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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 UMe Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
UMe Federal Credit Union's Jumbo CDs 60 month rates are at 3.55%, Student CDs 12 to 23 month rates are at 3.55%, 12 month Student Saver CD / Unlimited Deposits (for members age 18 and under) rates are at 3.55%, Jumbo CDs 48 to 59 month rates are at 3.50%, Student CDs 60 month rates are at 3.50%. UMe Federal Credit Union's savings rates are at 0.05%. UMe Federal Credit Union's 5/1 ARM rates are at 5.38%, 40 year 10/1 ARM rates are at 5.88%, Conventional 15 year fixed rates are at 5.88%, Conventional 30 year fixed rates are at 6.38%. UMe Federal Credit Union's Personal Loan Rates are at 11.90%. MonitorBankRates evaluates the financial stability of UMe Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.84%. Rates were last updated on 04/17/2026. UMe Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UMe Federal Credit Union? Share your experience about UMe Federal Credit Union by leaving a review below, or read customer reviews before you decide to use UMe Federal Credit Union. UMe Federal Credit Union
Main Office 3000 W Magnolia Blvd
https://www.umecreditunion.com Burbank, CA 91505 3043 
UMe Federal Credit Union CD Rates
UMe Federal Credit Union Savings Rates
UMe Federal Credit Union Money Market Rates
UMe Federal Credit Union Checking Rates
UMe Federal Credit Union Mortgage Rates
UMe Federal Credit Union Home Equity & HELOC
UMe Federal Credit Union Credit Card Rates
UMe Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for UMe Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UMe Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with UMe Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
UMe Federal Credit Union
Website
https://www.umecreditunion.com
Address
3000 W Magnolia Blvd,
Burbank, CA 91505 3043
Phone
818-238-2900
Fax
818-238-2932
President
David Carletta
CEO
Robert Einstein
Full-Time Employees
37
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.84%
Return on Assets (ROA)
0.3831%
Return on Equity (ROE)
4.4746%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
340,177,295
Total Amount of Shares and Deposits
311,404,882
Total Shares and Deposits < 1 Year
303,375,227
Total Shares and Deposits 1 3 Years
5,360,450
Total Shares and Deposits > 3 Years
2,669,205
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
57,387,389
Total Uninsured Shares and Deposits > $250K (F+J)
57,387,389
Total Insured Shares and Deposits > $250K (item 17 less item K)
254,017,493
Total Interest Expense (Sum of items 6 8)
3,545,740
Share Certificates
1,361
Number of Accounts for Share Drafts
11,131
IRA KEOGH Accounts
626
Number of Accounts for Regular Shares
18,662
Money Market Shares
1,321
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,964,831
Total Liabilities
318,248,816
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About UMe Federal Credit UnionIs UMe Federal Credit Union a safe place to deposit money?Yes, UMe Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.84199478656073%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does UMe Federal Credit Union operate?UMe Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join UMe Federal Credit Union?Yes, to access services at UMe Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, UMe Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, UMe Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does UMe Federal Credit Union offer online and mobile banking?Most modern institutions like UMe Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.umecreditunion.com. Current UMe Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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