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Town & Country Bank Ravenna, NE Rates & Review November 2026

Town & Country Bank Ravenna, NE's 1 Year CD rates are at 2.50%, 2 Year CD rates are at 2.50%, 3 Year CD rates are at 2.50%, 4 Year CD rates are at 2.50%, 5 Year CD rates are at 2.50%. Town & Country Bank Ravenna, NE's savings rates are at 1.25%. Town & Country Bank Ravenna, NE's checking rates are as high as 0.50%. Town & Country Bank Ravenna, NE's top CD rate of 4.20% APY on an 18 month CD is 43% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Town & Country Bank Ravenna, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates last updated and verified on 11/06/2026.

Town & Country Bank Ravenna, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Town & Country Bank Ravenna, NE? Share your experience about Town & Country Bank Ravenna, NE by leaving a review below, or read customer reviews before you decide to use Town & Country Bank Ravenna, NE.

Ranked #16 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #16 Healthiest 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.02%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Town & Country Bank
423 Grand Ave
Ravenna, NE 68869
https://www.tcbank.bank
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Town & Country Bank Ravenna, NE CD Rates

Product Rate APY Term Min. Deposit View More
18-Month CD Special 4.14% 4.20% 18 Month $2,500
Min Deposit $2,500
Details Certificate of deposit; Penalty may be imposed for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 11, 2026 · 4.20% APY · checked 5 times
3.70%4.20%4.70%Oct 11, 2026: 4.20% APYOct 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
11-Month CD Special 4.09% 4.15% 11 Month $2,500
Min Deposit $2,500
Details Certificate of deposit; Penalty may be imposed for early withdrawal
Last Updated 11/06/2026
Rate History
1 change since Sep 19, 2026 · 3.95% → 4.15% ▲ 0.20 pts · high 4.15% / low 3.95%
3.45%4.05%4.65%Sep 19, 2026: 3.95% APYOct 11, 2026: 4.15% APYSep 19, 2026Nov 9, 2026
  • Oct 11, 20264.15%▲ from 3.95%
  • Sep 19, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
1-Year CD 2.48% 2.50% 1 Year -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.40% → 2.50% ▲ 0.10 pts · high 2.50% / low 2.40%
1.90%2.45%3.00%Sep 11, 2026: 2.40% APYOct 11, 2026: 2.50% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.50%▲ from 2.40%
  • Sep 11, 20262.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
2-Year CD 2.48% 2.50% 2 Year -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 11 times
2.00%2.50%3.00%Sep 11, 2026: 2.50% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
3-Year CD 2.48% 2.50% 3 Year -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 11 times
2.00%2.50%3.00%Sep 11, 2026: 2.50% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
4-Year CD 2.48% 2.50% 4 Year -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 11 times
2.00%2.50%3.00%Sep 11, 2026: 2.50% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
5-Year CD 2.48% 2.50% 5 Year -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 11 times
2.00%2.50%3.00%Sep 11, 2026: 2.50% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
6-Month CD 2.48% 2.50% 6 Month -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.40% → 2.50% ▲ 0.10 pts · high 2.50% / low 2.40%
1.90%2.45%3.00%Sep 11, 2026: 2.40% APYOct 11, 2026: 2.50% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.50%▲ from 2.40%
  • Sep 11, 20262.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
1-Year CD 2.38% 2.40% 1 Year -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.30% → 2.40% ▲ 0.10 pts · high 2.40% / low 2.30%
1.80%2.35%2.90%Sep 11, 2026: 2.30% APYOct 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.40%▲ from 2.30%
  • Sep 11, 20262.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
2-Year CD 2.38% 2.40% 2 Year -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.40% APY · checked 10 times
1.90%2.40%2.90%Sep 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
3-Year CD 2.38% 2.40% 3 Year -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.40% APY · checked 10 times
1.90%2.40%2.90%Sep 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
4-Year CD 2.38% 2.40% 4 Year -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.40% APY · checked 10 times
1.90%2.40%2.90%Sep 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
5-Year CD 2.38% 2.40% 5 Year -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.40% APY · checked 10 times
1.90%2.40%2.90%Sep 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
6-Month CD 2.38% 2.40% 6 Month -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.30% → 2.40% ▲ 0.10 pts · high 2.40% / low 2.30%
1.80%2.35%2.90%Sep 11, 2026: 2.30% APYOct 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.40%▲ from 2.30%
  • Sep 11, 20262.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
1-Year CD 2.28% 2.30% 1 Year -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.20% → 2.30% ▲ 0.10 pts · high 2.30% / low 2.20%
1.70%2.25%2.80%Sep 11, 2026: 2.20% APYOct 11, 2026: 2.30% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.30%▲ from 2.20%
  • Sep 11, 20262.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
2-Year CD 2.28% 2.30% 2 Year -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.30% APY · checked 10 times
1.80%2.30%2.80%Sep 11, 2026: 2.30% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
3-Year CD 2.28% 2.30% 3 Year -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.30% APY · checked 10 times
1.80%2.30%2.80%Sep 11, 2026: 2.30% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
4-Year CD 2.28% 2.30% 4 Year -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.30% APY · checked 10 times
1.80%2.30%2.80%Sep 11, 2026: 2.30% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
5-Year CD 2.28% 2.30% 5 Year -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 2.30% APY · checked 10 times
1.80%2.30%2.80%Sep 11, 2026: 2.30% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
6-Month CD 2.28% 2.30% 6 Month -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.20% → 2.30% ▲ 0.10 pts · high 2.30% / low 2.20%
1.70%2.25%2.80%Sep 11, 2026: 2.20% APYOct 11, 2026: 2.30% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.30%▲ from 2.20%
  • Sep 11, 20262.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
3-Month CD 1.99% 2.00% 3 Month -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 0.45% → 2.00% ▲ 1.55 pts · high 2.00% / low 0.45%
0.00%1.78%3.55%Sep 11, 2026: 0.45% APYOct 11, 2026: 2.00% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.00%▲ from 0.45%
  • Sep 11, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
3-Month CD 1.89% 1.90% 3 Month -
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 0.35% → 1.90% ▲ 1.55 pts · high 1.90% / low 0.35%
0.00%1.72%3.45%Sep 11, 2026: 0.35% APYOct 11, 2026: 1.90% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20261.90%▲ from 0.35%
  • Sep 11, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Flex 9-Month CD 1.89% 1.90% 9 Month $5,000
Min Deposit $5,000
Details Unlimited deposits and three penalty free withdrawals allowed per 9 month term
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 1.90% APY · checked 11 times
1.40%1.90%2.40%Sep 11, 2026: 1.90% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
3-Month CD 1.79% 1.80% 3 Month -
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 0.25% → 1.80% ▲ 1.55 pts · high 1.80% / low 0.25%
0.00%1.68%3.35%Sep 11, 2026: 0.25% APYOct 11, 2026: 1.80% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20261.80%▲ from 0.25%
  • Sep 11, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
1-Month CD 1.00% 1.00% 1 Month -
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 0.05% → 1.00% ▲ 0.95 pts · high 1.00% / low 0.05%
0.00%0.98%1.95%Sep 11, 2026: 0.05% APYOct 11, 2026: 1.00% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20261.00%▲ from 0.05%
  • Sep 11, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Savings Rates

Product Rate APY View More
Money Market Savings 1.24% 1.25%
Min Deposit $25
Min Balance $100,000
Details Balance: $100,000 & Over; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 1.25% APY · checked 11 times
0.75%1.25%1.75%Sep 11, 2026: 1.25% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Money Market Savings 1.00% 1.00%
Min Deposit $25
Min Balance $50,000
Details Balance: $50,000 to $99,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 1.00% APY · checked 11 times
0.50%1.00%1.50%Sep 11, 2026: 1.00% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Money Market Savings 0.75% 0.75%
Min Deposit $25
Min Balance $10,000
Details Balance: $10,000 to $49,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.75% APY · checked 11 times
0.25%0.75%1.25%Sep 11, 2026: 0.75% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Health Savings 0.60% 0.60%
Min Deposit $25
Min Balance $5,000
Details Balance: $5,000 & Over; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.60% APY · checked 11 times
0.10%0.60%1.10%Sep 11, 2026: 0.60% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Money Market Savings 0.50% 0.50%
Min Deposit $25
Details Balance: Under $10,000; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Oct 21, 2026: 0.50% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Hometown Savings 0.25% 0.25%
Min Deposit $25
Details No minimum balance required to obtain the stated APY; fees may reduce earnings
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 11, 2026: 0.25% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Health Savings 0.10% 0.10%
Min Deposit $25
Min Balance $1,000
Details Balance: $1,000 to $4,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05%
0.00%0.30%0.60%Sep 11, 2026: 0.05% APYSep 24, 2026: 0.10% APYSep 11, 2026Nov 9, 2026
  • Sep 24, 20260.10%▲ from 0.05%
  • Sep 11, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Health Savings 0.05% 0.05%
Min Deposit $25
Details Balance: Under $1,000; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 21, 2026: 0.05% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Money Market Rates

Product Rate APY View More
Money Market Savings 1.24% 1.25%
Min Deposit $25
Min Balance $100,000
Details Balance: $100,000 & Over; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 1.25% APY · checked 11 times
0.75%1.25%1.75%Sep 11, 2026: 1.25% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Money Market Savings 1.00% 1.00%
Min Deposit $25
Min Balance $50,000
Details Balance: $50,000 to $99,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 1.00% APY · checked 11 times
0.50%1.00%1.50%Sep 11, 2026: 1.00% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Money Market Savings 0.75% 0.75%
Min Deposit $25
Min Balance $10,000
Details Balance: $10,000 to $49,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.75% APY · checked 11 times
0.25%0.75%1.25%Sep 11, 2026: 0.75% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Money Market Savings 0.50% 0.50%
Min Deposit $25
Details Balance: Under $10,000; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Oct 21, 2026: 0.50% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Checking Rates

Product Rate APY View More
Hometown Advantage Checking 0.50% 0.50%
Min Deposit $25
Min Balance $100,000
Details Balance: $100,000 & Over; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 11 times
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Hometown Advantage Checking 0.40% 0.40%
Min Deposit $25
Min Balance $50,000
Details Balance: $50,000 to $99,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 11 times
0.00%0.45%0.90%Sep 11, 2026: 0.40% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Hometown Advantage Checking 0.30% 0.30%
Min Deposit $25
Min Balance $10,000
Details Balance: $10,000 to $49,999.99; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.30% APY · checked 11 times
0.00%0.40%0.80%Sep 11, 2026: 0.30% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
Hometown Advantage Checking 0.20% 0.20%
Min Deposit $25
Details Balance: Under $10,000; minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 21, 2026: 0.20% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%
55+ Club Checking 0.15% 0.15%
Min Deposit $25
Details No minimum balance required to obtain the stated APY; fees may reduce earnings
Last Updated 11/06/2026
Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 11, 2026: 0.15% APYSep 11, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%

Town & Country Bank Ravenna, NE Other Rates

Product Rate Points APY/APR Term View More
Variable Rate IRA 2.38% - 2.40%
Min Deposit $25
Details IRA savings account; variable rate; no minimum balance required to obtain the stated APY
Last Updated 11/06/2026
Rate History
1 change since Sep 11, 2026 · 2.30% → 2.40% ▲ 0.10 pts · high 2.40% / low 2.30%
1.80%2.35%2.90%Sep 11, 2026: 2.30% APYOct 11, 2026: 2.40% APYSep 11, 2026Nov 9, 2026
  • Oct 11, 20262.40%▲ from 2.30%
  • Sep 11, 20262.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.02%

Financial Health History

Town & Country Bank Ravenna, NE’s Texas Ratio stayed near 0.45% in Q3 2023 to 0.02% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.45% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.02% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$229M0.02%5.0A+
March 31, 2026$227M0.03%5.0A+
December 31, 2025$237M0.03%5.0A+
September 30, 2025$227M0.36%5.0A+
June 30, 2025$219M0.40%5.0A+
March 31, 2025$220M0.41%5.0A+
December 31, 2024$226M0.44%5.0A+
September 30, 2024$224M0.35%5.0A+
June 30, 2024$216M0.39%5.0A+
March 31, 2024$211M0.40%5.0A+
December 31, 2023$221M0.41%5.0A+
September 30, 2023$205M0.45%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Town & Country Bank Ravenna, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Town & Country Bank Ravenna, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Town & Country Bank Ravenna, NE's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Town & Country Bank Ravenna, NE
Address 423 Grand Ave, Ravenna, NE 68869  ·  Buffalo
Bank Holding Company PLATTE VALLEY CATTLE CO
FDIC Certificate # 1434
Regulator FED
Established January 1, 1932
FDIC Insurance Date January 1, 1934
Domestic Offices 4
Total Branches 4
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.02%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.6853%
Return on Equity (ROE)
13.7400%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
$228,874,000
Total Deposits
$194,140,000
Equity Capital
$28,822,000
Net Income
$1,947,000
Headquarters
Ravenna
Total Branches and Offices
4
Source: FDIC — Last Updated June 30, 2026
Ranked #16 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

Town & Country Bank Ravenna, NE earned the Top 100 Healthiest badge

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       alt="Ranked #16 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

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Frequently Asked Questions About Town & Country Bank Ravenna, NE

Does Town & Country Bank Ravenna, NE offer CDs?

Yes. Town & Country Bank Ravenna, NE current CD rates include its 1 Year CD at 2.50% APY, its 2 Year CD at 2.50% APY and its 3 Year CD at 2.50% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from Town & Country Bank Ravenna, NE FDIC insured?

Yes. Town & Country Bank Ravenna, NE is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Town & Country Bank Ravenna, NE?

The highest Town & Country Bank Ravenna, NE CD rate is its 18-Month CD Special at 4.20% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does Town & Country Bank Ravenna, NE offer?

Town & Country Bank Ravenna, NE CD rates are 2.50% APY for a 12 month CD, 4.20% APY for an 18 month CD, 2.50% APY for a 2 year CD, 2.50% APY for a 3 year CD, 2.50% APY for a 4 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Town & Country Bank Ravenna, NE for its full lineup.

What is the highest savings rate at Town & Country Bank Ravenna, NE?

The highest Town & Country Bank Ravenna, NE savings rate is its Health Savings at 0.60% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at Town & Country Bank Ravenna, NE?

The highest Town & Country Bank Ravenna, NE money market rate is its Money Market Savings at 1.25% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at Town & Country Bank Ravenna, NE?

The highest Town & Country Bank Ravenna, NE checking rate is its Hometown Advantage Checking at 0.50% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does Town & Country Bank Ravenna, NE operate?

Town & Country Bank Ravenna, NE currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Town & Country Bank Ravenna, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Town & Country Bank Ravenna, NE provides members with tools to manage their accounts and build a solid financial history.

Does Town & Country Bank Ravenna, NE offer online and mobile banking?

Most modern institutions like Town & Country Bank Ravenna, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcbank.bank.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Town & Country Bank Ravenna, NE rates compare?

Town & Country Bank Ravenna, NE's top CD rate of 4.20% APY on an 18 month CD is 43% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Town & Country Bank Ravenna, NE's top rates are its 18-Month CD Special at 4.20% APY, its Money Market Savings at 1.25% APY and its Hometown Advantage Checking at 0.50% APY, verified by MonitorBankRates on November 6, 2026.

Current Town & Country Bank Ravenna, NE Rates

  • 12-Month CD2.30%
  • 18-Month CD4.20%
  • 24-Month CD2.30%
  • 36-Month CD2.30%
  • 48-Month CD2.30%
  • 60-Month CD2.30%
  • Savings1.25%
Retrieved from our database of financial products. Rates subject to change.