Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independent Bank CD rates. You can also compare Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists. Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independent Bank? Share your experience about Independent Bank by leaving a review below, or read customer reviews before you decide to use Independent Bank. Independent Bank Texas Ratio Independent Bank's Texas Ratio is at 2.28%, which is considered excellent. The Texas Ratio for Independent Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Independent Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Independent Bank Rates with Other Competitive Bank and Credit Union Rates
Fidelity
3-Month CD
4.35%
$1,000
FinWise Bank
6-Month CD
4.35%
$500
First FSB of Mascoutah
6-Month CD
4.25%
$1,000
First Internet Bank of Indiana
6-Month CD
4.15%
$1,000
ABCO Federal Credit Union
6-Month CD
4.07%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Independent Bank rate data right now, check back for updates, we are adding rates all the time. Independent Bank InformationIndependent Bank
4200 E Beltline Ave NeGrand Rapids, MI 49525 Kent Established Date: 01/01/1890 FDIC Certificate #: 27811 Date of FDIC Deposit Insurance: 09/15/1999 Bank Holding Company: INDEPENDENT BANK CORP How Many Domestic U.S. Offices? 61 How Many Branches are There? 58 Website: https://www.independentbank.com
Is Independent Bank FDIC Insured? Yes
What is Independent Bank's Cert number? 27811
What is the maximum amount for insured deposits? $250,000 per holder, per account
Independent Bank FinancialsTotal Assets:
$5,227,008,000
Total Deposits:
$4,648,307,000
Equity Capital:
$441,705,000
Domestic Deposits:
$4,648,307,000
Net Income:
$17,035,000
Return on Assets:
1.2656%
Quarterly Return on Assets:
1.3000%
Pretax Return on Assets:
1.6144%
Pretax Quarterly Return on Assets:
1.6100%
Return on Equity:
16.5600%
Quarterly Return on Equity:
15.6300%
Common Equity Tier 1 Capital Ratio:
11.0873%
Tier 1 Risk-Based Capital Ratio:
11.0873%
Leverage Tier 1 (Core Capital) Ratio:
8.7081%
Total Risk-Based Capital Ratio (YTD):
12.3390%
Total Interest Income (YTD):
4.9119%
Headquarters:
Grand Rapids
FDIC Field Office:
Detroit
Regulator:
FED
County:
Kent
# of Offices:
61
Metropolitan Statistical Area (MSA):
Grand Rapids-Kentwood, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsEvergreen Bank Group, headquartered in Oak Brook, Illinois, is advertising savings accounts and money market account rates. Their money market account rates are currently better than their savings account rates.
Tinker Federal Credit Union (TFCU) of Oklahoma City, Oklahoma, is advertising some of the best CD rates available today. Tinker is advertising regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.
A recent poll conducted by the National Foundation for Credit Counseling (NFCC) found that a majority of respondents misunderstand the purpose of a budget. 57 percent of respondents believe a budget doesn't give you the ability to be in charge of your spending but rather restricts spending.
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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 3.50% and 3-month CD rates at 2.50%. Current savings rates are at 0.25% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 15.35%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates. 
