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 Community Choice Credit Union Commerce City, CO Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
Community Choice Credit Union Commerce City, CO's 5-Month CD rates are at 4.00%. MonitorBankRates evaluates the financial stability of Community Choice Credit Union Commerce City, CO with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.76%. Rates were last updated on 03/22/2026. Community Choice Credit Union Commerce City, CO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union Commerce City, CO? Share your experience about Community Choice Credit Union Commerce City, CO by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union Commerce City, CO. Community Choice Credit Union Commerce City, CO
CCCU Main 6921 E 72nd Ave
https://www.yourbetterbankingchoice.com/ Commerce City, CO 80022 2105 
Community Choice Credit Union Commerce City, CO CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Choice Credit Union Commerce City, CO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Choice Credit Union Commerce City, CO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Choice Credit Union Commerce City, CO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Choice Credit Union Commerce City, CO
Address
6921 E 72nd Ave,
Commerce City, CO 80022 2105
Phone
303-287-8025
Fax
303-287-5803
President
Debra Larsen
CEO
Rainy Thoen
Full-Time Employees
14
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.76%
Return on Assets (ROA)
0.2435%
Return on Equity (ROE)
1.6258%
Non-Performing Loans Ratio (NPL)
2.27%
Total Assets
95,847,850
Total Amount of Shares and Deposits
77,055,697
Total Shares and Deposits < 1 Year
71,415,868
Total Shares and Deposits 1 3 Years
3,465,861
Total Shares and Deposits > 3 Years
2,173,968
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,181,475
Total Uninsured Shares and Deposits > $250K (F+J)
6,181,475
Total Insured Shares and Deposits > $250K (item 17 less item K)
70,874,222
Total Interest Expense (Sum of items 6 8)
806,980
Share Certificates
390
Number of Accounts for Share Drafts
3,730
IRA KEOGH Accounts
242
Number of Accounts for Regular Shares
6,660
Money Market Shares
528
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,996,877
Total Liabilities
80,353,143
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Choice Credit Union Commerce City, COIs Community Choice Credit Union Commerce City, CO a safe place to deposit money?Yes, Community Choice Credit Union Commerce City, CO is considered a safe financial institution. With a Texas Ratio of 6.7587667832743%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Choice Credit Union Commerce City, CO operate?Community Choice Credit Union Commerce City, CO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Choice Credit Union Commerce City, CO?Yes, to access services at Community Choice Credit Union Commerce City, CO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Choice Credit Union Commerce City, CO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Choice Credit Union Commerce City, CO provides members with tools to manage their accounts and build a solid financial history. Does Community Choice Credit Union Commerce City, CO offer online and mobile banking?Most modern institutions like Community Choice Credit Union Commerce City, CO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourbetterbankingchoice.com/. Compare to Other Credit Unions
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