|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 WEPCO Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
WEPCO Federal Credit Union's 24 month CD rates are at 4.06%, 36 month CD rates are at 4.06%, 48 month CD rates are at 4.06%, 60 month CD rates are at 4.06%, 18 month CD rates are at 3.80%. WEPCO Federal Credit Union's savings rates are at 0.00%. WEPCO Federal Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of WEPCO Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates were last updated on 04/18/2026. WEPCO Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WEPCO Federal Credit Union? Share your experience about WEPCO Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WEPCO Federal Credit Union. WEPCO Federal Credit Union
Bloomington Branch 204 North Branch Avenue
https://www.wepcofcu.com Bloomington, MD 21523 
WEPCO Federal Credit Union CD Rates
WEPCO Federal Credit Union Savings Rates
WEPCO Federal Credit Union Money Market Rates
WEPCO Federal Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WEPCO Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WEPCO Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WEPCO Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WEPCO Federal Credit Union
Website
https://www.wepcofcu.com
Address
204 North Branch Avenue,
Bloomington, MD 21523
Phone
301-359-3081
Fax
301-359-3683
President
Mark Alexander
CEO
Becky McKenzie
Full-Time Employees
70
Part-Time Employees
0
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.70%
Return on Assets (ROA)
1.1892%
Return on Equity (ROE)
7.7240%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
376,961,006
Total Amount of Shares and Deposits
318,075,003
Total Shares and Deposits < 1 Year
286,790,586
Total Shares and Deposits 1 3 Years
23,931,586
Total Shares and Deposits > 3 Years
7,352,831
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,551,698
Total Uninsured Shares and Deposits > $250K (F+J)
15,551,698
Total Insured Shares and Deposits > $250K (item 17 less item K)
302,523,305
Total Interest Expense (Sum of items 6 8)
3,324,391
Share Certificates
1,480
Number of Accounts for Share Drafts
18,678
IRA KEOGH Accounts
1,190
Number of Accounts for Regular Shares
45,608
Money Market Shares
1,323
Net Income (unless the amount is already included in Undivided Earnings)
4,482,680
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
98,426,743
Total Liabilities
319,150,218
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WEPCO Federal Credit UnionIs WEPCO Federal Credit Union a safe place to deposit money?Yes, WEPCO Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6971794734789%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WEPCO Federal Credit Union operate?WEPCO Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WEPCO Federal Credit Union?Yes, to access services at WEPCO Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WEPCO Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WEPCO Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WEPCO Federal Credit Union offer online and mobile banking?Most modern institutions like WEPCO Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wepcofcu.com. Current WEPCO Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
APCO Employees Credit Union
Gulf Trust Federal Credit Union
NIAGARA REGIONAL
Gabriel\'s Community Credit Union
American United Federal Credit Union
St Joseph Teachers Credit Union
Northeast Nebraska Federal Credit Union
Complex Community Federal Credit Union
ETMA Federal Credit Union
Kemba Indianapolis Credit Union
Brookland Federal Credit Union
Mobility Credit Union
St Lukes Community Federal Credit Union
ONE SOUTH
Island Federal Credit Union
REV
Adelfi Credit Union
Firefighters Community Credit Union
Mutual Savings Credit Union
KC FAIRFAX
Heart O\' Texas Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
