First Federal S&L of San Rafael CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. First Federal S&L of San Rafael Deposit Rates

First Federal S&L of San RafaelToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.07% and 3-month CD rates at 0.65%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 14.00%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Federal S&L of San Rafael CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Federal S&L of San Rafael, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Federal S&L of San Rafael CD rates. You can also compare First Federal S&L of San Rafael savings rates, MMA rates and mortgage rates using our other rate lists.

First Federal S&L of San Rafael money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L of San Rafael? Share your experience about First Federal S&L of San Rafael by leaving a review below, or read customer reviews before you decide to use First Federal S&L of San Rafael.

First Federal S&L of San Rafael Texas Ratio

First Federal S&L of San Rafael's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First Federal S&L of San Rafael is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Federal S&L of San Rafael is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Federal S&L of San Rafael
998 4th St
San Rafael, CA 94901
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Federal S&L of San Rafael Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Quaint Oak Bank
Quaint Oak Bank
12-Month CD
4.25%
$500
Canyon View Credit Union
Canyon View Credit Union
48-Month CD
4.15%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
High-Yield Checking
4.00%
$0
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.97%
$1,000
First Bank of the Lake
First Bank of the Lake
36-Month CD (Online)
3.95%
$5,000
Pentucket Bank
Pentucket Bank
12-Month CD
3.90%
$500
BankGloucester
BankGloucester
12-Month CD (Jumbo)
3.75%
$100,000
CF Bank
CF Bank
Platinum Money Market
3.55%
$25,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
18-Month CD
3.53%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD (CDARS)
3.51%
$250,000
AAC Credit Union
AAC Credit Union
48-Month CD
3.50%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
36-Month CD
3.41%
$500
cfsbank
cfsbank
12-Month CD
3.28%
$1,000
Horicon Bank
Horicon Bank
48-Month CD
3.28%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD
3.25%
$500
Karnes County National Bank
Karnes County National Bank
12-Month CD (Jumbo)
3.04%
$100,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
Academy Bank
Academy Bank
48-Month CD
3.03%
$500
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
24-Month CD
2.75%
$1,000
AAA Federal Credit Union
AAA Federal Credit Union
60-Month CD
2.75%
$1,000
Cendera Bank
Cendera Bank
High Yield Money Market
2.53%
$2,500,000
Chartway Credit Union
Chartway Credit Union
24-Month CD
2.25%
$500
5Star Bank
5Star Bank
48-Month CD
2.25%
$1,000
Bank of Hartington
Bank of Hartington
18-Month CD
2.17%
$1,000
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Savings
1.75%
$0
Home SB of Wapakoneta
Home SB of Wapakoneta
24-Month CD
1.31%
$500
FNB of Brookfield
FNB of Brookfield
Money Market
1.16%
$1,000
Prevail Bank
Prevail Bank
24-Month CD
1.15%
$1,000
FirstOak Bank
FirstOak Bank
36-Month CD
0.85%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
36-Month CD
0.80%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
Unico Bank
Unico Bank
48-Month CD
0.60%
$1,000
Bangor Savings Bank
Bangor Savings Bank
12-Month CD
0.60%
$500
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Checking
0.50%
$100
Home State Bank Royal, IA
Home State Bank Royal, IA
NOW Checking
0.50%
$1,000
Community Bank Delaware
Community Bank Delaware
12-Month CD
0.30%
$500
SSB Community Bank
SSB Community Bank
36-Month CD
0.30%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
Haven Savings Bank
Haven Savings Bank
Statement Savings
0.20%
$50
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Money Market
0.15%
$1
The Wilmington Savings Bank
The Wilmington Savings Bank
Premier Money Market
0.15%
$100
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Money Market
0.05%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking
0.05%
$0
Sawyer Savings Bank
Sawyer Savings Bank
Statement Savings
0.05%
$500
United Bank of Philadelphia
United Bank of Philadelphia
6-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Federal S&L of San Rafael rate data right now, check back for updates, we are adding rates all the time.

First Federal S&L of San Rafael Information

First Federal S&L of San Rafael
998 4th St
San Rafael, CA 94901
Marin
Established Date: 07/31/1963
FDIC Certificate #: 31406
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First Federal S&L of San Rafael FDIC Insured? Yes
What is First Federal S&L of San Rafael's Cert number? 31406
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Federal S&L of San Rafael Financials

Total Assets:
$227,513,000
Total Deposits:
$174,807,000
Equity Capital:
$42,675,000
Domestic Deposits:
$174,807,000
Net Income:
$-196,000
Return on Assets:
0.0030%
Quarterly Return on Assets:
-0.3400%
Pretax Return on Assets:
-0.3438%
Pretax Quarterly Return on Assets:
-0.3400%
Return on Equity:
0.0200%
Quarterly Return on Equity:
-1.8300%
Common Equity Tier 1 Capital Ratio:
23.4527%
Tier 1 Risk-Based Capital Ratio:
23.4527%
Leverage Tier 1 (Core Capital) Ratio:
18.8423%
Total Risk-Based Capital Ratio (YTD):
24.1723%
Total Interest Income (YTD):
4.2986%
 
 
Headquarters:
San Rafael
FDIC Field Office:
San Francisco
Regulator:
OCC
County:
Marin
# of Offices:
4
Metropolitan Statistical Area (MSA):
San Francisco-Oakland-Berkeley, CA
Consolidated Metropolitan Statistical Area (CMSA):
San Francisco-Oakland-San Jose, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates: Today's Mortgage Rates Up According to the MBAMortgage rates are higher this week according to the latest weekly mortgage survey released today. The higher mortgage interest rates hasn't put a damper on home purchases or on home refinancing according to the Mortgage Bankers Association.
Mortgage rates were mixed in the latest survey released this morning. The average contract 30 yea mortgage rate decreased to 4.77 percent for the week ending January 14, 2011, down from the previous week's average of 4.78 percent. Average mortgage points on 30 year mortgages in the Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association were 1.20 points, up from the previous week's average of 0.91 points. The average contract interest rate on 15 year mortgages increased slightly for the week ending January 14, 2011. 15 year mortgage rates averaged 4.16 percent, up from the prior week’s average 15 year rate of 4.15 percent. Mortgage discount points averaged 0.90 points, down from the prior week’s average of 1.01 points.
Best CD Rates - Chirstmas EveThe best CD rates on Christmas Eve are stable, no new highs to report on even though the fed funds rate was increased last week. Here is a list of the best CD rates on short term certificates of deposit of 1 year or less. The best 1 month CD rates are at 1.35 percent from Colorado Federal Savings Bank. The best CD rates on 3 month certificates of deposit are at 2.15 percent from Popular Bank. The highest CD rates on 6 month CDs are at 2.46 percent from VirtualBank. The top 9 month CD rate is at 2.31 percent from Luana Savings Bank. The highest 1 year CD rate is at 2.90 percent from ablebanking.

Bank or Credit Union Offers and Deals

Citizens Trust Bank 3 Month CD Rates now at 0.03%
Current 1 year CD Rates: Best Rate at 1.14%
Mortgage Reform
Refinance Rates 10-8: Near Record Low 30 Year Refinance Rates at 4.06%
Today's Mortgage Rates Move Higher as Property Values Rise $372 Billion in Q1
Mortgage Rates Increase This Week as Fed Raises Interest Rates
PenFed Home Equity Line of Credit 3.25 Percent
This Week's Top Money Market Account Rate at 1.01% APY
Highest Savings Yields and Money Market Account Yields in Charlotte, NC
Kearny Federal Savings Bank CD Rates

Alternative Bank and Credit Union Offers to Explore

Navy Federal Credit Union 12 Month CD Rate of 2.86%
Interest Rates to Remain Low Until 2016 if the Fed's Yellen Has Her Way
Refinance Rates Today Higher as 10 Year Bond Yields Increase 8 Basis Points
Home Prices Are Up. Is This the End of the Decline in Home Prices?
Christmas Day 2015 Variable Deposit Rates
Mortgage Rates Change Little 5/25: Today's 30 Year Mortgage Rates at 4.62%
Freddie Says: Mortgage Rates Mixed This Week
earn.bank Money Market Rates
Mortgage Rates Increase as Bond Yields Head Higher: 30 Year Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.09%
Auto Loan Rates This Week: Average Rates Mixed, 3 Year Loans for New Autos Lower and 4 Year Loans Higher

First Federal S&L of San Rafael Reviews

There are no reviews for First Federal S&L of San Rafael yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Federal S&L of San Rafael
Your Name:
Your Rating:

See how First Federal S&L of San Rafael Compares to other banks