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Community Bank Bristow, OK Rates & Review September 2026

Community Bank Bristow, OK's 12-Months Certificates of deposit - 12-Month rates are at 4.00%, 24-Months Certificates of deposit - 24-Month rates are at 3.10%, 36-Months Certificates of deposit - 36-Month rates are at 3.10%, 18-Months Certificates of deposit - 18-Month rates are at 3.00%, 18-Months 18-Month IRA Certificates rates are at 2.85%. Community Bank Bristow, OK's savings rates are at 0.32%. MonitorBankRates evaluates the financial stability of Community Bank Bristow, OK with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.83%. Rates last updated and verified on 09/14/2026.

Community Bank Bristow, OK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank Bristow, OK? Share your experience about Community Bank Bristow, OK by leaving a review below, or read customer reviews before you decide to use Community Bank Bristow, OK.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.83%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Community Bank
104 S Main St
Bristow, OK 74010
https://www.cbbristow.com
Member FDIC

Community Bank Bristow, OK CD Rates

Product Rate APY Term View More
Certificates of deposit - 12 month 3.94% 4.00% 12 Months
Min Deposit $2,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Certificates of deposit - 24 month 3.06% 3.10% 24 Months
Min Deposit $1,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Certificates of deposit - 36 month 3.06% 3.10% 36 Months
Min Deposit $1,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Certificates of deposit - 18 month 2.97% 3.00% 18 Months
Min Deposit $1,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
18 Month IRA Certificates 2.82% 2.85% 18 Months
Min Deposit $100
Details initial rate
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Certificates of deposit - 6 month 2.58% 2.60% 6 Months
Min Deposit $2,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
36 Month IRA Certificates 2.33% 2.35% 36 Months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Community Bank Bristow, OK Savings Rates

Product Rate APY View More
Money Market Savings 2.90% 2.94%
Min Balance $500,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 2.58% 2.61%
Min Balance $250,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 1.94% 1.96%
Min Balance $100,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 1.45% 1.46%
Min Deposit $5,000
Min Balance $10,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Community Kids Club Savings 1.10% 1.10%
Min Deposit $0
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
St. Nickele$$ Savings 1.10% 1.10%
Min Deposit $25
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Commercial Savings 1.00% 1.00%
Min Deposit $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Personal Savings 1.00% 1.00%
Min Deposit $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 0.32% 0.32%
Min Deposit $2,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Community Bank Bristow, OK Money Market Rates

Product Rate APY View More
Money Market Savings 2.90% 2.94%
Min Balance $500,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 2.58% 2.61%
Min Balance $250,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 1.94% 1.96%
Min Balance $100,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 1.45% 1.46%
Min Deposit $5,000
Min Balance $10,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Money Market Savings 0.32% 0.32%
Min Deposit $2,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Community Bank Bristow, OK Checking Rates

Product Rate APY View More
Commercial NOW Checking 0.15% 0.15%
Min Deposit $1,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Rewards Checking 0.15% 0.15%
Min Deposit $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
Select Checking 0.15% 0.15%
Min Deposit $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Financial Health History

Community Bank Bristow, OK’s Texas Ratio rose from 0.00% in Q3 2023 to 8.83% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 8.83% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$119M8.83%5.0A
March 31, 2026$114M3.10%5.0A+
December 31, 2025$111M3.30%5.0A+
September 30, 2025$110M3.34%5.0A+
June 30, 2025$109M4.09%5.0A+
March 31, 2025$110M1.66%5.0A+
December 31, 2024$108M6.41%5.0A
September 30, 2024$112M5.45%5.0A+
June 30, 2024$113M3.94%5.0A+
March 31, 2024$111M4.70%5.0A+
December 31, 2023$107M4.53%5.0A+
September 30, 2023$108M0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank Bristow, OK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank Bristow, OK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank Bristow, OK's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank Bristow, OK
Bank Holding Company SOONER SW BANKSHARES INC
Address 104 S Main St, Bristow, OK 74010  ·  Creek
FDIC Certificate # 8975
Established 19240317
FDIC Insurance Date 19340101
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.83%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.1345%
Return on Equity (ROE) 21.8400%
Non-Performing Loans (NPL) 0.71%
Total Assets $119,081,000
Total Deposits $106,929,000
Equity Capital $11,843,000
Net Income $1,227,000
Headquarters Bristow
Total Branches and Offices 2
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community Bank Bristow, OK earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/community-bank-rates-review-8975">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Community Bank Bristow, OK

How many branches does Community Bank Bristow, OK operate?

Community Bank Bristow, OK currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank Bristow, OK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Bristow, OK provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank Bristow, OK offer online and mobile banking?

Most modern institutions like Community Bank Bristow, OK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbbristow.com.

Current Community Bank Bristow, OK Rates

  • 12-Month CD4.00%
  • 18-Month CD2.85%
  • 24-Month CD3.10%
  • 36-Month CD2.35%
  • Savings0.32%
Retrieved from our database of financial products. Rates subject to change.