First National Bank in Philip CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 3.53% and 3-month CD rates at 5.12%. Current savings rates are at 0.10% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.23%. Credit Card rates are at 19.74%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. First National Bank in Philip's 3-Month CD rates are at 4.58%, 6-Month CD rates are at 4.55%, 12-Month CD rates are at 4.32%, 24-Month CD rates are at 4.06%, 36-Month CD rates are at 3.80%. First National Bank in Philip's savings rates are at 2.27%. First National Bank in Philip's money market rates are at 4.07%.

First National Bank in Philip

To see how these rates compare to First National Bank in Philip CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank in Philip, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank in Philip CD rates. You can also compare First National Bank in Philip savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank in Philip money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Philip? Share your experience about First National Bank in Philip by leaving a review below, or read customer reviews before you decide to use First National Bank in Philip.

First National Bank in Philip Texas Ratio

First National Bank in Philip's Texas Ratio is at 0.10%, which is considered excellent. The Texas Ratio for First National Bank in Philip is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank in Philip is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.32%
18-Month CD
N/A
24-Month CD
4.06%
36-Month CD
3.80%
48-Month CD
3.75%
60-Month CD
N/A
Savings
2.27%
MMA
4.07%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank in Philip
103 E Oak Street
Philip, SD 57567
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank in Philip CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank in Philip
First National Bank in Philip
3-Month CD
4.58%
$1,000
First National Bank in Philip
First National Bank in Philip
6-Month CD
4.55%
$1,000
First National Bank in Philip
First National Bank in Philip
12-Month CD
4.32%
$1,000
First National Bank in Philip
First National Bank in Philip
Money Market (CMA)
4.07%
$200,000
First National Bank in Philip
First National Bank in Philip
24-Month CD
4.06%
$1,000
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
First National Bank in Philip
First National Bank in Philip
48-Month CD
3.75%
$1,000
First National Bank in Philip
First National Bank in Philip
Regular Savings
2.27%
$25
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank in Philip Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vio Bank
Vio Bank
12-Month CD
5.00%
$500
Riverland Bank
Riverland Bank
12-Month CD
5.00%
$1,000
FSB of Rosemount
FSB of Rosemount
24-Month CD
5.00%
$500
Raymond James
36-Month CD (brokered)
4.90%
$1,000
Finworth
Finworth
18-Month CD
4.75%
$50,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
12-Month CD
4.75%
$500
First National Bank Minnesota
First National Bank Minnesota
9-Month CD (special)
4.70%
$10,000
Five Star Credit Union
Five Star Credit Union
36-Month CD (Certificate)
4.35%
$500
Evergreen Bank Group
Evergreen Bank Group
24-Month CD
4.20%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
12-Month CD
4.06%
$500
SSB Scott State Bank
SSB Scott State Bank
15-Month CD (special)
4.06%
$10,000
Minnwest Bank
Minnwest Bank
30-Month CD (special online)
4.01%
$1,000
Coffee County Bank
Coffee County Bank
12-Month CD
4.00%
$1,000
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom4Savings Business Money Market
4.00%
$25,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month Super Jumbo CD
3.96%
$225,000
MVSB
12-Month CD
3.75%
$500
Financial Partners CU
Financial Partners CU
12-Month CD
3.65%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD term share
3.65%
$500
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
30-Month CD
3.50%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
60-Month CD certificate
3.30%
$100
FNB of Brookfield
FNB of Brookfield
48-Month CD
3.30%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
3-Month CD share certificate
3.30%
$500
UCB Milford, IA
UCB Milford, IA
36-Month CD
3.03%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
18-Month CD
3.02%
$500
Reliance State Bank
Reliance State Bank
24-Month CD
3.02%
$2,500
Burke & Herbert Bank
Burke & Herbert Bank
Super Money Market
2.80%
$1,000,000
First Westroads Bank
First Westroads Bank
60-Month CD
2.50%
$100
La Salle State Bank
La Salle State Bank
60-Month CD
2.35%
$1,000
Bank of Canton
Bank of Canton
36-Month CD
2.25%
$1,000
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
Bank of Clovis
Bank of Clovis
Savings
1.92%
$100
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
60-Month CD
1.50%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
Lone Star Bank
Lone Star Bank
48-Month CD
0.61%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
48-Month CD
0.61%
$500
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
36-Month CD
0.40%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
18-Month CD
0.25%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
Security Savings Account
0.20%
$100
FNB of Absecon
FNB of Absecon
18-Month CD
0.15%
$0
Lindell Bank & Trust Company
Lindell Bank & Trust Company
Money Market
0.10%
$2,500
First Financial of Maryland FCU
First Financial of Maryland FCU
Share Savings
0.10%
$5
GN Bank
GN Bank
6-Month CD
0.05%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Money Market Account
0.01%
$0
Adirondack Bank
Adirondack Bank
Loyalty Savings
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 19, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank in Philip Information

First National Bank in Philip
103 E Oak Street
Philip, SD 57567
Haakon
Established Date: 12/04/1906
FDIC Certificate #: 3999
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PHILIP BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First National Bank in Philip FDIC Insured? Yes
What is First National Bank in Philip's Cert number? 3999
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank in Philip Financials

Total Assets:
$365,473,000
Total Deposits:
$324,253,000
Equity Capital:
$37,774,000
Domestic Deposits:
$324,253,000
Net Income:
$1,606,000
Return on Assets:
1.7698%
Quarterly Return on Assets:
1.7000%
Pretax Return on Assets:
1.7839%
Pretax Quarterly Return on Assets:
1.7800%
Return on Equity:
16.9600%
Quarterly Return on Equity:
17.3400%
Common Equity Tier 1 Capital Ratio:
16.4585%
Tier 1 Risk-Based Capital Ratio:
16.4585%
Leverage Tier 1 (Core Capital) Ratio:
11.8789%
Total Risk-Based Capital Ratio (YTD):
17.7106%
Total Interest Income (YTD):
3.6529%
 
 
Headquarters:
Philip
FDIC Field Office:
Sioux Falls
Regulator:
OCC
County:
Haakon
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Northeast Bank, headquartered in Lewiston, Maine, is offering one of the best money market rates available right now. The top MMA rate at 1.09 percent with a yield of 1.10 percent is on the Northeast Bank's Pearl Money Market Account. The rate is available for both personal and business accounts for customers that are new to Northeast Bank.

Mortgage rates are mixed in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). In the Weekly Mortgage Application Survey 30 year mortgage rates decreased and 15 year mortgage rates increased.  The average 30 year mortgage rate stayed above 5.00 percent for the second consecutive week. The average contract mortgage rate on 30 year mortgages is 5.12 percent for the week ending February 11, 2011, a slight decrease from the previous week's average of 5.13 percent. Average mortgage discount points increased to 0.85 percent, up from the prior week's average of 0.84 percent.
It's a well known fact that deposit rates will be moving higher in the coming years because the Federal Reserve will be increasing the federal funds rate. Another factor is coming into play that might force some banks to increase CD rates and other interest rates to attract deposits. New liquidity rules voted on this week will require banking organizations to increase their holdings of high quality, liquid assets (HQLA).

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