates & Review April 2026

Varex Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Varex Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.39%. Rates were last updated on 04/23/2026.

Varex Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Varex Federal Credit Union? Share your experience about Varex Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Varex Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.39%
Excellent Lower than avg
Varex Federal Credit Union
Varex Federal Credit Union
1678 Pioneer Rd
Salt Lake City, UT 84104 4298
https://www.varexfederalcu.net
Member NCUA

Varex Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Varex Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Varex Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Varex Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Varex Federal Credit Union
Address 1678 Pioneer Rd, Salt Lake City, UT 84104 4298
Phone 801-973-5052
Fax 801-973-5142
President Dave Pistorius
CEO Tammy Phillips
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.39%
Return on Assets (ROA)
0.4440%
Return on Equity (ROE)
2.2169%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
15,386,956
Total Amount of Shares and Deposits
12,267,134
Total Shares and Deposits < 1 Year
11,923,734
Total Shares and Deposits 1 3 Years
278,996
Total Shares and Deposits > 3 Years
64,404
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,267,134
Total Interest Expense (Sum of items 6 8)
100,745
Share Certificates
97
Number of Accounts for Share Drafts
532
IRA KEOGH Accounts
37
Number of Accounts for Regular Shares
1,555
Money Market Shares
83
Net Income (unless the amount is already included in Undivided Earnings)
68,311
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
833,579
Total Liabilities
12,305,597
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Varex Federal Credit Union

Is Varex Federal Credit Union a safe place to deposit money?

Yes, Varex Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.39167782786751%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Varex Federal Credit Union operate?

Varex Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Varex Federal Credit Union?

Yes, to access services at Varex Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Varex Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Varex Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Varex Federal Credit Union offer online and mobile banking?

Most modern institutions like Varex Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.varexfederalcu.net.