MonitorBankRates
  1. Home
  2. Banks
  3. The Citizens Bank of Weston
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

The Citizens Bank of Weston Rates & Review April 2026

The Citizens Bank of Weston's 18-Month CD/IRA rates are at 3.85%, 1 year CD rates are at 3.80%, 1 YR CD/IRA rates are at 3.80%, 6-Month CD rates are at 3.75%, 6-Month CD/IRA rates are at 3.75%. The Citizens Bank of Weston's savings rates are at 0.50%. The Citizens Bank of Weston's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of The Citizens Bank of Weston with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.19%. Rates were last updated on 04/11/2026.

The Citizens Bank of Weston money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Citizens Bank of Weston? Share your experience about The Citizens Bank of Weston by leaving a review below, or read customer reviews before you decide to use The Citizens Bank of Weston.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.19%
Excellent Lower than avg
The Citizens Bank of Weston
201 Main Ave
Weston, WV 26452
https://www.citizensbankweston.com
Member FDIC

The Citizens Bank of Weston CD Rates

Product Rate APY Term View More
18 Month CD/IRA - 3.85% 18 Month
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
1 year CD - 3.80% 1
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
1 YR CD/IRA - 3.80% 1 YR
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
6 Month CD - 3.75% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
6 Month CD/IRA - 3.75% 6 Month
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
3 Month CD/IRA - 3.70% 3 Month
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
2 YR CD/IRA - 3.50% 2 YR
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
3 YR CD/IRA - 3.50% 3 YR
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
4 YR CD/IRA - 3.50% 4 YR
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
5 YR CD/IRA - 3.50% 5 YR
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%

The Citizens Bank of Weston Savings Rates

Product Rate APY View More
Christmas Club 2.25% 2.25%
Min Deposit $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Vacation Club 2.25% 2.25%
Min Deposit $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Regular Savings 0.50% 0.50%
Min Deposit $200
Details Fees may reduce the earnings on this account.; Accounts Offered with Online Account Opening
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%

The Citizens Bank of Weston Money Market Rates

Product Rate APY View More
Citizens Money Market - 3.49%
Details Qualifying balance up to $1,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Corporate Money Market 3.69% 3.49%
Min Deposit $100
Min Balance $249,999
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Citizens Money Market 2.47% 2.50%
Min Deposit $100
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Corporate Money Market 2.47% 2.50%
Min Deposit $100
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Citizens Money Market 1.50% 1.50%
Min Deposit $100
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Corporate Money Market 1.50% 1.50%
Min Deposit $100
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Citizens Money Market 1.00% 1.00%
Min Deposit $100
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%
Corporate Money Market 1.00% 1.00%
Min Deposit $100
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%

The Citizens Bank of Weston Checking Rates

Product Rate APY View More
Citizens Interest Checking 0.50% 0.50%
Min Deposit $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.19%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Citizens Bank of Weston is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Citizens Bank of Weston rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Citizens Bank of Weston's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Citizens Bank of Weston
Bank Holding Company CITIZENS BANCSHARES INC
Address 201 Main Ave, Weston, WV 26452  ·  Lewis
FDIC Certificate # 19674
Established 12/23/1891
FDIC Insurance Date 02/02/1967
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.19%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6428%
Return on Equity (ROE) 17.7900%
Non-Performing Loans (NPL) 0.20%
Total Assets $299,316,000
Total Deposits $264,849,000
Equity Capital $30,840,000
Net Income $4,504,000
Headquarters Weston
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

KjZr
★★★★★
December 17, 2025
Dhgc
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for The Citizens Bank of Weston
Your Name:
Your Rating:

Frequently Asked Questions About The Citizens Bank of Weston

Is The Citizens Bank of Weston a safe place to deposit money?

Yes, The Citizens Bank of Weston is considered a safe financial institution. With a Texas Ratio of 3.1889697174759%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Citizens Bank of Weston operate?

The Citizens Bank of Weston currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Citizens Bank of Weston does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Citizens Bank of Weston provides members with tools to manage their accounts and build a solid financial history.

Does The Citizens Bank of Weston offer online and mobile banking?

Most modern institutions like The Citizens Bank of Weston provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citizensbankweston.com.

Current The Citizens Bank of Weston Rates

  • 12-Month CD3.80%
  • 18-Month CD3.85%
  • Savings0.50%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.