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Advertiser Disclosure
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 Division #6 Highway Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Division #6 Highway Credit Union's CDs of Deposit 24 month rates are at 3.03%, CDs of Deposit 18 month rates are at 2.78%, CDs of Deposit 12 month rates are at 2.27%, CDs of Deposit 6 month rates are at 1.26%. Division #6 Highway Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of Division #6 Highway Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates were last updated on 04/19/2026. Division #6 Highway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Division #6 Highway Credit Union? Share your experience about Division #6 Highway Credit Union by leaving a review below, or read customer reviews before you decide to use Division #6 Highway Credit Union. Division #6 Highway Credit Union
Division 6 Highway Credit Union 14323 S Outer 40 Rd Ste 100
http://www.d6hcu.com/ Town and Country, MO 63017 
Division #6 Highway Credit Union CD Rates
Division #6 Highway Credit Union Savings Rates
Division #6 Highway Credit Union Mortgage Rates
Division #6 Highway Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Division #6 Highway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Division #6 Highway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Division #6 Highway Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Division #6 Highway Credit Union
Website
http://www.d6hcu.com/
Address
14323 S Outer 40 Rd Ste 100,
Town and Country, MO 63017
Phone
314-453-1780
Fax
314-453-5024
President
Phil Ruffus
CEO
Chris Conrad
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.13%
Return on Assets (ROA)
0.7742%
Return on Equity (ROE)
4.5198%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
15,684,156
Total Amount of Shares and Deposits
12,974,917
Total Shares and Deposits < 1 Year
12,246,654
Total Shares and Deposits 1 3 Years
728,264
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,994
Total Uninsured Shares and Deposits > $250K (F+J)
6,994
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,967,923
Total Interest Expense (Sum of items 6 8)
110,702
Share Certificates
146
Number of Accounts for Share Drafts
341
Number of Accounts for Regular Shares
1,891
Net Income (unless the amount is already included in Undivided Earnings)
121,426
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
626,218
Total Liabilities
12,998,879
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Division #6 Highway Credit UnionIs Division #6 Highway Credit Union a safe place to deposit money?Yes, Division #6 Highway Credit Union is considered a safe financial institution. With a Texas Ratio of 0.12890113919127%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Division #6 Highway Credit Union operate?Division #6 Highway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Division #6 Highway Credit Union?Yes, to access services at Division #6 Highway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Division #6 Highway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Division #6 Highway Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Division #6 Highway Credit Union offer online and mobile banking?Most modern institutions like Division #6 Highway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.d6hcu.com/. Current Division #6 Highway Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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