First National Bank in Philip CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 1.50% and 3-month CD rates at 0.55%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. First National Bank in Philip's 36-Month CD rates are at 4.06%, 48-Month CD rates are at 4.00%, 24-Month CD rates are at 3.96%, 12-Month CD rates are at 3.85%. First National Bank in Philip's savings rates are at 2.02%. First National Bank in Philip's money market rates are at 2.32%.
To see how these rates compare to First National Bank in Philip CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank in Philip, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank in Philip CD rates. You can also compare First National Bank in Philip savings rates, MMA rates and mortgage rates using our other rate lists. First National Bank in Philip money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Philip? Share your experience about First National Bank in Philip by leaving a review below, or read customer reviews before you decide to use First National Bank in Philip. First National Bank in Philip Texas Ratio First National Bank in Philip's Texas Ratio is at 0.07%, which is considered excellent. The Texas Ratio for First National Bank in Philip is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First National Bank in Philip is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First National Bank in Philip CD Rates and Interest Rates
First National Bank in Philip
36-Month CD
4.06%
$1,000
First National Bank in Philip
48-Month CD
4.00%
$1,000
First National Bank in Philip
24-Month CD
3.96%
$1,000
First National Bank in Philip
12-Month CD
3.85%
$1,000
First National Bank in Philip
Money Market (CMA)
2.32%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First National Bank in Philip Rates with Other Competitive Bank and Credit Union Rates
Bank of Vici
12-Month CD
4.18%
$1,000
Dieterich Bank
6-Month CD
4.11%
$1,000
Bank5 Connect
12-Month CD
3.95%
$500
Integrity Bank & Trust
12-Month CD
3.80%
$500
CorTrust Bank
30-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First National Bank in Philip InformationFirst National Bank in Philip
103 E Oak StreetPhilip, SD 57567 Haakon Established Date: 12/04/1906 FDIC Certificate #: 3999 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PHILIP BCORP INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.fnbphilip.com
Is First National Bank in Philip FDIC Insured? Yes
What is First National Bank in Philip's Cert number? 3999
What is the maximum amount for insured deposits? $250,000 per holder, per account
First National Bank in Philip FinancialsTotal Assets:
$362,066,000
Total Deposits:
$317,190,000
Equity Capital:
$40,852,000
Domestic Deposits:
$317,190,000
Net Income:
$1,699,000
Return on Assets:
1.8797%
Quarterly Return on Assets:
1.8000%
Pretax Return on Assets:
1.8907%
Pretax Quarterly Return on Assets:
1.8900%
Return on Equity:
18.7100%
Quarterly Return on Equity:
16.6700%
Common Equity Tier 1 Capital Ratio:
15.4781%
Tier 1 Risk-Based Capital Ratio:
15.4781%
Leverage Tier 1 (Core Capital) Ratio:
12.6161%
Total Risk-Based Capital Ratio (YTD):
16.7260%
Total Interest Income (YTD):
5.4418%
Headquarters:
Philip
FDIC Field Office:
Sioux Falls
Regulator:
OCC
County:
Haakon
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage CD rates held steady this week as long term bond yields declined on a negative unemployment report for March. Average 12 month CD rates are at 0.63 percent this week, unchanged from last week's average CD rate. The best CD rates on our rate list also remained unchanged this week at 1.04 percent with an APY of 1.05 percent. 10 year bond yields fell from last week's high of 1.86 percent down to 1.68 percent Friday afternoon.
Doral Bank Direct is offering one of the best CD rates for a 11 month CD. The CD rate also beats most of the 1 year CD rates that are available today.
 ING Direct has two of the best CD rates available today for a one year certificate of deposit. The bank is offering two different one year CD products. The highest CD rate is for their "Added Value CD," the current annual percentage yield (APY) is 2.25 percent.
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