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Commercial Bank Saint Louis, MO Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Commercial Bank Saint Louis, MO's top rates as of October 11, 2026 are 4.16% APY on its 24-Month OASIS SPECIALS CERTIFICATE OF DEPOSIT, 2.52% APY on savings, 0.75% APY on money market accounts, and 0.40% APY on checking, according to rates verified by MonitorBankRates. Other Commercial Bank Saint Louis, MO CD rates include 11-Month OASIS SPECIALS CERTIFICATE OF DEPOSIT at 4.11%, SIMPLIFIED EMPLOYEE PENSION (SEP) IRA 9-Month "New Money Only" at 4.06%, and OASIS SPECIALS CERTIFICATES OF DEPOSIT 15-Month at 3.91%. MonitorBankRates evaluates the financial stability of Commercial Bank Saint Louis, MO with a 3.5 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 12.91%. Rates last updated and verified on 10/11/2026.
Commercial Bank Saint Louis, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Bank Saint Louis, MO? Share your experience about Commercial Bank Saint Louis, MO by leaving a review below, or read customer reviews before you decide to use Commercial Bank Saint Louis, MO.
Overall Health & Safety Grade
?
C+
Fair HealthScore: 78/100
Overall Health & Safety Grade
Commercial Bank Saint Louis, MO has earned an overall safety grade of C+ (Fair, Score: 78/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
3.5
GoodOut of 5.0 Stars
MonitorBankRates Star Rating
Commercial Bank Saint Louis, MO has earned a Star Rating of 3.5 out of 5 stars (Good).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
12.91%
ExcellentHigher than avg
Commercial Bank Saint Louis, MO Texas Ratio
Commercial Bank Saint Louis, MO's Texas Ratio is 12.91%, which is considered excellent and is higher than the national average of 5.85%.
Commercial Bank Saint Louis, MO has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
9.94% to 12.91% over 12 quarters, steadyFull history
Star Rating 1.0 to 3.5, Health Grade F to C+
The Texas Ratio for this bank has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Commercial Bank Saint Louis, MO CD Rates
Product
Rate
APY
Term
View More
24 Month OASIS SPECIALS CERTIFICATE OF DEPOSIT
4.10%
4.16%
24 Month
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 4.16% APY · checked 2 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
11 Month OASIS SPECIALS CERTIFICATE OF DEPOSIT
4.05%
4.11%
11 Month
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 4.11% APY · checked 2 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
SIMPLIFIED EMPLOYEE PENSION (SEP) IRA 9 Month "New Money Only"
4.00%
4.06%
9 Month
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 4.06% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
OASIS SPECIALS CERTIFICATES OF DEPOSIT 15 Month
3.85%
3.91%
15 Month
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 3.91% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
SIMPLIFIED EMPLOYEE PENSION (SEP) IRA 2 Year
3.85%
3.91%
2 Year
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 3.91% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
7 Month OASIS SPECIALS CERTIFICATE OF DEPOSIT
3.75%
3.80%
7 Month
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
5 Year Certificate of Deposit
3.25%
3.29%
5 Year
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 3.29% APY · checked 4 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 5 Year
3.25%
3.29%
5 Year
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 3.29% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
4 Year Certificate of Deposit
3.00%
3.03%
4 Year
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 3.03% APY · checked 4 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 4 Year
3.00%
3.03%
4 Year
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 3.03% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
1 Year Certificate of Deposit
2.75%
2.78%
1 Year
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.78% APY · checked 4 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
2 Year Certificate of Deposit
2.75%
2.78%
2 Year
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.78% APY · checked 4 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
3 Year Certificate of Deposit
2.75%
2.78%
3 Year
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.78% APY · checked 4 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 1 Year
2.75%
2.78%
1 Year
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.78% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 2 Year
2.75%
2.78%
2 Year
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.78% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 3 Year
2.75%
2.78%
3 Year
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.78% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
182 - 364 Day Certificate of Deposit
2.00%
2.02%
182 - 364 Days
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.02% APY · checked 2 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 182 - 364 Days
2.00%
2.02%
182 - 364 Days
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 2.02% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
14 - 90 Day Certificate of Deposit
0.50%
0.50%
14 - 90 Days
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
91 - 181 Day Certificate of Deposit
0.50%
0.50%
91 - 181 Days
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 14 - 90 Days
0.50%
0.50%
14 - 90 Days
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
CERTIFICATES OF DEPOSIT (CD's) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA's) 91 - 181 Days
0.50%
0.50%
91 - 181 Days
Min Deposit$1,000
DetailsInterest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Commercial Bank Saint Louis, MO Savings Rates
Product
Rate
APY
View More
UTMA CUSTODIAL SAVINGS
2.50%
2.52%
DetailsMinimum balance to obtain stated APY is $5.00. Rate only valid on Savings accounts that adhere to the requirements of the "Missouri Transfers to Minors Law".
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 2.52% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
PERSONAL SAVINGS
0.50%
0.50%
Min Deposit$100
DetailsMinimum balance to obtain stated APY is $28.00.
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Commercial Bank Saint Louis, MO Business Savings Rates
Product
Rate
APY
View More
BUSINESS SAVINGS
0.30%
0.30%
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.30% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Commercial Bank Saint Louis, MO Money Market Rates
Product
Rate
APY
View More
PERSONAL MONEY MARKET
0.75%
0.75%
Min Deposit$100
Min Balance$100,000
Details$100,000.00 and over
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.75% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
PERSONAL MONEY MARKET
0.50%
0.50%
Min Deposit$100
Min Balance$50,000
DetailsBalances from $50,000.00 - $99,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
PERSONAL MONEY MARKET
0.25%
0.25%
Min Deposit$100
Min Balance$10,000
DetailsBalances from $10,000.00 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
PERSONAL MONEY MARKET
0.10%
0.10%
Min Deposit$100
Min Balance$0
DetailsBalances from $0 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Commercial Bank Saint Louis, MO Business Money Market Rates
Product
Rate
APY
View More
BUSINESS MONEY MARKET
0.70%
0.70%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000.00 and over. Annual Percentage Yield of 0.70% based on balances of $1,000,000. Yield increases on balances in excess of $1,000,000
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.70% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
BUSINESS MONEY MARKET
0.50%
0.50%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
BUSINESS MONEY MARKET
0.25%
0.25%
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
BUSINESS MONEY MARKET
0.10%
0.10%
Min Deposit$1,000
Min Balance$0
DetailsBalance: $0 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Commercial Bank Saint Louis, MO Business Checking Rates
Product
Rate
APY
View More
BUSINESS ELITE CHECKING
0.40%
0.40%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000.00 and over
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING
0.25%
0.25%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING
0.20%
0.20%
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.20% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING
0.10%
0.10%
Min Deposit$1,000
Min Balance$0
DetailsBalance: $0 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Commercial Bank Saint Louis, MO Other Rates
Product
Rate
Points
APY/APR
Term
View More
HEALTH SAVING ACCOUNT (HSA's)
0.65%
-
0.65%
Min Deposit$100
Min Balance$0
Details$0 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.65% APY · checked 6 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
HEALTH SAVING ACCOUNT (HSA's)
1.00%
-
1.00%
Min Deposit$100
Min Balance$10,000
Details$10,000.00 and over
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
KASASA CASH CHECKING
0.10%
-
0.10%
Min Deposit$100
DetailsAll Balances, if qualifications are not met. Interest Rate of 0.10% will be paid on your entire daily balance.
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Kasasa Cash Checking
4.41%
-
4.50%
Min Deposit$100
DetailsQualifications Required: 1 ACH credit or ACH payment transaction; 12 debit card purchases of $1.00 or more each; Be enrolled in and have agreed to receive e-statements rather than paper statements; Conditions apply, see details*; Pays high interest; Refunds on ATM withdrawal fees, nationwide (up to $25 every month!)*; Interest is compounded monthly and credited monthly to the account. See current rate sheet for interest rates and APY.; When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day.
Last Updated10/11/2026
Rate History
1 change since Sep 11, 2026 · 0.10% → 4.50% ▲ 4.40 pts · high 4.50% / low 0.10%
Oct 7, 20264.50%▲ from 0.10%
Sep 11, 20260.10%first recorded
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
KASASA SAVER Account Savings
0.10%
-
0.10%
Min Deposit$100
DetailsAll Balances, if qualifications are not met. Interest in Kasasa Cash does not compound because it is automatically transferred to the Kasasa Saver account within 1 day.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 4 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
OASIS EVERYDAY
0.10%
-
0.10%
Min Deposit$100
Min Balance$0
Details$0 - $4,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
OASIS EVERYDAY
0.15%
-
0.15%
Min Deposit$100
Min Balance$5,000
Details$5,000.00 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 7 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
OASIS EVERYDAY
0.35%
-
0.35%
Min Deposit$100
Min Balance$50,000
Details$50,000.00 and over
Last Updated10/11/2026
Rate History
No change since Sep 11, 2026 · 0.35% APY · checked 8 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
TRADITIONAL & ROTH IRA'S
3.90%
-
3.96%
2 Year
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.96% APY · checked 5 times
Institution Ratings
3.5
Star Rating
C+
Health Grade
◈ Texas Ratio: 12.91%
Financial Health History
Commercial Bank Saint Louis, MO’s Texas Ratio rose from 9.94% in Q3 2023 to 12.91% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 3.5 and its Health Grade from F to C+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$283M
12.91%
3.5
C+
March 31, 2026
$277M
12.55%
3.5
C+
December 31, 2025
$278M
12.17%
3.4
C+
September 30, 2025
$275M
8.57%
3.2
C+
June 30, 2025
$285M
10.00%
2.7
C-
March 31, 2025
$281M
7.35%
2.4
C-
December 31, 2024
$270M
6.55%
2.0
D
September 30, 2024
$282M
6.43%
2.7
C
June 30, 2024
$281M
8.25%
1.8
D
March 31, 2024
$284M
9.15%
1.7
D
December 31, 2023
$287M
7.59%
1.9
D
September 30, 2023
$283M
9.94%
1.0
F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Commercial Bank Saint Louis, MO is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Commercial Bank Saint Louis, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Commercial Bank Saint Louis, MO's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameCommercial Bank Saint Louis, MO
Bank Holding CompanyCOMMERCIAL BANCSHARES INC
Address
2330 West Port Plaza Dr,
Saint Louis, MO 63146 · St. Louis
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Frequently Asked Questions About Commercial Bank Saint Louis, MO
How many branches does Commercial Bank Saint Louis, MO operate?
Commercial Bank Saint Louis, MO currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Commercial Bank Saint Louis, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Commercial Bank Saint Louis, MO provides members with tools to manage their accounts and build a solid financial history.
Does Commercial Bank Saint Louis, MO offer online and mobile banking?
Most modern institutions like Commercial Bank Saint Louis, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mycbstl.bank.
Current Commercial Bank Saint Louis, MO Rates
12-Month CD2.78%
24-Month CD2.78%
36-Month CD2.78%
48-Month CD3.03%
60-Month CD3.29%
Savings2.52%
MMA0.75%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
