What are the current interest rates at Town & Country Bank Ravenna, NE?

Current rates for Town & Country Bank Ravenna, NE include: 12-Month CD: 2.20%, 18-Month CD: 4.10%, 24-Month CD: 2.30%, 36-Month CD: 2.30%, 48-Month CD: 2.30%, 60-Month CD: 2.30%, Savings: 0.50%

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Town & Country Bank Ravenna, NE

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Town & Country Bank Ravenna, NE Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Town & Country Bank Ravenna, NE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Town & Country Bank Ravenna, NE's 18-Month Opportunity CD Special rates are at 4.10%, 11-Month CD Special rates are at 3.95%, 11-Month CD Special rates are at 3.85%, 2 Year CD rates are at 2.50%, 3 Year CD rates are at 2.50%. Town & Country Bank Ravenna, NE's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Town & Country Bank Ravenna, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates last updated and verified on 09/19/2026.

Town & Country Bank Ravenna, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Town & Country Bank Ravenna, NE? Share your experience about Town & Country Bank Ravenna, NE by leaving a review below, or read customer reviews before you decide to use Town & Country Bank Ravenna, NE.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.02%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Town & Country Bank

423 Grand Ave
Ravenna, NE 68869

https://www.tcbank.bank

Town & Country Bank Ravenna, NE CD Rates

Product	Rate	APY	Term
18 Month Opportunity CD Special	4.04%	4.10%	18 Month
Min Deposit $2,500 Details $2,500 minimum AND Checking Account Relation Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
11 Month CD Special	3.89%	3.95%	11 Month
Details $2,500 minimum AND Checking Account Relation Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
11 Month CD Special	3.79%	3.85%	11 Month
Min Deposit $2,500 Details $2,500 minimum Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
2 Year CD	2.48%	2.50%	2 Year
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
3 Year CD	2.48%	2.50%	3 Year
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
4 Year CD	2.48%	2.50%	4 Year
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
5 Year CD	2.48%	2.50%	5 Year
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
1 Year CD	2.38%	2.40%	1 Year
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
2 Year CD	2.38%	2.40%	2 Year
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
3 Year CD	2.38%	2.40%	3 Year
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
4 Year CD	2.38%	2.40%	4 Year
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
5 Year CD	2.38%	2.40%	5 Year
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
6 Month CD	2.38%	2.40%	6 Month
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
1 Year CD	2.28%	2.30%	1 Year
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
2 Year CD	2.28%	2.30%	2 Year
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
3 Year CD	2.28%	2.30%	3 Year
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
4 Year CD	2.28%	2.30%	4 Year
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
5 Year CD	2.28%	2.30%	5 Year
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
6 Month CD	2.28%	2.30%	6 Month
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
1 Year CD	2.18%	2.20%	1 Year
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
6 Month CD	2.18%	2.20%	6 Month
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Flex 9 Month CD	1.89%	1.90%	9 Month
Min Deposit $5,000 Details Unlimited deposits and three penalty free withdrawals allowed per 9 month term Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
3 Month CD	0.45%	0.45%	3 Month
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
3 Month CD	0.35%	0.35%	3 Month
Min Balance $10,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
3 Month CD	0.25%	0.25%	3 Month
Min Balance $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
1 Month CD	0.05%	0.05%	1 Month
Min Balance $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Savings Rates

Product	Rate	APY
Money Market Savings	1.24%	1.25%
Min Balance $100,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Money Market Savings	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 to $99,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Money Market Savings	0.75%	0.75%
Min Balance $10,000 Details Balance: $10,000 to $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Health Savings	0.60%	0.60%
Min Balance $5,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Money Market Savings	0.50%	0.50%
Min Balance $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Hometown Savings	0.25%	0.25%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Health Savings	0.10%	0.10%
Min Balance $1,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Health Savings	0.05%	0.05%
Min Balance $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Money Market Rates

Product	Rate	APY
Money Market Savings	1.24%	1.25%
Min Balance $100,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Money Market Savings	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 to $99,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Money Market Savings	0.75%	0.75%
Min Balance $10,000 Details Balance: $10,000 to $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Money Market Savings	0.50%	0.50%
Min Balance $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Checking Rates

Product	Rate	APY
Hometown Advantage Checking	0.50%	0.50%
Min Balance $100,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Hometown Advantage Checking	0.40%	0.40%
Min Balance $50,000 Details Balance: $50,000 to $99,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Hometown Advantage Checking	0.30%	0.30%
Min Balance $10,000 Details Balance: $10,000 to $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Hometown Advantage Checking	0.20%	0.20%
Min Balance $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
55+ Club Checking	0.15%	0.15%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Other Rates

Product	Rate	Points	APY/APR	Term	View More
Variable Rate IRA	2.28%	-	2.30%
Details IRA Savings Accounts Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Town & Country Bank Ravenna, NE’s Texas Ratio stayed near 0.45% in Q3 2023 to 0.02% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$229M	0.02%	5.0	A+
March 31, 2026	$227M	0.03%	5.0	A+
December 31, 2025	$237M	0.03%	5.0	A+
September 30, 2025	$227M	0.36%	5.0	A+
June 30, 2025	$219M	0.40%	5.0	A+
March 31, 2025	$220M	0.41%	5.0	A+
December 31, 2024	$226M	0.44%	5.0	A+
September 30, 2024	$224M	0.35%	5.0	A+
June 30, 2024	$216M	0.39%	5.0	A+
March 31, 2024	$211M	0.40%	5.0	A+
December 31, 2023	$221M	0.41%	5.0	A+
September 30, 2023	$205M	0.45%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Town & Country Bank Ravenna, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Town & Country Bank Ravenna, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Town & Country Bank Ravenna, NE's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Town & Country Bank Ravenna, NE

Bank Holding Company PLATTE VALLEY CATTLE CO

Address 423 Grand Ave, Ravenna, NE 68869 · Buffalo

Website https://www.tcbank.bank

FDIC Certificate # 1434

Established 19320101

FDIC Insurance Date 19340101

Domestic Offices 4

Total Branches 4

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.02%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.6853%

Return on Equity (ROE) 13.7400%

Non-Performing Loans (NPL) 0.00%

Total Assets $228,874,000

Total Deposits $194,140,000

Equity Capital $28,822,000

Net Income $1,947,000

Headquarters Ravenna

Total Branches and Offices 4

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Town & Country Bank Ravenna, NE earned the Verified Healthy badge

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Frequently Asked Questions About Town & Country Bank Ravenna, NE

How many branches does Town & Country Bank Ravenna, NE operate?

Town & Country Bank Ravenna, NE currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Town & Country Bank Ravenna, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Town & Country Bank Ravenna, NE provides members with tools to manage their accounts and build a solid financial history.

Does Town & Country Bank Ravenna, NE offer online and mobile banking?

Most modern institutions like Town & Country Bank Ravenna, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcbank.bank.