|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Division #6 Highway Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Division #6 Highway Credit Union's CD of Deposit - 18 month rates are at 3.03%, CD of Deposit - 24 month rates are at 3.03%, CD of Deposit - 12 month rates are at 2.52%, CD of Deposit - 6 month rates are at 2.52%. Division #6 Highway Credit Union's First Mortgage Loans - 15 Year Fixed rates are at 6.25%, First Mortgage Loans - 15-Years Fixed rates are at 6.25%, First Mortgage Loans - 20 Year Fixed rates are at 6.50%, First Mortgage Loans - 20-Years Fixed rates are at 6.50%, First Mortgage Loans - 30 Year Fixed rates are at 6.75%. Division #6 Highway Credit Union's Personal Loan Rates are as low as 10.00%. Division #6 Highway Credit Union's Credit Card Rates are at 9.00%. Division #6 Highway Credit Union's CD rates are 4% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Division #6 Highway Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.75%. Rates last updated and verified on 10/29/2026. Division #6 Highway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Division #6 Highway Credit Union? Share your experience about Division #6 Highway Credit Union by leaving a review below, or read customer reviews before you decide to use Division #6 Highway Credit Union. Division #6 Highway Credit Union
Division 6 Highway Credit Union 14323 S Outer 40 Rd Ste 100
http://www.d6hcu.com/ Town and Country, MO 63017  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Division #6 Highway Credit Union CD Rates
Division #6 Highway Credit Union Savings Rates
Division #6 Highway Credit Union Mortgage Rates
Division #6 Highway Credit Union Auto Loan Rates
Division #6 Highway Credit Union Credit Card Rates
Division #6 Highway Credit Union Personal Loan Rates
Financial Health HistoryDivision #6 Highway Credit Union’s Texas Ratio stayed near 0.88% in Q3 2023 to 0.75% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Division #6 Highway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Division #6 Highway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Division #6 Highway Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Division #6 Highway Credit Union
Website
http://www.d6hcu.com/
Address
14323 S Outer 40 Rd Ste 100,
Town and Country, MO 63017
Phone
314-453-1780
Fax
314-453-5024
President
Bill McLaughlin
CEO
Chris Conrad
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.75%
Return on Assets (ROA)
0.4586%
Return on Equity (ROE)
2.5651%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
15,678,999
Total Amount of Shares and Deposits
12,612,122
Total Shares and Deposits < 1 Year
12,241,016
Total Shares and Deposits 1 3 Years
371,106
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,179
Total Uninsured Shares and Deposits > $250K (F+J)
15,179
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,596,943
Total Interest Expense (Sum of items 6 8)
74,720
Share Certificates
138
Number of Accounts for Share Drafts
354
Number of Accounts for Regular Shares
1,871
Net Income (unless the amount is already included in Undivided Earnings)
71,902
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
215,374
Total Liabilities
12,875,964
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Division #6 Highway Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Division #6 Highway Credit Union
Frequently Asked Questions About Division #6 Highway Credit UnionDoes Division #6 Highway Credit Union offer CDs?Yes. Division #6 Highway Credit Union current CD rates include its CD of Deposit - 18 month at 3.03% APY, its CD of Deposit - 24 month at 3.03% APY and its CD of Deposit - 12 month at 2.52% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Division #6 Highway Credit Union NCUA insured?Yes. Division #6 Highway Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Division #6 Highway Credit Union?The highest Division #6 Highway Credit Union CD rate is its CD of Deposit - 18 month at 3.03% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Division #6 Highway Credit Union offer?Division #6 Highway Credit Union CD rates are 2.52% APY for a 6 month CD, 2.52% APY for a 12 month CD, 3.03% APY for an 18 month CD and 3.03% APY for a 2 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Division #6 Highway Credit Union for its full lineup. What is the lowest 30 year fixed mortgage rate at Division #6 Highway Credit Union?The lowest Division #6 Highway Credit Union 30 year fixed mortgage rate is its First Mortgage Loans - 30 Year Fixed at 6.75%, verified by MonitorBankRates as of October 29, 2026. Division #6 Highway Credit Union mortgage rates are 6.75% for a 30 year mortgage, 6.50% for a 20 year mortgage and 6.25% for a 15 year mortgage. What is the lowest auto loan rate at Division #6 Highway Credit Union?The lowest Division #6 Highway Credit Union auto loan rate is its Vehicle Loans - 2026-2023 Model Years at 4.75% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Division #6 Highway Credit Union?The lowest Division #6 Highway Credit Union personal loan rate is its Unsecured Loan at 10.00% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Division #6 Highway Credit Union?The lowest Division #6 Highway Credit Union credit card APR is its Credit Cards at 9.00% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Division #6 Highway Credit Union operate?Division #6 Highway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Division #6 Highway Credit Union?Yes, to access services at Division #6 Highway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Division #6 Highway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Division #6 Highway Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Division #6 Highway Credit Union offer online and mobile banking?Most modern institutions like Division #6 Highway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.d6hcu.com/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Division #6 Highway Credit Union rates compare?Division #6 Highway Credit Union's CD rates are 4% lower than the MonitorBankRates national average, and it has an A+ health rating. Division #6 Highway Credit Union's top rates are its CD of Deposit - 18 month at 3.03% APY, its First Mortgage Loans - 15 Year Fixed at 6.25%, its Unsecured Loan at 10.00% APR and its Credit Cards at 9.00% APR, verified by MonitorBankRates on October 29, 2026. Current Division #6 Highway Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Santa Barbara Teachers Federal Credit Union
Avenir Financial Federal Credit Union
Securityplus Federal Credit Union
Tennessee Department of Safety Credit Union
Blaw Knox Credit Union
Lincoln SDA Credit Union
Cloverbelt Credit Union
Tobacco Valley Teachers Federal Credit Union
Bethlehem 1st Federal Credit Union
Geovista Federal Credit Union
Bar-Cons Federal Credit Union
VAPR Federal Credit Union
Green River Area Federal Credit Union
Victoria Federal Credit Union
Onomea Federal Credit Union
Ontario Public Employees Federal Credit Union
Bessemer System Federal Credit Union
Pantex Federal Credit Union
Northern Skies Credit Union
Covenant Savings Federal Credit Union
Madison Fire Department Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
