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C&SB of Millersburg, Ohio Rates & Review April 2026

C&SB of Millersburg, Ohio's 5-Month CD Special rates are at 3.95%, 11-Months 11-Month CD Special rates are at 3.82%, 11-Month IRA CD Special rates are at 3.82%, 25-Month CD Special rates are at 3.51%, 25-Month IRA CD Special rates are at 3.51%. C&SB of Millersburg, Ohio's savings rates are at 0.10%. C&SB of Millersburg, Ohio's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of C&SB of Millersburg, Ohio with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.26%. Rates were last updated on 04/11/2026.

C&SB of Millersburg, Ohio money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at C&SB of Millersburg, Ohio? Share your experience about C&SB of Millersburg, Ohio by leaving a review below, or read customer reviews before you decide to use C&SB of Millersburg, Ohio.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.26%
Excellent Lower than avg
C&SB of Millersburg, Ohio
91 N Clay St
Millersburg, OH 44654
https://www.csb1.com
Member FDIC

C&SB of Millersburg, Ohio CD Rates

Product Rate APY Term View More
5 Month CD Special 3.88% 3.95% 5
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
11 Month CD Special 3.75% 3.82% 11 Months
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
11 Month IRA CD Special 3.75% 3.82% 11
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
25 Month CD Special 3.45% 3.51% 25
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
25 Month IRA CD Special 3.45% 3.51% 25
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
5 Year CD 1.55% 1.56%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
4 Year CD 1.35% 1.36%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
3 Year CD 1.15% 1.16%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
2 Year CD 0.95% 0.95%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
18 Month CD 0.90% 0.90% 18 Month
Min Deposit $500
Details $500 & Above
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
1 Year CD 0.85% 0.85%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
1 Year Variable CD 0.85% 0.85%
Min Deposit $500
Details $500 & Above
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
182 Day CD 0.55% 0.55%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
91 Day CD 0.45% 0.45%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
IRA 91 Day CD 0.45% 0.45% 91 Day
Min Deposit $500
Details $500 & Above
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
30 Day Savers CD 0.28% 0.28% 30 Day
Min Deposit $250,000
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
30 Day Savers CD 0.23% 0.23% 30 Day
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
30 Day Savers CD 0.20% 0.20% 30 Day
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
30 Day Savers CD 0.15% 0.15% 30 Day
Min Deposit $250
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%

C&SB of Millersburg, Ohio Savings Rates

Product Rate APY View More
Platinum Savings 1.63% 1.64%
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Platinum Savings 1.13% 1.14%
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Platinum Savings 1.00% 1.00%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Health Savings Account 0.29% 0.29%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Platinum Savings 0.25% 0.25%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Health Savings Account 0.24% 0.24%
Min Balance $20,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Health Savings Account 0.15% 0.15%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Passbook Savings 0.14% 0.14%
Min Balance $20,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Statement Savings 0.14% 0.14%
Min Balance $20,000
Details $20,000 & Above
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Health Savings Account 0.11% 0.11%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Christmas Club 0.10% 0.10%
Details $0 - $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Passbook Savings 0.10% 0.10%
Min Balance $10
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Statement Savings 0.10% 0.10%
Min Balance $10
Details $10 - $19,999.99
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%

C&SB of Millersburg, Ohio Money Market Rates

Product Rate APY View More
Money Market 1.75% 1.76%
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Money Market 1.25% 1.26%
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Money Market 1.00% 1.00%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Money Market 0.65% 0.65%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Money Market 0.50% 0.50%
Min Balance $20,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Money Market 0.25% 0.25%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%

C&SB of Millersburg, Ohio Checking Rates

Product Rate APY View More
Business Interest Checking 0.10% 0.10%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%
Interest Checking 0.10% 0.10%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.26%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for C&SB of Millersburg, Ohio is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather C&SB of Millersburg, Ohio rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with C&SB of Millersburg, Ohio's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name C&SB of Millersburg, Ohio
Bank Holding Company CSB BCORP INC
Address 91 N Clay St, Millersburg, OH 44654  ·  Holmes
FDIC Certificate # 9139
Established 01/01/1879
FDIC Insurance Date 01/01/1934
Domestic Offices 16
Total Branches 16
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.26%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3041%
Return on Equity (ROE) 15.3000%
Non-Performing Loans (NPL) 0.02%
Total Assets $1,292,368,000
Total Deposits $1,128,690,000
Equity Capital $125,088,000
Net Income $13,722,000
Headquarters Millersburg
Total Offices 16
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About C&SB of Millersburg, Ohio

Is C&SB of Millersburg, Ohio a safe place to deposit money?

Yes, C&SB of Millersburg, Ohio is considered a safe financial institution. With a Texas Ratio of 0.25784953487911%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does C&SB of Millersburg, Ohio operate?

C&SB of Millersburg, Ohio currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, C&SB of Millersburg, Ohio does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, C&SB of Millersburg, Ohio provides members with tools to manage their accounts and build a solid financial history.

Does C&SB of Millersburg, Ohio offer online and mobile banking?

Most modern institutions like C&SB of Millersburg, Ohio provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csb1.com.

Current C&SB of Millersburg, Ohio Rates

  • 12-Month CD0.85%
  • 18-Month CD0.90%
  • 24-Month CD0.95%
  • 36-Month CD1.16%
  • 48-Month CD1.36%
  • 60-Month CD1.56%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.